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nubank

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Leandro Fumão Crypto
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˗ˋˏ🚀💨ˊ˗ <b>NUBANK OPENS NEW PATH IN THE GLOBAL BANKING MARKET, WITH USDC, EURC, BITCOIN AND ETHEREUM🔥</b> ✎𓂃Nubank has just opened a new chapter in its international expansion. Nu began operations in the United States and launched Nu Global, a multi-currency account designed to move money between more than 35 countries, combining traditional banking services with stablecoins and digital assets. 🔥 The Key Detail That Stands Out in Nu Global ➢ Balances can be converted into <c-1/> $USDC e EURC, with announced daily yield of: USDC ▸ 3.50% per year EURC ▸ 2.20% per year ➢ In addition, the customer will be able to hold and trade Bitcoin and Ethereum within the same app. The product also includes a Mastercard virtual card, international transfers to more than 35 countries, and 24-hour multilingual support. 🇺🇸 In the United States, the strategy is different. ➢ The Nu Account offers a 3.50% APY return on dollars, with deposits held at Lead Bank, an FDIC member. Meanwhile, the Nu credit card will have unlimited 1.5% cashback, which could reach 2% under future conditions. ➢ Nu had requested a national banking license in the U.S. in September 2025 and received conditional approval from the OCC in January 2026. As it moves forward through this process, it has started operating through a partner bank model. 👀 And the scale of the ambition is impressive. Nubank has already surpassed 140 million customers in Latin America and is now targeting the largest banking market in the world. 🔥 The most interesting part for the crypto market might be this: stablecoins are moving beyond being just exchange assets and are starting to become infrastructure for global bank accounts. USDC + EURC + $BTC + $ETH ▸ all within a banking experience. 👇💭 Can Nu Global speed up stablecoin adoption by the average user? #nubank #Stablecoins #cripto
˗ˋˏ🚀💨ˊ˗ <b>NUBANK OPENS NEW PATH IN THE GLOBAL BANKING MARKET, WITH USDC, EURC, BITCOIN AND ETHEREUM🔥</b>

✎𓂃Nubank has just opened a new chapter in its international expansion.
Nu began operations in the United States and launched Nu Global, a multi-currency account designed to move money between more than 35 countries, combining traditional banking services with stablecoins and digital assets.

🔥 The Key Detail That Stands Out in Nu Global

➢ Balances can be converted into <c-1/> $USDC e EURC, with announced daily yield of:
USDC ▸ 3.50% per year
EURC ▸ 2.20% per year

➢ In addition, the customer will be able to hold and trade Bitcoin and Ethereum within the same app.
The product also includes a Mastercard virtual card, international transfers to more than 35 countries, and 24-hour multilingual support.
🇺🇸 In the United States, the strategy is different.

➢ The Nu Account offers a 3.50% APY return on dollars, with deposits held at Lead Bank, an FDIC member. Meanwhile, the Nu credit card will have unlimited 1.5% cashback, which could reach 2% under future conditions.

➢ Nu had requested a national banking license in the U.S. in September 2025 and received conditional approval from the OCC in January 2026. As it moves forward through this process, it has started operating through a partner bank model.

👀 And the scale of the ambition is impressive.
Nubank has already surpassed 140 million customers in Latin America and is now targeting the largest banking market in the world.

🔥 The most interesting part for the crypto market might be this:
stablecoins are moving beyond being just exchange assets and are starting to become infrastructure for global bank accounts.
USDC + EURC + $BTC + $ETH ▸ all within a banking experience.

👇💭 Can Nu Global speed up stablecoin adoption by the average user?

#nubank #Stablecoins #cripto
Brazilian digital bank Nubank enters the US, and along the way launches Nu Global multi-currency accounts, letting deposits be transferred directly to USDC or EURC. The stablecoin space is increasingly turning into a battlefield of legitimate troops—traditional banks are also stepping in as gateways, and Circle’s euro stablecoin has also caught a wave of attention. For American users, cross-border savings will increasingly run on-chain directly, and bank intermediary fees are probably about to get squeezed out. $USDC #Nubank
Brazilian digital bank Nubank enters the US, and along the way launches Nu Global multi-currency accounts, letting deposits be transferred directly to USDC or EURC. The stablecoin space is increasingly turning into a battlefield of legitimate troops—traditional banks are also stepping in as gateways, and Circle’s euro stablecoin has also caught a wave of attention. For American users, cross-border savings will increasingly run on-chain directly, and bank intermediary fees are probably about to get squeezed out.

$USDC #Nubank
Verified
❌🔐𝐍𝐔𝐁𝐀𝐍𝐊 𝐄𝐍𝐃𝐒 𝐀 𝐔́𝐋𝐓𝐈𝐌𝐀 𝐏𝐇𝐀𝐒𝐄 𝐎𝐅 𝐍𝐔𝐂𝐎𝐈𝐍 𝐂𝐎𝐍𝐍𝐄𝐂𝐓𝐈𝐎𝐍 𝐖𝐈𝐓𝐇 𝐓𝐇𝐄 𝐂𝐑𝐘𝐏𝐓𝐎 𝐌𝐀𝐑𝐊𝐄𝐓❗🔒⛓🖇 Nubank decided to automatically convert the remaining Nucoin balances into “lucky numbers” by September 30. In practice, this ends the project’s last functional connection with the cryptocurrency market. Nucoin was created in 2022, launched on Polygon in 2023, and once reached a peak of nearly 1,900%. Then, in September 2024, Nubank stopped buying and selling the token and turned the project into a rewards program. Customers with at least R$ 100 in Nucoin had until December 2024 to convert their balances into Bitcoin▸ $BTC ▸ or $USDC . Those who didn’t, or had an amount below the minimum, stayed in the program. These are exactly the balances that will now be automatically converted into lucky numbers. 🔥 The point generating discussion is this: In the announcement, it does not clearly explain how much each Nucoin is worth in this conversion or what the exact ratio is between the old balance and the amount of numbers received. The new numbers will only be used to enter Nubank’s own raffles. They: ▸ have no exchange rate ▸ cannot be bought or sold ▸ cannot be sent to a personal wallet That means Nucoin will definitively stop functioning as a tradable digital asset. 👀 This is a huge turning point for a project that started with blockchain, cashback, token freezing, trading within the app, and plans to expand its utility to millions of customers. Now the question is: Is Nubank simplifying a program that has lost its meaning as crypto, or have the old users lost an opportunity to choose what to do with their balances? {spot}(CATIUSDT) #nubank #NuCoin #crypto
❌🔐𝐍𝐔𝐁𝐀𝐍𝐊 𝐄𝐍𝐃𝐒 𝐀 𝐔́𝐋𝐓𝐈𝐌𝐀 𝐏𝐇𝐀𝐒𝐄 𝐎𝐅 𝐍𝐔𝐂𝐎𝐈𝐍 𝐂𝐎𝐍𝐍𝐄𝐂𝐓𝐈𝐎𝐍 𝐖𝐈𝐓𝐇 𝐓𝐇𝐄 𝐂𝐑𝐘𝐏𝐓𝐎 𝐌𝐀𝐑𝐊𝐄𝐓❗🔒⛓🖇

Nubank decided to automatically convert the remaining Nucoin balances into “lucky numbers” by September 30. In practice, this ends the project’s last functional connection with the cryptocurrency market.

Nucoin was created in 2022, launched on Polygon in 2023, and once reached a peak of nearly 1,900%. Then, in September 2024, Nubank stopped buying and selling the token and turned the project into a rewards program.

Customers with at least R$ 100 in Nucoin had until December 2024 to convert their balances into Bitcoin▸ $BTC ▸ or $USDC . Those who didn’t, or had an amount below the minimum, stayed in the program. These are exactly the balances that will now be automatically converted into lucky numbers.

🔥 The point generating discussion is this:
In the announcement, it does not clearly explain how much each Nucoin is worth in this conversion or what the exact ratio is between the old balance and the amount of numbers received.

The new numbers will only be used to enter Nubank’s own raffles. They:
▸ have no exchange rate
▸ cannot be bought or sold
▸ cannot be sent to a personal wallet

That means Nucoin will definitively stop functioning as a tradable digital asset.

👀 This is a huge turning point for a project that started with blockchain, cashback, token freezing, trading within the app, and plans to expand its utility to millions of customers.

Now the question is:
Is Nubank simplifying a program that has lost its meaning as crypto, or have the old users lost an opportunity to choose what to do with their balances?

#nubank #NuCoin #crypto
The digital asset ecosystem has just recorded a significant movement: Nubank has officially discontinued NuCoin trading, converting the remaining balances into 'lucky numbers'. This decision marks the end of one of the most ambitious blockchain-based loyalty experiments in Brazil’s banking sector, highlighting the challenges of reconciling the volatility of digital assets with the stability required by institutional rewards programs. Technical and Strategic Analysis: From a market standpoint, the shutdown reflects a shift in stance regarding 'utility tokens' within centralized platforms. The move to a simplified raffle model makes the operation easier for the bank, but it raises questions about users’ perceived value in the asset—especially those who sought liquidity and appreciation. While the global market, led by $BTC and $ETH, continues to consolidate custody infrastructure and institutional adoption, the NuCoin case serves as a case study on the importance of governance and economic sustainability in closed-ecosystem tokens. #Criptomoedas #Nubank #NuCoin #Blockchain #MercadoFinanceiro
The digital asset ecosystem has just recorded a significant movement: Nubank has officially discontinued NuCoin trading, converting the remaining balances into 'lucky numbers'. This decision marks the end of one of the most ambitious blockchain-based loyalty experiments in Brazil’s banking sector, highlighting the challenges of reconciling the volatility of digital assets with the stability required by institutional rewards programs.

Technical and Strategic Analysis:
From a market standpoint, the shutdown reflects a shift in stance regarding 'utility tokens' within centralized platforms. The move to a simplified raffle model makes the operation easier for the bank, but it raises questions about users’ perceived value in the asset—especially those who sought liquidity and appreciation. While the global market, led by $BTC and $ETH, continues to consolidate custody infrastructure and institutional adoption, the NuCoin case serves as a case study on the importance of governance and economic sustainability in closed-ecosystem tokens.

#Criptomoedas #Nubank #NuCoin #Blockchain #MercadoFinanceiro
$NU.US #Nubank Latest quarterly net profit first exceeded $1 billion, and it beat market expectations—an important earnings milestone for this Latin American digital bank. When you see “first-time breakthrough,” people tend to feel a sense of completion, as if the company has passed the final exam. But a bank’s profit structure differs from that of a typical technology company: growth in the customer base can expand revenue, while credit business also brings bad debts, provisions, and funding costs. When quarterly profit crosses an integer threshold, it’s only the result within a particular reporting window. A cold-data way to read milestones is to break them down: did profit come from user growth, improved net interest margins, fee and income, or one-off factors? Has asset quality changed at the same time? Has management paid higher customer-acquisition costs to support expansion? Integers make good headlines, but they shouldn’t stand alone as conclusions. Once you’ve crossed the threshold, the books keep turning forward.
$NU.US #Nubank Latest quarterly net profit first exceeded $1 billion, and it beat market expectations—an important earnings milestone for this Latin American digital bank.

When you see “first-time breakthrough,” people tend to feel a sense of completion, as if the company has passed the final exam. But a bank’s profit structure differs from that of a typical technology company: growth in the customer base can expand revenue, while credit business also brings bad debts, provisions, and funding costs. When quarterly profit crosses an integer threshold, it’s only the result within a particular reporting window.

A cold-data way to read milestones is to break them down: did profit come from user growth, improved net interest margins, fee and income, or one-off factors? Has asset quality changed at the same time? Has management paid higher customer-acquisition costs to support expansion?

Integers make good headlines, but they shouldn’t stand alone as conclusions. Once you’ve crossed the threshold, the books keep turning forward.
NUUS+0.22%
🚨 BEINCRYPTO 100 INSTITUTIONAL AWARDS NOMINATION: 📈 NUBANK FOR BEST DIGITAL ASSETS NEOBANK 🧠 📊 $BTC | $ETH | $BNB - Nubank nominated for Best Digital Assets Neobank - Offers crypto access and financial utility - Adds stablecoins and rewards - Lowers fees 📈 - Market may see downside pressure - Panic volatility could occur - Whales might distribute or accumulate - Short-term outlook is bearish 🔥 - What is the impact of neobanks on crypto? - Follow us and comment below #Bitcoin #Crypto #Nubank #DigitalAssets #Neobank
🚨 BEINCRYPTO 100 INSTITUTIONAL AWARDS NOMINATION: 📈 NUBANK FOR BEST DIGITAL ASSETS NEOBANK 🧠

📊 $BTC | $ETH | $BNB

- Nubank nominated for Best Digital Assets Neobank
- Offers crypto access and financial utility
- Adds stablecoins and rewards
- Lowers fees 📈

- Market may see downside pressure
- Panic volatility could occur
- Whales might distribute or accumulate
- Short-term outlook is bearish 🔥

- What is the impact of neobanks on crypto?

- Follow us and comment below
#Bitcoin #Crypto #Nubank #DigitalAssets #Neobank
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Nubank enters the U.S.: cross-border accounts directly convert to $USDC/$EURCLatin American digital bank Nu (NYSE: NU) announced two things on September 10: launching in the U.S., and rolling out Nu Global. What’s worth watching isn’t yet another high-interest card, but how the money in the account actually moves. According to the company’s Form 6-K: On the U.S. side, it partnered first with FDIC-insured Lead Banks, where deposit accounts are compounded daily at 3.50% APY; credit cards have no annual fees and unlimited 1.5% cash back. Its own National Bank charter was applied for with the OCC in 2025, and in January 2026 it received an initial conditional approval—still operating under the partner bank model, not a charter being implemented. Nu Global is even more eye-catching: customers’ deposits will be converted into the USD stablecoin $USDC or the EUR stablecoin $EURC, with about 3.50% / 2.20% APY compounded daily. It claims 35+ countries for fast, fee-free transfers; initially, it focuses on the “eura corridor,” with Brazil/Colombia/Mexico/the U.S. to be added later. Users can also hold and trade selected digital assets (including Bitcoin and Ethereum).

Nubank enters the U.S.: cross-border accounts directly convert to $USDC/$EURC

Latin American digital bank Nu (NYSE: NU) announced two things on September 10: launching in the U.S., and rolling out Nu Global.
What’s worth watching isn’t yet another high-interest card, but how the money in the account actually moves.
According to the company’s Form 6-K: On the U.S. side, it partnered first with FDIC-insured Lead Banks, where deposit accounts are compounded daily at 3.50% APY; credit cards have no annual fees and unlimited 1.5% cash back. Its own National Bank charter was applied for with the OCC in 2025, and in January 2026 it received an initial conditional approval—still operating under the partner bank model, not a charter being implemented.
Nu Global is even more eye-catching: customers’ deposits will be converted into the USD stablecoin $USDC or the EUR stablecoin $EURC, with about 3.50% / 2.20% APY compounded daily. It claims 35+ countries for fast, fee-free transfers; initially, it focuses on the “eura corridor,” with Brazil/Colombia/Mexico/the U.S. to be added later. Users can also hold and trade selected digital assets (including Bitcoin and Ethereum).
🤖 📈 To the Stock Market: OpenAI Names CEOs of Nubank and BNY to Its Board. OpenAI added David Vélez (CEO of Nubank) and Robin Vince (CEO of BNY) to its board of directors for its for-profit and nonprofit divisions as it moves toward an initial public offering (IPO), CNBC reported. 📊 Key points from the announcement: 🏛️ Governance and finance: Both executives will bring strategic expertise in technology transformation and global financial infrastructure. 💰 Record valuation: With a valuation of more than $850,000 million, the firm confidentially filed its prospectus with the SEC after restructuring its foundation as a holding entity. 💬 With leaders from global banking and the fintech sector on the board, do you think OpenAI will launch the biggest IPO in the tech industry? Share your thoughts below! 👇🔥 $BTC {spot}(BTCUSDT) $OPENAI {future}(OPENAIUSDT) $BNB {spot}(BNBUSDT) #OpenAI #AI #DavidVelez #Nubank #TechNews
🤖 📈 To the Stock Market: OpenAI Names CEOs of Nubank and BNY to Its Board.

OpenAI added David Vélez (CEO of Nubank) and Robin Vince (CEO of BNY) to its board of directors for its for-profit and nonprofit divisions as it moves toward an initial public offering (IPO), CNBC reported.

📊 Key points from the announcement:
🏛️ Governance and finance: Both executives will bring strategic expertise in technology transformation and global financial infrastructure.

💰 Record valuation: With a valuation of more than $850,000 million, the firm confidentially filed its prospectus with the SEC after restructuring its foundation as a holding entity.

💬 With leaders from global banking and the fintech sector on the board, do you think OpenAI will launch the biggest IPO in the tech industry? Share your thoughts below! 👇🔥
$BTC
$OPENAI
$BNB

#OpenAI #AI #DavidVelez #Nubank #TechNews
🚨 YOUR MONEY IS AT RISK ❓ THE DOMINO EFFECT HAS ARRIVED ❗ 📉🏦 ⚠️ Did you wake up today and check if your bank still exists? It seems dramatic, but what happened with Banco Master and Willbank has raised a red flag that you cannot ignore. 🚩 The Brazilian banking system is trembling. After the liquidation of Master, Willbank ⥱ with its 12 million customers ⥱ was also "turned off" by the Central Bank. And the question that remains » Could Nubank, Inter, or C6 be next? 🤔 In my study, the numbers that nobody shows you in the mainstream media have come to light. If you have idle or invested money, you need to understand these 3 points NOW 1️⃣ The Basel Index » It's the bank's "safety cushion." While the big players (Itaú, Bradesco) operate comfortably, Willbank was in the negative! Do you know what your bank's index is today ❓ 📊 2️⃣ The Magic CDB Trap » You know that bank that offers 120%, 130% of the CDI out of nowhere? Be careful ⚠️ This may not be generosity, but desperation for cash. Those who fell for this with Master are now in line for the FGC. 3️⃣ Systemic Risk » The FGC (Guarantee Fund) has limits. If many banks fail together, the cash runs dry. {spot}(PAXGUSDT) Are you diversified or have you put all your eggs in one basket? 🥚🧺 💡 The difference between prudence and panic is INFORMATION. Don't wait for your bank's app to stop working to find out it was "rotten" inside. [Leandro Fumão](https://www.binance.com/pt-BR/square/profile/fumao) 📢 This content is dense, extremely necessary, and can save your family's assets. ❤️ 👨‍👩‍👧‍👦 🛡️ Share this post ❗ Someone you know might have their emergency reserve in a bank that is on the edge. 📲 {spot}(USDCUSDT) #bancomaster #investimento #nubank #brasil #Brazuca
🚨 YOUR MONEY IS AT RISK ❓ THE DOMINO EFFECT HAS ARRIVED ❗ 📉🏦

⚠️ Did you wake up today and check if your bank still exists?
It seems dramatic, but what happened with Banco Master and Willbank has raised a red flag that you cannot ignore. 🚩
The Brazilian banking system is trembling. After the liquidation of Master, Willbank ⥱ with its 12 million customers ⥱ was also "turned off" by the Central Bank.

And the question that remains » Could Nubank, Inter, or C6 be next? 🤔

In my study, the numbers that nobody shows you in the mainstream media have come to light. If you have idle or invested money, you need to understand these 3 points NOW

1️⃣ The Basel Index » It's the bank's "safety cushion." While the big players (Itaú, Bradesco) operate comfortably, Willbank was in the negative!

Do you know what your bank's index is today ❓ 📊

2️⃣ The Magic CDB Trap » You know that bank that offers 120%, 130% of the CDI out of nowhere? Be careful ⚠️

This may not be generosity, but desperation for cash. Those who fell for this with Master are now in line for the FGC.

3️⃣ Systemic Risk » The FGC (Guarantee Fund) has limits. If many banks fail together, the cash runs dry.
Are you diversified or have you put all your eggs in one basket? 🥚🧺

💡 The difference between prudence and panic is INFORMATION.
Don't wait for your bank's app to stop working to find out it was "rotten" inside.

Leandro Fumão 📢 This content is dense, extremely necessary, and can save your family's assets. ❤️ 👨‍👩‍👧‍👦 🛡️

Share this post ❗ Someone you know might have their emergency reserve in a bank that is on the edge. 📲

#bancomaster #investimento #nubank #brasil #Brazuca
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