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The post Do Kwon Faces 12 Years in Prison for Crypto Fraud, Sentencing on 11 Dec appeared first on Coinpedia Fintech News

South Korean cryptocurrency mogul Do Kwon is about to face 12 years in prison for his role in the 2022 TerraUSD collapse, a “colossal” fraud that triggered $40 billion loss in users funds. Sentencing is scheduled for Dec. 11.

Crypto supporters are now wondering why such a harsh punishment, and what Do Kwon’s team says in his defense?

Do Kwon To Face 12-Year Prison Term

On December 4, a new filing was sent to Judge Paul Engelmayer in New York, where the government explained why it believes Do Kwon deserves such a long prison sentence.

Prosecutors explained that Kwon kept saying TerraUSD (UST) was safe and would always stay at $1, giving false hope to the investors. 

But in May 2022, UST suddenly collapsed, and billions of dollars vanished almost overnight. They say this crash didn’t just hurt Terra investors. It triggered big problems across the whole crypto market, even contributing to failures that later connected to huge disasters like FTX.

UPDATE US PROSECUTORS ARE SEEKING A 12-YEAR PRISON SENTENCE FOR DO KWON pic.twitter.com/W9W7l2znfX

— That Martini Guy ₿ (@MartiniGuyYT) December 5, 2025

According to the US prosecutors, Kwon hid important facts and made people trust a system that was already unstable. Because of all this, they believe 12 years is a fair sentence.

Do Kwon’s Lawyers Request a Lighter Sentence

Do Kwon’s lawyers disagree with the long sentence suggested by U.S. prosecutors. They say that a shorter sentence, around five years or less, would be more fair because the Terra crash was not caused by Kwon alone.

According to his defense team, several outside factors added to the collapse. They claim that:

Some large traders attacked the Terra system on purpose.

Weak points in UST’s design were taken advantage of by other firms.

The entire crypto market was already facing big pressure at the time.

His lawyers also shared research papers and blockchain analysis to support their argument.

Do Kwon has already pleaded guilty to wire fraud and conspiracy to defraud, after being charged in March 2023 with several counts linked to fraud and market manipulation.

Sentencing is Scheduled for Dec 11

The sentencing hearing set for December 11 will mark a crucial moment not just for Kwon, but for the broader crypto world. Many victims are hoping for justice. They say Kwon destroyed families, ruined retirements, and shattered dreams. 

Some people lost everything they had worked for their entire lives because they believed his promises.

Legal experts expect the judge will consider the enormity of losses and investor harm caused by the collapse.

The post Ethereum Breaks Against Bitcoin—Has the Crypto Rotation Begun? appeared first on Coinpedia Fintech News

Ethereum (ETH) price has finally shown its first real sign of strength in months. The ETH/BTC pair has broken above a 3.5-month descending trendline—a level that has consistently blocked Ethereum’s relative performance since early September. While this move has triggered fresh optimism across the market, calling it an “altcoin season trigger” would be premature. The breakout is meaningful, but the evidence points to an early signal rather than a confirmed trend reversal.

Technical Breakdown: What the Chart Actually Confirms

The breakout is structurally valid: ETH/BTC closed above the descending trendline with clear rejection wicks turning into support. Momentum is improving, and the pair’s posture is stronger than at any point in Q4. However, volume remains moderate, meaning the move is driven more by structural exhaustion than aggressive accumulation.

This is important because trendline breaks without volume often behave as “early warnings,” not definitive rotations. ETH/BTC has also not yet formed a higher high—another key requirement for sustained trend reversal. In short: the breakout matters, but it’s not a guarantee.

What the ETH/BTC Breakout Means for Altcoins

ETH/BTC is one of the most reliable macro signals in crypto. When Ethereum strengthens against Bitcoin, capital often flows from BTC → ETH → large caps → mid caps → speculative tokens. But this cycle only activates if ETH shows convincing follow-through.

If ETH/BTC continues higher from here, large-cap altcoins like SOL, AVAX, LINK, ADA, and APT are typically the first beneficiaries. ETH pairs become more attractive, liquidity broadens, and risk appetite begins to reappear.

If the breakout fails, altcoins stall immediately. The market returns to Bitcoin-led dominance, and the rotation theme collapses before it even begins.

Conclusion

ETH/BTC breaking its 3.5-month downtrend is an important structural shift—but it’s only the opening move, not the full story. If the breakout holds, Ethereum could lead the next wave of market rotation. If it fails, the market remains firmly in Bitcoin’s grip. The next few sessions will reveal which path the market chooses.

The post XRP Price Prediction For December 5 appeared first on Coinpedia Fintech News

XRP is under pressure today, falling more than 4% and trading around $2.05. The token is now at risk of dipping below the crucial $2 support zone, a level experts consider important for keeping short-term momentum alive. While the market is seeing weakness overall, XRP’s technical indicators show a mix of warning signs and relief signals.

Large Bearish Divergence Still Active

On the weekly chart, XRP is still dealing with a major bearish divergence that has been building over several months. This signal has not been cancelled, and it suggests that the broader trend remains bearish. Larger divergences like this often take time to play out and can drag prices lower even if short-term signals show some strength.

As long as this divergence stays active, XRP will struggle to form a strong upward trend.

Short-Term Relief From Daily Bullish Divergence

However, the daily chart tells a different, more positive story. A small bullish divergence confirmed about two weeks ago, which led to a slight price bounce and a period of sideways trading. This kind of pattern is normal after a bullish divergence and markets often move sideways or show mild upward relief before deciding the next directional move.

For now, this signal is helping XRP avoid a deeper drop in the short term.

Key Levels to Watch: Support and Resistance

The analyst expects XRP to continue moving sideways between strong support and resistance levels:

Resistance:  XRP faces resistance around $2.20, followed by a heavier resistance band between $2.30 and $2.40.

Support:  Strong support sits between $2.00 and $2.05.If XRP breaks below this, the next support zone is around $1.93 to $1.95.

If the token loses the $2 level, a quick drop toward the mid-$1.90 range comes into picture.

XRP Price Prediction: What Happens Next?

In the near term, XRP might move sideways between these zones as traders react to both positive and negative signals. The daily bullish divergence could help XRP hold above $2 for now, but the larger bearish divergence on the weekly chart suggests that the broader trend is still downward.

Unless XRP breaks above $2.40, the downside risk remains in focus. If the $2 support fails, analysts see the price sliding toward $1.93–$1.95, with the possibility of further losses if market conditions weaken.

The post Investors Shift From Dogecoin (DOGE) to GeeFi (GEE) Before 20% Price Surge as Phase 2 Nears Its End appeared first on Coinpedia Fintech News

Dogecoin’s recent price trends continue to demonstrate the incredible influence of community and viral appeal in the cryptocurrency market. As the original meme coin, DOGE’s performance often ignites widespread interest, reminding investors of the explosive potential within the sector. While Dogecoin captures headlines, a new project named GeeFi is building serious momentum with a powerful combination of utility and community focus. 

After a stunning Phase 1 that raised $500,000 in just over a week, Phase 2 has sold 9.4 million tokens and raised over $550,000, pushing it past the 70% sold mark. Analysts are calling it a 100x gem and predict Phase 2 will sell out in less than a week.

Dogecoin’s Popularity vs. GeeFi’s Utility

Dogecoin’s global recognition is built on its fun, approachable brand and massive community, making it a cornerstone of meme coin culture. In contrast to this hype-driven model, GeeFi is focused on delivering long-term value through tangible, real-world utility. The project, in development since 2023, offers an all-in-one financial platform. 

Its ecosystem includes a non-custodial wallet for complete asset control, a decentralized exchange (DEX), and upcoming crypto-linked debit cards. To ensure immediate usability, the GeeFi Wallet is already available on Android, with an iOS version in development.

The GeeFi Presale Opportunity

The GeeFi presale offers a compelling opportunity for investors to get in on the ground floor of a project with massive potential. In the current Phase 2, GEE tokens are priced at just $0.06. With a planned listing price of $0.40, this provides early backers a potential return of 667% at launch. 

The long-term projection is even more exciting, with some analysts forecasting a future value of $3 per token, a potential 4,900% ROI. With Phase 2 now over 70% sold and predicted to end within a week, the window to invest is closing fast. Adding to the urgency are strong rumors that GeeFi is preparing for listings on major exchanges, a move that could significantly boost its value.

Staking and Referral Features

GeeFi is committed to building a strong and rewarded community from the outset. The platform includes a generous staking program with returns of up to 55% APR, allowing token holders to earn substantial passive income while contributing to the network’s security. This incentive encourages long-term holding and aligns the community’s interests with the project’s success. 

Furthermore, GeeFi’s referral program turns users into active partners in its growth. By sharing a unique referral link, members can earn a 5% bonus in GEE tokens for every purchase made through it, directly rewarding them for helping to expand the user base.

Why GeeFi is the Next Big Thing

In a market where Dogecoin has proven the power of community, GeeFi stands out by combining that grassroots energy with a robust, utility-driven platform. Its strong fundamentals, a clear roadmap, and a rapidly expanding community set it apart as a project with serious long-term potential. GeeFi is not just another token; it is a comprehensive financial toolkit designed for everyday use. 

Its presale success is a clear indicator of market confidence. With analysts firmly believing it is a 100x gem and major exchange listings on the horizon, GeeFi is ready to be a breakout star. The presale offers a final chance to invest early.

Learn More

Website – geefi.io

Buy $GEE Token – hub.geefi.io/buy

Whitepaper – docs.geefi.io

Telegram Chat – @geefichat

Twitter/X – @GeeFiOfficial

Discord – discord.com/invite/geefi

Download App – geefi.io/download

CoinMarketCap – coinmarketcap.com/currencies/geefi/

The post Exclusive: Expert Says ETF Calm Won’t Last Forever; Crypto Is Simply Maturing appeared first on Coinpedia Fintech News

Nischal Shetty, co-founder of Shardeum, says the rise of spot Bitcoin exchange-traded funds (ETFs) has helped push Bitcoin deeper into the traditional financial system, giving institutions a regulated and familiar way to gain exposure.

He said the approvals have not only “validated” Bitcoin but also made it easier for major firms to participate without changing their existing custody setups. According to Shetty, this lowers internal friction and removes one of the biggest barriers to institutional adoption.

However, he stressed that ETFs are just one part of a much larger maturity process. Regulation, custody improvements, better liquidity and stronger institutional infrastructure also play roles. 

Falling Volatility Doesn’t Mean a Permanent Shift

Bitcoin recently hit new all-time highs, but the swings around those peaks have been smaller than in past cycles. 

In an interview with Coinpedia, he said, “It’s a meaningful trend, but not a complete structural shift yet. Lower volatility around price peaks suggests institutional flows are starting to balance speculative cycles.”

The smoother price movements point to a growing share of institutional flows, which tend to be less emotional than retail traders. Steady ETF buying has created more predictable demand, softening sudden spikes and crashes.

But he warned that this may not last forever. “Volatility can return when macro conditions change or when ETF flows slow down,” he said. For now, Shetty sees this as the start of a more mature market cycle, not a permanent shift in Bitcoin’s behaviour.

Bitcoin and Ethereum Outlook Through 2026

Looking ahead, Shetty expects Bitcoin and Ethereum to experience longer, more sustained trends instead of the sharp week-to-week moves that dominated earlier years. This depends on ETF inflows staying positive and global monetary conditions not tightening too quickly.

He said Bitcoin’s path will be shaped mainly by central bank policy and how institutions integrate it into their portfolios. Ethereum, by contrast, will depend more on real usage—whether activities like tokenization, DeFi, payments and developer growth continue shifting on-chain.

Shetty added that volatility is unlikely to disappear completely, but broader participation can help soften extreme moves. “Long-term sustainable growth comes from real usage, not just speculative momentum,” he said. “The same applies to both Bitcoin and Ethereum.”

The post Why Are Bitcoin, Ethereum and XRP Crashing Today? appeared first on Coinpedia Fintech News

Bitcoin, Ethereum and XRP all fell today, pulling the wider crypto market down with them. Bitcoin slid back toward $90,000 after recently coming close to $100,000. Ethereum moved toward $3,090, and XRP dropped to about $2.06. 

BNB slipped to around $888, while Solana dropped to about $135 after several days of weakness. TRON traded near $0.28, and Dogecoin fell to roughly $0.14, losing more ground through the week. Cardano edged down to $0.43, and Bitcoin Cash dipped to about $574. 

The sudden pullback surprised the market after watching strong price gains over the past few weeks.

Rate Cut Hopes Fade After New Warning

Investor Kevin O’Leary, who said he does not believe the U.S. Federal Reserve will cut interest rates next month. He explained that inflation is still high, new tariffs are raising costs, and the Fed is worried about both rising prices and the job market.

When interest rates stay high, investors usually avoid risky assets like crypto. O’Leary’s comments added fresh doubts.

A Large Institutional Move Worried Investors

Another shock came from a big transfer linked to MicroStrategy. A related company moved the equivalent of 1.47 million Bitcoin-related shares, worth about $273 million, into custody at Fidelity. This kind of move has happened before major selloffs in the past, including a large Bitcoin drop last November. Because of that history, experts feared this could be a sign that institutions may be getting ready to take profits again.

Global headlines also added pressure, including a new warning from China’s central bank about virtual currencies.

However, Strike CEO Jack Mallers says investors should not panic, arguing that every dip is still a buying opportunity. According to him, quantitative tightening is effectively over and the U.S. is likely to introduce rate cuts and new stimulus, which would prevent major asset crashes and flood the market with fresh liquidity

The post Ripple News: Franklin Templeton Says XRP Is Entering Its ‘Institutional Breakout Phase’ appeared first on Coinpedia Fintech News

Newly launched XRP exchange-traded funds (ETFs) are drawing stronger-than-expected demand from both institutional and retail investors, according to several fund managers who entered the market in recent weeks. The early performance has led some on Wall Street to reassess XRP’s position in the broader digital-asset landscape.

Sandy Kaul, Head of Digital Asset & Industry Advisory Services at Franklin Templeton, said the shift is part of a larger trend in which professional money managers are exploring alternatives beyond Bitcoin and Ethereum. “I think we’re moving in that direction,” Kaul said, saying that the data coming in from ETF issuers is “very encouraging.”

A Stablecoin Advantage: RLUSD Changes the Equation

On Paul Barron Podcast, Kaul said XRP’s growing appeal isn’t just about ETF inflows. A major factor, she explained, is the chain’s unique positioning in the stablecoin market. “There’s a very interesting story playing out around stablecoins,” she said. “XRP is one of the only chains that also has its own stablecoin. That adds a new element to what they might be able to build around the chain.”

She pointed out that as more people become comfortable with Web3 models, the number of automated and computer-driven transactions is expected to surge. Networks that can support fast, low-cost, high-volume transfers, paired with their own stablecoin, are well-positioned to capture that activity. “This starts to become a compelling business case,” Kaul added.

Ripple Expands Globally Despite U.S. Legal Hurdles

Kaul said that Ripple, the company closely associated with XRP, continued to expand aggressively outside the United States even during the lengthy court battle with the U.S. Securities and Exchange Commission. While regulatory uncertainty slowed progress domestically, activity in Asia and other regions accelerated.

“We’ve been engaged with them in Asia for some time,” she said. “Now we’re seeing that spread to more regions of the world.”

Institutional Confidence Builds

As ETF interest grows and Ripple’s global footprint widens, Kaul believes XRP is gradually moving toward the level of institutional legitimacy already established by Bitcoin and Ether. “We’re seeing the early signs,” she said, adding that Franklin Templeton expects to deepen its partnership with Ripple as adoption broadens.

The post Pi Price Under Pressure—Is the $0.20 Support About to Fail? appeared first on Coinpedia Fintech News

The Pi price action is flashing early warning signs as the token slips beneath a key trading range, threatening to deepen the correction that began after multiple rejections near $0.29. While the market remains in a consolidation phase, the structure is weakening, and Pi now sits at a make-or-break point that could define its December trend.

Pi Faces a Critical Retest of the Rising Trendline

Pi is currently hovering directly above an ascending trendline that has supported the market since early October. But this support is no longer firm. Price has already slipped below the 50-day moving average, turning it into active resistance, and sellers are gradually overwhelming the structure with lower highs.

At the same time, the RSI — which had been forming higher lows—has now broken down from its own ascending support. This divergence between price stability and weakening momentum is typically an early indicator of trend exhaustion. Combined with declining volume, the market is showing signs of compression that often precedes a decisive move.

If Pi fails to hold its rising trendline at $0.223–$0.225, the breakdown could accelerate rapidly as liquidity below the level is thin. A slide toward $0.20 becomes the likely next step, and a deeper extension to $0.18 cannot be ruled out.

Loss of the Mid-Range Could Extend the Correction

The mid-range zone between $0.25 and $0.27 has been rejected three times in two months, confirming it as a strong supply region. Each rejection has produced a lower high, indicating that buyers are unable to regain momentum or reclaim lost market structure.

Now that Pi has lost its near-term trading range, the market is at risk of slipping into a broader descending structure. If the price closes firmly below $0.22, it would mark the first clean break of the multi-month uptrend—a shift that could turn the current pullback into a deeper correction phase.

However, bulls still have one final argument in their favor: the broader uptrend from the October lows remains intact as long as $0.20 holds. A rebound from the trendline, paired with increasing volume, could reset momentum and give Pi another attempt at $0.27.

Conclusion: December Hinges on $0.22 — Break or Bounce?

Pi price is approaching a decisive point. A sustained break below $0.22 would open the doors to a steeper correction toward $0.20–$0.18, while holding this zone could allow the price to rebound toward $0.25 and potentially retest $0.27.

Price targets:

Bearish: $0.20 → $0.18

Bullish: $0.25 → $0.27

At this stage, the chart is leaning bearish—but not fully broken yet. The next two daily closes will determine whether Pi stabilizes… or slips into a deeper downtrend.

The post Chainlink Price Prediction: Will Tokenization Trends Fuel the Next Chainlink Rally To $150? appeared first on Coinpedia Fintech News

The early December Chainlink ETF news was strong and optimistic. A few days later, it placed Chainlink price prediction discussions even strongly in the spotlight. As whale accumulation began and grew in relevance in tokenization narratives, market sentiment is shifting from early bearish sentiment. As liquidity increasingly flows toward projects securing institutional-grade channels, Chainlink crypto stands out in the current market cycle.

Chainlink Price Prediction Gains Momentum as Whale Accumulation Surges

The optimism boosted in Chainlink price sentiment today because of a notable rise in reserve holdings. The Chainlink reserve added 81,131 LINK, raising its total to more than 1.05 million LINK worth $15 million. 

This increasing concentration reflects stronger confidence among large holders, a trend mirrored in broader whale activity.

A whale bought $35.7M worth of 8 assets during the market dip, including:3,175 $ETH($10.13M)557,937 $LINK($7.99M)20.14M $ENA($5.82M)25,396 $AAVE($4.9M)6.53M $ONDO($3.27M)340,849 $UNI($2.05M)22.59M $SKY($1.09M)384,075 $LDO($244K)These assets have now been moved on-chain… pic.twitter.com/2fICI6UTES

— Lookonchain (@lookonchain) December 4, 2025

Meanwhile, its noticed that during the most recent market dip, a single whale entity collectively purchased over $35.7 million in altcoins, where Chainlink crypto was the second-largest buy at nearly $8 million after ETH. 

Such accumulation during periods of weakness often signals a strategic positioning for a potential long-term move. This is highlighting that bearish days are near their end and the Chainlink price chart are gonna explode.

Development Momentum and Cross-Sector Adoption Strengthen Chainlink Price Forecast

Beyond accumulation, Chainlink crypto continues to maintain its position as one of the most active networks in terms of development, too. 

Across the last 30 days, after ICP crypto, it ranked as the second-highest among top AI and Big Data projects by development activity. These kinds of efforts indicate a multi-year effort to build that is still consistent for the best build in the future too. This supports long-term growth narratives rather than short-term hype.

Here are crypto's top 10 AI & Big Data projects by development. Directional indicators represent each project's ranking positioning since last update: 1) @dfinity $ICP 2) @chainlink $LINK 3) @nearprotocol $NEAR 4) @oasisprotocol $ROSE 5) @filecoin $FIL… pic.twitter.com/mTVqYe3ueE

— Santiment (@santimentfeed) December 4, 2025

Meanwhile, the global conversation around tokenization is evolving rapidly. A recent BlackRock post got a sensational recognition that emphasized that real-world asset tokenization is set to transform financial infrastructure, bridging traditional finance with digital rails. 

To this post, many projects shared their opinions on it, and Chainlink’s co-founder Sergey Nazarov is one of them. But he not only shared his opinion but also reinforced this view of Blackrock. He noted that tokenization will take hold “slowly and then all at once,” signaling the pivotal role of cross-chain connectivity. 

This post perfectly aligns with Chainlink’s technology, as it is also a project of the RWA sector.

Liquidity Channels and Market Structure Support a Strong Chainlink Price Prediction Outlook

Liquidity remains one of the most important drivers in the current market cycle. Industry-level data from Ki Young Ju, known for CryptoQuant, shared his view that altcoin liquidity is drying up.

And, only projects that have newer sources like ETFs will show resilience and growth. With the Chainlink ETF recently gaining traction after its release, post his wordings positions Chainlink crypto as one of the strong projects that might grow well. Also, it’s an undeniable fact at this stage that LINK is positioned more favorably compared to assets lacking similar market depth or institutional pathways.

From a technical standpoint, the Chainlink price USD structure shows a strong multi-year accumulation zone between $14 and $10, with the $9.80 support acting as a key threshold for bullish continuity. 

A breakout from this structure could open the path toward mid-cycle targets near $30 in LINK/USD, followed by $50+, depending on altcoin sector performance.

Under an ambitious yet data-supported outlook, a potential long-term extension toward $150 remains a discussed upper-bound scenario if altseason accelerates liquidity flows more.

The post “I Own Bitcoin”: Fidelity CEO Details Why Bitcoin Is the Gold Standard in Crypto appeared first on Coinpedia Fintech News

Fidelity CEO Abigail Johnson just offered one of her most detailed looks yet at how the firm got into Bitcoin and why she still backs it today.

In a recent conversation at the Founders Summit with a16z crypto COO Anthony Albanese, she walked through how Fidelity ended up years ahead of the rest of traditional finance.

How Fidelity Got Into Crypto

Johnson says Fidelity’s crypto story began with “a learning curiosity thing,” not a corporate strategy.

Around 2013, a small internal group met regularly to figure out what Bitcoin even was and whether it might eventually reshape parts of the business. They generated 52 possible use cases. Almost all failed. The only one that stuck was accepting Bitcoin for charitable donations.

That small win gave Fidelity credibility inside the crypto community and opened the door for deeper involvement.

The $200K Mining Bet That Paid Off Big

One of the most surprising pieces Johnson shared was how early Fidelity started mining. She pushed through a $200,000 Antminer purchase that many inside the company tried to shut down.

It ended up becoming “probably the highest single highest IRR business that we’ve had.”

This put Fidelity directly into Bitcoin’s technical stack, giving the firm hands-on experience with wallets, security, and infrastructure long before the rest of Wall Street showed interest.

Johnson on Bitcoin: ‘I Own Bitcoin. I Kind of Like Bitcoin.’

On her personal position, Johnson was clear: “I don’t own tons of coins, but I own Bitcoin.” She called BTC “the gold standard… in the crypto world,” and said it will continue to play a role in people’s savings plans.

From Experiments to a Real Business

That early exploration eventually led Fidelity to formal crypto custody, driven by advisors who needed secure ways to help clients hold and pass down Bitcoin.

Today, crypto touches multiple parts of the company, from asset management to R&D. Johnson believes the direction is set: there is “zero chance that it’s not happening because it is happening.”

The post Solana ($140) Breakout Signal: Why Digitap ($TAP) Crypto Presale Will Follow the Utility Trend appeared first on Coinpedia Fintech News

Solana’s (SOL) token looked poised to retest the $100 level after a brutal November. But, after a solid rebound from $125, SOL is showing signs of breaking out at $140. This would signal renewed bullish momentum and could open the door for a breakout back to $200.

Adding Solana to the list of top altcoins to buy underscores a broader market theme. Cryptocurrencies with real utility and adoption are likely to lead the charge. One crypto presale project riding this “utility trend” is Digitap ($TAP), the maker of the world’s first “omni-bank.”

Digitap is a good crypto to buy because it is centered on a powerful banking use case that could mirror Solana’s prior success in 2026 and beyond.

Digitap’s Utility Puts It High On Crypto To Buy Lists

Digitap is a crypto presale project focused on delivering practical financial tools through crypto. Digitap positions itself as the world’s first “omni-bank,” essentially a single digital fintech platform that unifies crypto and traditional fiat banking. The project’s mobile app is live on iOS and Android and functions as a next-gen neobank.

Users can send, receive, store, save, invest, swap, and now spend multiple fiat currencies via offshore IBAN accounts and more than 100 different cryptos. A recent partnership with Visa brought the payment card’s network to Digitap. Users can load their Visa card in their Digitap account, in both fiat and crypto, and spend their money anywhere Visa cards are accepted.By blending features of a bank with crypto’s flexibility, Digitap provides tangible utility. The app supports everyday payments, remittances, and banking needs. By addressing these massive use cases with a working product, Digitap stands out as an altcoin to buy because it offers clear utility rather than just speculation.

Digitap’s Presale Shows Early Demand for Real Utility

Digitap’s presale of its native $TAP has already raised more than $2.2 million. This is impressive because the presale only started in late summer and coincided with the heavy selling pressure in the broader crypto market.

$TAP stood out as a solid crypto to buy in recent weeks as investors recognized its long-term potential and the opportunity to get in at the ground floor of a utility-driven project. The presale is priced in stages, with the price of $TAP rising after each round sells out. The token was first offered for sale at $0.0125 and has steadily risen to $0.0344, implying day-one investors are sitting on a more than 150% paper profit.

The token’s economics also played a role in investors flocking to $TAP. Half of all Digitap platform profits will go toward buybacks and token burns, and funding stakers. This catalyst will reduce the fixed token supply of 2 billion $TAP over time.

The company plans to use part of its raise to fund a global marketing campaign, which will accelerate the deflationary rate as more people use the platform daily.

Essentially, Digitap’s presale offers investors the immediate appeal of a low entry price backed by the fundamental strength of a real, working platform. This is a rare combination not only within the crypto presale segment but also in the broader market.

Solana’s TVL And Transactions Rise As Price Eyes Rebound

The excitement around Digitap and Solana represents a wider shift in the altcoin market toward utility. In Solana’s case, its recent price rebound has been reinforced by renewed adoption. Notably, total value locked in DeFi increased from $8.23 billion on Dec. 2 to $9.204 billion.

Similarly, total transactions improved from around 54 million in early November to 65.39 million on Dec. 3. The token is also seeing renewed support from Wall Street. Forward Industries, the largest Solana treasury company, hired former ParaFi Capital executive and Solana expert Ryan Navi to take charge of its strategy.

Solana’s chart is also flashing signs of a breakout. Analysts note it continues to defend and trade above the long-term trendline. Going back to 2023, this occurrence has sparked a strong rebound in each case.

While certainly bullish, Solana remains a crypto titan with a near-$80 billion valuation. As such, its ability to multiply in value is relatively constrained. Doubling in value seems like a reasonable scenario for 2026, which means it could re-test its all-time high of $293. After all, Solana has gained more than 17,000% since it started trading, so the easy money has already been made.

Why Digitap Could Be The Next Utility-Driven Breakout Story

Solana’s bullish momentum highlights recent investor demand for projects with clear utility and progress. It also serves as a reminder that crypto value depends on real utility and user demand.

SOL’s breakout potential is based on a recent uptick in usage and innovation. That same logic is driving interest in Digitap. With an advanced banking app that is already live and a rapidly growing crypto presale, Digitap is positioned to follow the utility trend that Solana exemplifies.

Upstart projects like Digitap represent the next generation of altcoins to buy because they offer a fresh chance to participate in a utility-driven success story from the ground up. Bringing banking to crypto is a strong proposition, and Digitap could be poised to ride the wave of real-world crypto adoption in the months and years ahead.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

The post Bitcoin (BTC) Price Enters a Decisive Phase: Is a Major Breakout On the Horizon? appeared first on Coinpedia Fintech News

Bitcoin’s price has entered one of its tightest trading ranges in weeks, creating a pressure zone where volatility is building beneath the surface. Market depth is thinning, leverage has reset, and liquidity pockets on both sides are stacked—conditions that historically precede sharp directional moves. As institutional flows remain stable and long-term holders quietly accumulate, traders now find themselves navigating a high-tension setup. 

Whether Bitcoin breaks upward or slips into a deeper correction will depend on how the price reacts to the narrow band of resistance overhead and the liquidity traps forming just below support. The next move won’t be gradual—it will be decisive.

Market Cools Ahead of Bitcoin’s Next Major Move

Bitcoin’s latest drop didn’t emerge from nowhere—it was a direct collision with one of the largest high-leverage long clusters on the liquidation map. The chart shows a dense pocket of traders using aggressive leverage, many positioned with liquidation levels stacked tightly together. When price dipped into this zone, it triggered a chain reaction: forced liquidations, cascading sell orders, and rapid downward velocity.

These events are mechanical, not emotional. Market makers, algos, and large players often target liquidity pools where liquidations are guaranteed, allowing them to fill large orders with minimal slippage. This is why the decline appeared “surgical”—it followed the liquidity, not a trendline or indicator.

With most high-leverage longs now flushed out, open interest has reset and funding has normalized, creating a cleaner base for the next directional move. This reset is crucial ahead of any Bitcoin price analysis, as it determines whether the market is ready for a rebound or further downside.

Bitcoin Price Analysis: A Breakout or Another Trap?

Bitcoin is now resting just above a crucial structural zone, where both bulls and bears have repeatedly clashed this month. The price action shows a clear contraction in volatility, with BTC forming a tightening range that often precedes explosive movement. Market depth has stabilized, yet liquidity pockets remain thin on both sides—meaning any strong impulse could trigger a fast cascade in either direction.

Momentum indicators are showing early signs of reaccumulation, but they’re not yet decisive. Traders are watching two key levels:

A breakout above near-term resistance, which could trigger trend continuation and revive the bullish narrative.

A breakdown under the recent support shelf, which may open the gates to a deeper corrective slide before buyers reassert control.

Bitcoin’s current structure closely resembles its earlier macro pattern but on a larger scale. After the Q4 2024 breakout, BTC formed an inverse curve, retraced toward its previous range, and consolidated before a major impulse. The market now shows a similar coiling phase, suggesting one final liquidity sweep toward $85,000 may be needed to reset leverage and refill buy-side demand. If this pattern repeats, Bitcoin remains positioned for a renewed breakout, reclaiming $100K and potentially extending toward $110K—a move more likely to unfold in early 2026.

The post Ripple CTO Makes XRPL Hub Public A Big Move for XRP Transparency appeared first on Coinpedia Fintech News

Ripple’s CTO, David Schwartz, has surprised the XRP community by making his long-running XRPL Hub fully public for the first time. This hub, which was previously used only internally, is now open for anyone to view, complete with uptime records, peer information, and traffic charts. Schwartz said the node has been running on version 2.6.2 for over a month without a single issue. He even shared the hostname so operators can connect directly if they want. The charts show how many peers are connected, how much traffic flows through the hub, and how stable the latency has been. The hub is still operating below its capacity, so Schwartz has not needed to activate peer reservations yet.

Why This Matters to the Community

Schwartz released this data at a time when the XRP community had been discussing XRPL programmability again. His update instantly became a focal point because it showed a rare level of openness from someone deeply involved in building the network. In the comments, Schwartz pushed back against the idea that the XRPL should add new features just so validators can earn more money. He said that this thinking does not align with how the XRP Ledger was designed and that upgrades should not be driven by profit motives alone.

He agreed that letting XRP holders earn yield is appealing, but he doesn’t believe that, by itself, is a strong enough reason to redesign major parts of the system.

What Schwartz Wants XRPL to Focus On

According to Schwartz, the XRPL already has strong financial tools that should be used in more real-world situations, not only for fast payouts to a limited group. But he also stressed that adding complex smart-contract systems comes with risks. These kinds of upgrades require significant engineering work and can introduce unpredictable results.

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  XRP News: Ripple Completes $1B GTreasury Deal to Boost Corporate Adoption

  ,

He explained that even well-built features, such as the AMM upgrade, do not automatically guarantee high usage. For any new functionality, the community needs clear evidence that it will drive real demand before making permanent changes.

What It Means for XRP

With this hub disclosure, Schwartz is signaling that transparency is now a key priority. At the same time, he wants the XRPL to evolve carefully, focusing on upgrades that bring genuine value rather than complexity for its own sake. Hence, it is clear that the future of XRPL should be based on real demand and solid data, not assumptions or quick fixes.

On the price front, XRP closed the third quarter on a strong footing, finishing at a new all-time high of $2.85. It jumped 27.2% from the previous quarter, while its circulating market cap climbed 29% to $170.3 billion. This rise was much stronger than the combined 13.3% market cap growth of Bitcoin, Ethereum, and Solana during the same period, putting XRP ahead of the broader market.

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Subscribe to News FAQs What is Ripple’s XRPL Hub and why did David Schwartz make it public?

The XRPL Hub is Ripple’s main node network. Schwartz made it public to boost transparency, showing uptime, peer info, and traffic stats.

How does making the XRPL Hub public benefit the XRP community?

Public access lets users see node performance and stability, promoting trust and informed decisions in the XRP ecosystem.

Will the XRPL add new features just for XRP yield?

No, Schwartz emphasizes upgrades should focus on real-world value, not solely on increasing profits or yields for holders.

The post Polymarket Hiring Internal Team to Trade Against Its Own Users appeared first on Coinpedia Fintech News

Polymarket, one of the most popular prediction markets in the crypto world, is reportedly planning to launch its own internal market-making desk, a team that would trade directly against users instead of simply letting traders bet against each other.

Experts warn that this decision may hurt the trust Polymarket has built, especially after becoming famous during the 2024 election season.

Polymarket’s New Plan: Trading Against Users

Polymarket is now trying to hire people to work as its own in-house market makers. These traders would set prices and take the opposite side of users’ bets. 

Normally, prediction markets work by letting users trade with each other, not with the platform itself. But, the company says the goal is to add more liquidity so markets move smoothly with more buying and selling

But critics think the real reason is that Polymarket needs a new way to earn money because it doesn’t charge trading fees.

"Polymarket has been recruiting new staff members for an internal market making team that could face off against customers on the company’s exchange, even though a similar feature has exposed its chief rival to criticism."Polymarket Builds In-House Trading Team as It Re-Enters… pic.twitter.com/hVuYT11TKi

— Alfonso Straffon (@astraffon) December 4, 2025

Some insiders also say Polymarket wants to introduce special combined bets, known as parlays. To do that, an internal trading desk would need to price these bets, similar to how a sportsbook operates. This makes Polymarket look less like a prediction market and more like a traditional betting house.

Experts Warn of Serious Risks

Statistics professor Harry Crane says this plan brings more problems than benefits. According to him, the revenue from this trading desk would be very small compared to the company’s huge valuation. 

He also warns that if Polymarket’s internal desk makes too much money, it could spark public anger and even legal trouble, similar to what happened to Kalshi, another prediction platform.

Crane also says this move could damage Polymarket’s identity. Instead of showing market-driven probabilities created by real traders, the odds might start reflecting what Polymarket itself wants.

Could This Hurt Polymarket in the Long Run?

Many users joined Polymarket because it felt open, transparent, and different from sportsbooks. During the 2024 election cycle, news channels used Polymarket’s markets as a way to read public sentiment.

If the platform starts acting like “the house,” people may lose trust, and markets may stop being seen as reliable signals of real-world events.

Meanwhile, users should approach the platform with extra caution. For now, Polymarket has not confirmed when the new trading team will launch.

The post SUI Price Prediction: Is the New SUI ETF the Catalyst for a 500% Rally? appeared first on Coinpedia Fintech News

The discussions surrounding future SUI price prediction have intensified, primarily due to the SUI ETF and the upcoming FOMC meeting on 10th. If a perfect swing is built this month, that would mean liquidity entering, and that’s the technical trigger everyone has their eyes on. With the SUI price in early December already reacting to both macroeconomic liquidity shifts and new institutional initiatives, the SUI market is positioning itself for a potentially very important month that will significantly shape the future going into 2026 after concluding December 2025.

ETF Momentum Accelerates as 21Shares Launches First Leveraged SUI ETF

The latest debate began from 21shares breaking news for SUI crypto, the a senior ETF analyst of Bloomberg highlighted that 21Shares has launched the first-ever 2x leveraged SUI ETF, marking the first SUI ETF on the market. 

Interestingly, this follows the pattern previously seen with XRP, where the first ETF to launch was also leveraged, too.

With this, SUI crypto became part of the rapidly expanding ETF landscape, which, per the analyst, now includes 74 new crypto ETFs launched this year and 128 in the overall count. He even predicts that he expects for another 80 within the next 12 months. 

Missed this earlier, 21Shares launched a 2x SUI ETF, first SUI ETF, rare first one is leveraged, happened with XRP too. They starting to add up now, this is the 74th crypto ETF launched this year and 128th overall. We expect another 80 in next 12mo. pic.twitter.com/VgQoAbNouX

— Eric Balchunas (@EricBalchunas) December 4, 2025

The tone across the public discussion was also largely aligned, where people agree with Eric Balchunas’ opinions and find crypto ETFs as not as noise for the market but viewing it as a needed structural expansion of crypto-based investment products.

One community comment described this ETF wave as a “takeover,” emphasizing that institutions are building the rails long before general retail awareness catches up. 

Another highlighted that first-of-their-kind leveraged products draw significant traction, often becoming catalysts for early liquidity inflows. 

The growing ETF pipeline signals a maturing sector and increases the likelihood that assets with ETF representation, including SUI crypto, may experience reinforced liquidity and legitimacy.

Liquidity Signals Strengthen the Case for a SUI Price Reaction

This ETF momentum closely aligns with a recent observation by the CEO of CryptoQuant, who noted that altcoin liquidity has been drying up, making external liquidity channels, such as ETFs, essential for long-term resilience. 

Notably, SUI crypto was included in a liquidity table shared earlier by the CEO, supporting the view that SUI has positioned itself well for improving liquidity conditions.

However, despite a recent price spike fueled by the Federal Reserve’s $13.5 billion liquidity injection, this macro uplift wasn’t strong enough to sustain broad crypto momentum. 

The crypto sector has shifted from micro to macro sensitivity, meaning these injections now provide short-lived boosts rather than structural moves. Therefore, the more reliable drivers in the current environment come from whale accumulation, institutional wallets, and new product launches like the SUI ETF.

December Could Become an Important Month for SUI Crypto

SUI’s near-term narrative is now heavily tied to the ETF launch, with another catalyst expected to come from macroeconomic news on December 10 by the FOMC. 

This introduces a scenario where assets already benefiting from ETF backing may stand out compared to altcoins without institutional liquidity channels, particularly when the FOMC makes a positive announcement, which can spark a surge. 

Consequently, even a conservative SUI price forecast suggests the asset could respond positively to this expanding ETF momentum.

From a technical perspective, the pattern shared by an analyst is also compelling. It highlighted that the SUI price has historically rallied sharply each time the price touched major support zones. For instance, in 2023, a +450% gain was observed, in 2024, a +750% rally was experienced, and now we have 2025, which has retested this support level again.

Following this history, a conservative SUI price prediction projects a 520% climb to around $10, aligning with previous percentage-based expansions. 

A more ambitious scenario, assuming the SUI price outperforms its historical rallies, suggests a potential move toward $18, representing roughly a 1,000% gain from the current SUI price USD, near $1.63.

With ETF catalysts aligning with past technical behavior, the month ahead holds elevated significance for SUI crypto’s trajectory.

The post HashKey Set to Launch $200M Hong Kong IPO appeared first on Coinpedia Fintech News

HashKey Holdings is preparing to open investor orders for its Hong Kong IPO as early as next week, targeting at least $200 million. The crypto exchange operator may list before the end of December, though the final size and timing can still shift with market conditions. The deal will be a key test of demand for regulated crypto platforms in Hong Kong as the city pushes to grow its digital asset hub status.

The post “Ethereum Price Could Surge Toward $62,000 in Long-Term Outlook.” Tom Lee Says appeared first on Coinpedia Fintech News

Ethereum has climbed back above $3,200 after falling below $2,700 in November, and this quick rebound has lifted overall market sentiment. The recent Fuska upgrade made the network faster and cheaper to use, boosting activity and encouraging larger holders to accumulate again. 

Traders now view $3,000 as a solid support level, and the tone around ETH has become noticeably steadier. In a recent video analysis, Altcoin Daily highlighted Tom Lee’s bullish outlook for Ethereum and examined how realistic his predictions might be.

Tom Lee Says the Bottom Is In

Tom Lee, a well-known Wall Street strategist, believes Ethereum has already completed its correction and is now setting up for a stronger long-term move. 

 “Ethereum has already completed its correction and is preparing for a strong move into 2026.” Says Lee

His team at Fundstrat briefly paused their ETH accumulation when technical indicators turned cautious, but once those signals improved, they resumed buying. Lee views this renewed accumulation as evidence that Ethereum likely hit its cycle low.

Lee also stresses that the broader crypto market is still in a very early stage. He points out that only a few million Bitcoin wallets hold more than $10,000, compared with nearly a billion people worldwide who have that much saved for retirement. Most institutional investors still have no crypto exposure, even as Wall Street prepares to tokenize large portions of traditional assets. 

Tom Lee says, “The real growth phase for crypto hasn’t even begun, because most fund managers still have zero exposure.”

Bitcoin’s Old Pattern May Be Changing

Lee also suggests that Bitcoin may no longer follow its typical four-year cycle. He believes major changes in global economic conditions could break the market away from its old pattern. 

Fundstrat is watching January closely to see whether Bitcoin reaches new highs earlier than expected. If this happens, Lee expects Ethereum to benefit even more in the next leg of the bull market. For now, Bitcoin is trading near $92,500 after recently hitting new highs.

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Ethereum Price Prediction

If Ethereum can stay above $3,000 and break firmly above $3,200, a move toward $3,500 becomes more likely. This fits with Lee’s long-term outlook, which places even a conservative target for ETH near $7,000.

ETH Price Targets Based on BTC Ratio

$12,000 — If ETH returns to its 8-year average ratio versus BTC

$22,000 — If ETH repeats its 2021-style blow-off top

$62,000 — If Ethereum becomes the “future of global finance” and hits a 0.25 BTC ratio

“Ethereum at $3,000 is grossly undervalued,” Lee stated.

More Conservative Scenario (Next 12–18 months)

If Bitcoin reaches $150,000:

ETH at its average ratio → $7,000

ETH in a strong peak → $13,000

Lee clarified that extreme targets like $62,000 are long-term scenarios, not 2026 predictions.

Never Miss a Beat in the Crypto World!

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Subscribe to News FAQs How is Ethereum’s price doing today?

Ethereum is holding above $3,200 after a quick rebound, showing stronger momentum as buyers return and network activity continues to improve.

How does the Fuscia upgrade affect Ethereum?

The recent Fuscia upgrade made the Ethereum network faster and cheaper to use. This has boosted on-chain activity and helped improve market sentiment following the upgrade.

How high could Ethereum go in the next bull cycle?

If momentum continues, ETH could reach $3,500 near-term, with long-term scenarios pointing to $7,000 or more depending on the Bitcoin ratio.

Will Bitcoin’s trend affect Ethereum’s price?

Yes, Ethereum often follows Bitcoin. If Bitcoin breaks into new highs early, ETH may see stronger gains as confidence and market liquidity rise.

The post DeFi Protocol USPD Loses $1 Million in “CPIMP” Attack appeared first on Coinpedia Fintech News

A decentralized finance platform called USPD has fallen victim to a complex security breach that resulted in approximately $1 million being stolen from its protocol. What first looked like a normal system setup months ago was actually a hidden trap waiting to strike. 

In the meantime, USPD is offering a 10% bounty if the attacker returns 90% of the stolen funds.

How the USPD Attack Happened?

According to blockchain security firm PeckShieldAlert, the attacker planted the trap all the way back on September 16, while the project was still being deployed. They used a clever technique during the proxy setup phase, gaining admin rights before USPD’s own deployment script could finish.

Meanwhile, this type of exploit is now being called a “CPIMP” attack, short for Clandestine Proxy In the Middle of Proxy.

#PeckShieldAlert @USPD_io has reported an exploit resulting in a loss of ~$1M. Please revoke all token approvals to USDP contract.https://t.co/4mQqoE8EWO pic.twitter.com/IRo50xqhJL

— PeckShieldAlert (@PeckShieldAlert) December 5, 2025

What made this attack particularly sneaky was how well it was hidden. The hacker installed what security experts describe as a “shadow” implementation that cleverly forwarded everything to USPD’s properly audited contract. 

By manipulating event data and storage information, they tricked blockchain explorer Etherscan into showing the legitimate, audited code, even though they had secretly planted their malicious version underneath.

Attack Finally Strikes, Losing $1 Million

After months of lying dormant and undetected, the attacker finally struck. They upgraded the proxy contract, minted around 98 million USPD tokens out of thin air, and withdrew approximately 232 stETH tokens before draining nearly $1 million in liquidity

The attacker operated through two addresses, now labeled “Infector” address (0x7C9…19d83 and the other was “Drainer” address (0x0883…3215A).

10% Bounty For The Attacker

The USPD team is working with law enforcement and white-hat researchers to track the stolen funds. They have asked all users to revoke approvals to stay safe.

They also said they are open to treating the hack as a “white-hat rescue” if the attacker comes forward. 

To encourage this, USPD is offering a 10% bounty if the attacker returns 90% of the stolen assets.

The post Could This $0.035 New Crypto Repeat Early SHIB or DOGE Growth? Only 5% Supply Left appeared first on Coinpedia Fintech News

SHIB and DOGE became two of the most talked-about tokens in crypto history after delivering explosive early gains. Now a new DeFi crypto priced at just $0.035 is drawing comparisons to those early breakout moments. With only 5% of its current supply stage left, Mutuum Finance (MUTM) is gaining attention from investors who remember how quickly SHIB and DOGE took off before most people even noticed. Many now wonder whether MUTM could follow a similar early-momentum path as Phase 6 approaches full allocation.

Shiba Inu (SHIB)

Shiba Inu entered the market as a meme token and shocked the industry by producing some of the largest returns ever seen. SHIB rose from near-zero trading ranges to a multibillion-dollar market cap in a short period. That early surge was driven by heavy viral attention, community activity and speculative buying.

Today, SHIB trades with a market cap in the billions, making it much harder for the token to repeat anything close to the explosive gains it had during its first cycle. With such a large supply and a mature user base, SHIB struggles to produce strong upside. Its early movement is difficult to replicate because the asset now requires massive liquidity inflows to create significant rallies.

For many who missed SHIB’s early wave, attention is now turning toward smaller, younger altcoins that are still in their early stages, tokens with far more room to grow.

Dogecoin (DOGE)

Dogecoin’s first major run also remains one of the most iconic moments in crypto. DOGE delivered astronomical returns as it transformed from a joke project into a cultural phenomenon. Its early surge came from viral moments, an enthusiastic community and sudden market attention.

But like SHIB, DOGE is now a large-cap asset with a market cap in the tens of billions. Big assets rarely deliver early-stage returns because they require massive buying pressure to move the chart. DOGE still has a strong community, but maintaining its early growth speed is nearly impossible at its current size.

This is why many traders who once made gains with SHIB or DOGE are now searching for much smaller tokens with more growth potential and Mutuum Finance has quickly become one of the most discussed top crypto candidates heading into 2026.

Mutuum Finance (MUTM)

Mutuum Finance entered the market in early 2025 with a starting price of $0.01. Consistent interest across multiple stages lifted the token to $0.035, marking a 250% increase before launch. The project has raised over $19M and grown to more than 18,300 holders, signaling strong interest during its earliest development phase.

Out of the 4B MUTM supply, 1.82B tokens (45.5%) were allocated for early distribution. More than 800M tokens have already been purchased, and Phase 6 has now reached 95% allocation. Only 5% remains at the current price before the token moves closer to its $0.06 launch value.

Mutuum Finance is building a decentralized lending protocol that focuses on stability and predictable yield. The platform will support lending and borrowing through dual lending markets, automated liquidations and a clear collateral system. Unlike SHIB or DOGE, which began purely as meme tokens, MUTM enters the market with a functional roadmap and utility-driven features.

According to the official X account, V1 is scheduled for the Sepolia Testnet in Q4 2025, including the lending pool, mtToken system, the liquidation bot, the debt-tracking mechanism and support for ETH and USDT.

Oracle Network and Price Outlook

Mutuum Finance uses mtTokens, which are given to users when they supply assets. These mtTokens increase in value as borrowers repay interest. This creates APY tied to real protocol usage instead of inflation. It also helps the platform build a yield model based on activity rather than minting new tokens.

Another key part of the ecosystem is the buy-and-distribute mechanism. A portion of protocol revenue is used to buy MUTM from the open market. MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This creates steady buy pressure as the platform grows, reducing the circulating supply over time.

Accurate lending conditions depend on proper pricing, so Mutuum Finance integrates Chainlink oracles, fallback feeds and on-chain data. These tools help ensure liquidation events follow fair pricing and protect borrowers and lenders during volatility.

Because of these mechanics, some early analysts believe MUTM could move into the $0.30–$0.40 range after V1 goes live. From $0.035, this represents a strong early multiple supported by functional utility.

Layer-2 Expansion and Long-Term Potential

Mutuum Finance is also preparing a stablecoin that will remain pegged to USD. It will be minted and burned on demand and used for borrowing, liquidity and treasury yield. Stablecoins play a critical role in lending platforms by helping users access predictable value and deeper borrowing pools.

The roadmap also includes layer-2 expansion, which will reduce gas fees, increase transaction speed and support larger user activity. As more DeFi users move to L2 networks, platforms that integrate early often attract stronger engagement and higher activity levels.

With a stablecoin, mtTokens, buyback pressure and L2 scaling, some long-term projections place MUTM in the $0.45–$0.55 range during a strong market cycle. These projections are based on the fundamentals of lending protocols rather than meme-driven speculation.

Phase 6 Acceleration and Why Urgency Is Rising

Phase 6 is now progressing faster than any earlier stage. With only 5% of tokens still available at $0.035, the remaining supply under $0.04 is disappearing quickly. A recent $110K whale allocation reduced the available tokens even further, adding pressure to the final days of this stage.

Whale activity during late-phase allocation usually signals confidence in a project’s long-term direction. It also tends to speed up remaining purchases as smaller investors act before the price moves to the next level.

With V1 in Q4 2025, multiple audits completed, a stablecoin on the way, and more than $19M raised, Mutuum Finance is quickly becoming one of the potential top crypto choices for many investors preparing for 2026.

SHIB and DOGE created legendary early gains, but both now face limitations due to their massive market caps. Mutuum Finance, however, is still early, small, and building systems with real utility. With 250% growth, a near-complete Phase 6, strong development progress and upcoming V1, MUTM is capturing the interest of investors seeking the next big altcoin before 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance

The post XRP News: Ripple Completes $1B GTreasury Deal to Boost Corporate Adoption appeared first on Coinpedia Fintech News

Ripple has completed its $1 billion acquisition of GTreasury, expanding its reach into corporate finance and digital asset services. Meanwhile, XRP price has slipped to $2.2245, down from this week’s high and about 42% below its yearly peak of $3.6680.

Ripple Expands Into Global Liquidity Management

With GTreasury now fully integrated, Ripple is positioning itself as more than a blockchain company. GTreasury’s corporate clients will be able to use Ripple’s digital asset infrastructure directly through the systems they already rely on. This setup allows real-time settlements and on-demand liquidity without requiring companies to manage crypto wallets or understand complex blockchain processes.

GTreasury brings over 40 years of treasury-management experience, serving 800+ corporations across 160 countries and connecting with 13,000 banks. It processes $12.5 trillion in payments annually, accounting for roughly 10–15% of global cross-border payments. 

We're officially part of Ripple!  For over 40 years, we've helped treasury teams manage complexity and optimize liquidity. Now, we're bringing that same approach to the digital asset era by giving our customers the option to access real-time settlement and institutional-grade… https://t.co/dlTJ8HOBwV

— GTreasury (@GTreasury) December 4, 2025

By bringing GTreasury into its ecosystem, Ripple gains access to a massive traditional finance market that has historically moved slowly toward blockchain adoption.

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  ,

Strengthening Ripple’s Institutional Finance Stack

The GTreasury deal completes Ripple’s major 2025 expansion plan. Alongside Rail, Palisade, and Ripple Prime, this acquisition helps Ripple offer a full suite of tools for institutions looking to adopt digital assets. 

Senior Executive Officer Reece Merrick noted that these acquisitions are focused on solving real operational challenges for treasurers and CFOs, reducing friction, lowering risk, and providing secure, scalable infrastructure for global companies.

XRP Outlook Shifts as Ripple Moves Deeper Into Institutional Finance

The crypto community has reacted with a mix of optimism and caution. Analyst Bill Morgan praised the positive implications for both RLUSD and XRP, hinting at potential growth. 

Meanwhile, market watcher EGRAG CRYPTO suggested that investors who do not fully understand the changes may want to reconsider their positions, reflecting the uncertainty that often accompanies major developments.

Ripple’s acquisition of GTreasury marks an important step in connecting traditional finance with digital assets. By simplifying access for large corporations and offering more efficient payment solutions, Ripple is reshaping how XRP fits into the broader institutional landscape.

Never Miss a Beat in the Crypto World!

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Subscribe to News FAQs Why did Ripple acquire GTreasury?

Ripple bought GTreasury to expand into corporate finance, offering real-time liquidity and modernizing how treasurers manage global payments.

How could the GTreasury deal impact XRP’s long-term outlook?

By adding major corporate payment flows, Ripple strengthens real utility for XRP, which may boost confidence in its long-term adoption.

Does this acquisition make blockchain easier for traditional businesses?

Yes. Companies can access digital asset benefits through systems they already use, removing the need for wallets or deep blockchain knowledge.