Ripple President Monica Long has delivered a bold forecast pointing to a major shift in corporate finance. According to her, up to $1 trillion in cryptocurrencies could flow onto corporate balance sheets by 2026, with roughly half of Fortune 500 companies expected to adopt formal digital asset strategies.
Why corporations are turning to crypto
In a post on X, Long said that by the end of 2026, around 250 of the largest U.S. companies will be actively using cryptocurrencies and blockchain technology. She expects blockchain to become a core component of modern financial infrastructure, rather than a niche experiment.
Long emphasized that digital assets are no longer viewed as a risky bet. Instead, they are increasingly becoming foundational elements of the global financial system, used by corporations as advanced financial tools rather than speculative instruments.
“By the end of 2026, corporate balance sheets will hold more than $1 trillion in digital assets, and about half of Fortune 500 companies will have formalized digital asset strategies,” Long said.
Tokenization, digital treasuries, and capital efficiency
According to Long, the surge in corporate crypto holdings will be driven by practical use cases. Companies are expected to leverage digital assets for tokenization, the creation of digital asset treasuries (DATs), and improved capital efficiency, allowing for faster and more flexible financial operations across global organizations.
Stablecoins as the backbone of global finance
Long also highlighted the growing importance of stablecoins, which she believes will play a central role in the next phase of financial evolution. She expects many countries—including the United States—to introduce comprehensive stablecoin legislation, accelerating their mainstream adoption.
Rather than serving as an alternative payment method, Long argued that stablecoins will become the backbone of global settlement systems. Major players such as Visa and Stripe are already integrating stablecoins into payment flows, with B2B transactions emerging as the primary driver of growth.
“Stablecoins will underpin global settlement. Corporations are using digital dollars to unlock real-time liquidity and improve capital efficiency,” Long said.
Unlocking hundreds of billions in trapped capital
Beyond payments, Long pointed to a broader advantage of stablecoins: their ability to unlock “trapped” capital that is currently inaccessible due to inefficiencies in traditional financial systems. She estimates that more than $700 billion in trapped working capital could be released through the use of stablecoin-based solutions.
Overall, Long believes the financial world is moving toward a future where cryptocurrencies, blockchain, and stablecoins are standard components of corporate finance—with 2026 shaping up to be a pivotal year in the transition to digital assets.
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