The Cryptonomist

Lawmakers in Ghana have taken a decisive step on cryptocurrency oversight, seeking to bring fast-growing digital asset activity under formal regulation.

Parliament in Ghana backs cryptocurrency Providers Bill

Parliament in Ghana has approved a new framework to legalize and regulate the widespread use of cryptocurrency, responding to mounting concerns from the Bank of Ghana over unregulated trading and payments in the West African state.

The measure, passed as the Virtual Asset Service Providers Bill, is designed to cover the expanding ecosystem of virtual asset service providers operating in the country. Moreover, it targets gaps that previously allowed platforms and intermediaries to operate without clear legal status.

Central bank in Ghana aims to license and supervise cryptocurrency platforms

Under the new law, the Bank of Ghana cryptocurrency policy framework will now extend to licensing a broad range of digital asset businesses. This includes exchanges, wallet providers and other cryptocurrency companies in Ghana that offer trading, custody or related services.

Governor Johnson Asiama said at the weekend in the capital, Accra, that passage of the bill will allow the central bank to authorize eligible operators and begin systematic crypto platform supervision. However, detailed implementing regulations and timelines were not immediately disclosed.

Addressing risks from fast-growing crypto use

Authorities have been increasingly worried about the rapid and often opaque growth of cryptocurrency in Ghana. The new rules seek to address central bank concerns about money laundering, consumer protection and financial stability as digital asset use spreads across West Africa crypto adoption hotspots.

Moreover, the law clarifies that virtual asset businesses must meet licensing requirements and comply with oversight, instead of operating in a largely unregulated space. That said, officials have indicated that the goal is to balance innovation with safeguards rather than restrict activity outright.

Next steps for Ghana’s digital asset market

With the cryptocurrency legalization law now approved, market participants expect further Bank of Ghana guidance on prudential rules, capital standards and reporting duties. The framework is also likely to influence how regional regulators approach similar legislation.

In practical terms, investors using a cryptocurrency exchange in Ghana or other digital asset service will gradually move into a more formal ecosystem as licensing rules take effect. However, questions remain on how legacy operators will transition into the new regime and how enforcement will be applied.

Overall, the Virtual Asset Service Providers Bill marks a turning point for Ghana cryptocurrency policy, signaling that authorities are prepared to recognize digital assets while tightening oversight to protect users and the broader financial system.

In the rapidly evolving landscape of blockchain technology, the issue of data access reliability has become crucial for banks, financial companies, and large enterprises integrating this technology into their systems. A frequently underestimated problem, but one that can cripple entire infrastructures, concerns the blockchain data access points: if these are disrupted, all applications relying on them risk coming to a halt.

It is in this context that Magma Devs, an independent team of engineers active on the decentralized infrastructure of Lava Network, announced the launch of its RPC Smart Router in collaboration with Google Cloud. 

Now available on the Google Cloud Platform (GCP) Marketplace, the new service promises to revolutionize the way companies connect to public blockchains like Ethereum, Solana, Polygon, and many others.

How the RPC Smart Router Works

A “traffic controller” for the blockchain

The heart of Magma Devs‘ innovation is the Smart Router, a system that acts as a true traffic controller for blockchain requests. Traditionally, applications rely on a single access point, making them vulnerable to potential service interruptions. The Smart Router, on the other hand, automatically distributes traffic across multiple providers, aggregating them and selecting in real-time the fastest and most reliable option.

This approach ensures enterprise-level operational continuity through a single endpoint, minimizing the risks of downtime and ensuring that applications always receive updated and accurate data.

A Response to Infrastructure Vulnerabilities

The importance of such a solution has been highlighted by recent events: in October, a one-hour outage on Amazon Web Services caused disruptions to thousands of platforms, including financial applications. Even blockchain infrastructure is not immune to these risks: a single provider going offline can prevent users from sending transactions, checking balances, or interacting with decentralized applications.

As highlighted by Yair Cleper, Active Chairman of Magma Devs:

“blockchain systems are only as reliable as the channels that connect them to the world. If the access layer breaks, everything above it breaks as well.”

Security, Speed, and Reliability for Businesses

A Service Designed for Those Who Can’t Afford Interruptions

The Smart Router is now available both as a hosted service on Google Cloud and as a solution deployable directly within corporate infrastructures. It is designed for organizations that cannot afford operational downtime: it constantly monitors provider performance, reroutes traffic in case of failures, and verifies data to protect against erroneous or malicious sources.

In practice, this translates into faster transaction propagation, more consistent data, and fewer service interruptions. Transactions are simultaneously transmitted through multiple providers, enhancing speed and reducing the risk of failed transmissions. Additionally, data is cross-verified among multiple sources to ensure that applications receive only up-to-date and reliable information.

Tested Under Pressure

The technology has already been tested in situations of heavy traffic and during provider blackouts. Companies like Fireblocks have used the Smart Router to keep their services active even in the most critical moments. The launch on Google Cloud represents a further step forward in the maturity of the Lava Network ecosystem, which in 2025 managed over 160 billion blockchain requests without ever recording downtime, ensuring 100% availability on major networks.

Throughout 2025, while all other providers experienced outages, Lava Network was the only one to remain consistently operational.

Lava Network: the “Cloudflare for crypto”

A Decentralized Marketplace for Blockchain Data Access

At the core of the Smart Router is Lava Network, which operates as a decentralized marketplace for blockchain data access, often referred to as the “Cloudflare for crypto”. Instead of relying on a single provider, users access a network of incentivized providers, enhancing resilience and reducing systemic risks.

Lava Network offers a decentralized protocol for fast and reliable access to blockchain data, serving as an open marketplace for RPC (Remote Procedure Call) and API. This allows dApps, developers, AI agents, and companies to connect with high-quality providers on any blockchain, meeting the high availability and low latency demands typical of enterprise clients.

Standardization and Scalability

Used by industry leaders such as Fireblocks, NEAR, Arbitrum, and Starknet, Lava Network standardizes blockchain connectivity, offering scalable solutions for both individual developers and large enterprise clients. Lava’s blockchain enables all ecosystem participants to engage and benefit from decentralized RPC services, ensuring access to a high-performance, permissionless data infrastructure.

A Step Forward for Enterprise Blockchain Adoption

Towards a Blockchain as Reliable as the Cloud

With the arrival of the Smart Router on Google Cloud Marketplace, Magma Devs and Lava Network take a decisive step towards the adoption of blockchain by enterprises. Web3 technology thus approaches the standards of reliability and security that characterize modern cloud infrastructures.

As Yair Cleper states, “RPC failures are not mere inconveniences: for companies, they are critical events. By bringing the Smart Router to Google Cloud, we offer organizations a clearer path towards a production-grade blockchain infrastructure.”

Who are Magma Devs and Lava Network

Magma Devs: Innovation and Expertise

Founded in 2022 by Yair Cleper and Gil Binder, Magma Devs quickly established itself as a key player in the blockchain ecosystem. After raising $15 million in a Seed round led by Tribe Capital, Hashkey, and Jump, it attracted some of the top talents in the industry to develop advanced infrastructure solutions.

Magma Devs is among the main contributors to the Lava Network project, engaged in the development of distributed systems, cybersecurity, UX/UI, and open-source applications, collaborating with both the Lava Foundation and other clients.

Lava Network: Decentralized Infrastructure for the Future

Lava Network stands out as a decentralized protocol for blockchain data access, offering an open marketplace for RPC and API. Its multi-vendor architecture and incentivized provider participation ensure resilience, scalability, and high performance for all types of users.

Investors are watching Standard Chartered stock closely as 2025 ends, with digital initiatives and capital returns shaping expectations for the year ahead.

Standard Chartered share price holds near 2025 highs

Standard Chartered PLC (LSE: STAN) closed on 22 December 2025 at around 1,792p (£17.92), just shy of its year-high of 1,808.5p. With a market capitalization of approximately £40.6 billion, the lender has outperformed several traditional UK banking peers in 2025. Investor appetite remains strong, as the group combines sizeable capital returns with high-profile digital projects across Asia, Africa, and the Middle East.

Moreover, the bank’s strategy of pairing steady share repurchases with targeted technology investments is increasingly seen as a driver of its market re-rating. This combination has helped STAN trade closer to its highs, despite broader volatility in global financials. That said, the valuation debate continues as analysts weigh cyclical risks against structural growth in emerging markets and fee-based businesses.

STAN share buybacks approach US$1 billion

A major tailwind for the STAN share price in 2025 has been its ongoing repurchase program. As of late December, the bank had spent roughly US$996.4 million under a US$1.3 billion buyback scheme that is scheduled to run through 31 January 2026. The latest disclosure showed the purchase of 458,902 shares via Goldman Sachs International, with those shares earmarked for cancellation.

By shrinking the outstanding share count, the program supports earnings per share and signals confident capital management. Analysts argue that these repurchases highlight management’s belief that capital levels can remain robust while still funding growth and technology initiatives. However, some investors question how much further multiple expansion buybacks alone can deliver if macro conditions soften.

Blockchain treasury solutions move from pilot to practice

The standout development on 22 December was the bank’s push into blockchain-enabled treasury services for large corporate clients. Standard Chartered rolled out tokenized SGD and USD account balances for Ant International, using Ant’s Whale blockchain platform. Initially piloted for corporate liquidity transfers, the system enables 24/7 movement of value across multiple currencies, including HKD and CNH.

This initiative, framed as practical corporate treasury blockchain infrastructure rather than a speculative crypto venture, aims to enhance transaction speed, auditability, and operational efficiency. Moreover, market observers see it as an early example of how tokenised account balances and tokenised deposits asia-wide could gradually reshape transaction banking. If adopted at scale, such tools could deepen client stickiness and generate new fee income streams for the group.

Profitability supported by fee-based and wealth businesses

Beyond capital returns and blockchain experiments, the bank’s earnings profile has improved meaningfully through wealth management growth and fee-generating businesses. In Q3 2025, Standard Chartered reached key profitability targets sooner than expected, following stronger-than-anticipated quarterly results. First-half pretax profit rose 26%, powered by a mix of wealth, markets, and cross-border banking revenues.

This “wealth + markets + cross-border banking” framework positions the group as an emerging markets bank with diversified fee based revenue, rather than a conventional UK high-street lender. Moreover, this orientation towards high-growth regions offers some insulation from slower domestic markets, while still exposing investors to credit and regulatory cycles across multiple jurisdictions. That said, execution risk remains as the bank scales complex multi-country platforms.

Analyst views on valuation remain split

Despite strong operational progress, analyst opinion on valuation and upside potential into 2026 is far from unanimous. Bullish houses, including Goldman Sachs, have upgraded the name, with price targets approaching 1,965p. They point to improving profitability, disciplined costs, and healthy fee income from wealth and transaction banking as justifications for a higher multiple.

However, more cautious voices, including some tracked by MarketBeat, cite average price targets near 1,364p. These analysts stress ongoing regulatory, legal, and operational risks across multiple emerging markets, as well as exposure to shifting interest-rate cycles. Investors are therefore monitoring the completion of the current buyback, upcoming earnings releases, and macro signals from Asia as key catalysts for the next leg of performance.

Outlook for Standard Chartered into 2026

Looking ahead, the bank enters 2026 with several levers that could influence the trajectory of standard chartered stock. These include completion of the US$1.3 billion repurchase program, further updates on wealth-management momentum and expense control, and evidence that blockchain-based treasury products can scale beyond initial pilots. Ongoing legal and regulatory developments will also be central to sentiment.

Moreover, while the shares have already delivered a strong run in 2025, the next phase is likely to hinge on sustained delivery from its fee-driven, cross-border business model. If Strategy can balance capital returns, disciplined risk management, and innovation in transaction banking, it may reinforce its position as a distinctive player in global finance. In summary, the combination of strategic blockchain deployment, sizeable buybacks, and diversified growth avenues leaves STAN well placed as it approaches the new year.

Samsung is reportedly rethinking its flagship schedule, with the galaxy s26 now expected to arrive later than recent generations according to fresh leaks.

Rumored shift to a February 2026 Unpacked event

For several years, Samsung has launched its Galaxy S flagships early in the year, creating a fairly predictable cadence for fans. However, a new leak suggests that the company may push the Galaxy S26 unveiling deeper into 2026.

According to a post on X by well-known leaker @UniverseIce, Samsung is considering moving its next major Unpacked event to February 2026. Moreover, this would mark a clear break from the recent trend set by the Galaxy S24 and Galaxy S25, which both debuted in January.

If this timing holds, it would bring the reveal closer to Mobile World Congress (MWC), which is scheduled to take place in Barcelona from March 2 to 5. That said, Samsung has often used its own stage rather than MWC keynotes to spotlight its flagship phones.

Later sales window and possible March availability

The headline change may not just be when Samsung shows the phones, but when customers can actually buy them. The latest rumor indicates that, even after a February reveal, the Galaxy S26 lineup might not go on sale until March.

In practical terms, that would mean buyers waiting longer than they did for the Galaxy S24 and Galaxy S25, both of which reached stores relatively quickly after their January launches. Moreover, this reported schedule lines up with earlier chatter from a Greek outlet, though industry watchers still disagree on the precise launch window.

Such a delay could impact samsung unpacked event timing expectations across the broader smartphone market. However, Samsung has adjusted its calendar before when it saw strategic benefits, so a change here would not be unprecedented.

Lineup debates and model strategy

The rumored slowdown may not be only about marketing or hype. Behind the scenes, there are said to be technical and strategic discussions that could be affecting the timeline for the 2026 flagship family.

Reports point to internal debate over the exact composition of the range. You still have the standard S26 and the high-end S26 Ultra, but Samsung allegedly considered introducing a Galaxy S26 Edge variant before deciding against it.

Instead, leaks claim the company plans to reinstate the Galaxy S26 Plus model, returning to a three-device structure familiar from earlier generations. However, until Samsung confirms its plans on stage, the full lineup remains speculative.

Performance, charging and possible hardware trade-offs

If you are willing to wait through a February event and possible March sales date, the hardware payoff could be significant. Rumors suggest that new Exynos silicon will power at least part of the series, aiming to close performance and efficiency gaps with rival chipsets.

Crucially, one of the most talked-about upgrades concerns galaxy s26 charging speed on the top-tier model. The Galaxy S26 Ultra is rumored to finally lift its wired charging rate to 60W, a notable jump from the long-standing 45W ceiling on recent Samsung flagships.

However, faster charging may come with trade-offs elsewhere. To prevent prices from rising, Samsung is reportedly being conservative with its camera hardware changes. That said, even without a massive sensor overhaul, software tuning and computational photography often deliver meaningful year-over-year image improvements.

What the delayed cycle means for buyers

For consumers eager to upgrade, a later launch means more months on older hardware, whether that is the Galaxy S24, Galaxy S23, or rivals from other brands. However, it also provides extra time to evaluate competitive devices released in late 2025.

Those eyeing the Galaxy S26 Ultra specifically may find the combination of new Exynos power, higher charging speeds, and refined software compelling enough to justify the wait. Moreover, tying the launch window closer to MWC could give Samsung added visibility as the broader mobile industry converges on Barcelona.

For now, all details remain unconfirmed leaks, and Samsung has not publicly addressed the reported timeline shift. Until an official invitation appears, prospective buyers will have to watch the rumor mill and be prepared for a longer countdown to the next flagship generation.

In summary, a move to a February 2026 Unpacked event with possible March sales would break Samsung’s recent January streak, but it might also allow the company to fine-tune its lineup, performance and charging upgrades before the next wave of Android flagships arrives.

In a move closely watched across the crypto industry, the hyperliquid ban on internal $HYPE trading is being framed as a step to reinforce investor protection and fairness.

Hyperliquid formally blocks team from $HYPE trading

Hyperliquid has introduced a strict internal policy that prohibits all employees, contractors, and team members from trading the $HYPE token. The platform confirmed that this new restriction covers every category of staff without exception, and it is designed to ensure fair conditions for all participants in the market.

Previously, internal staff were able to trade the token freely, which, according to observers, sometimes created a perception of privileged access. However, by stopping team members from buying or selling $HYPE, Hyperliquid wants to remove any suspicion of preferential treatment and protect investors who rely on open and equal market conditions.

Moreover, the company is positioning the move as a way to safeguard its long-term reputation. Hyperliquid stated that the focus is on fairness, transparency, and maintaining trust with both retail traders and larger institutional participants who follow token governance closely.

Why the new rule matters for investors

The $HYPE token has drawn interest from a wide range of investors, including smaller traders and more sophisticated crypto funds. That said, when insiders can trade the same asset they help manage, markets often worry about information asymmetry. This rule attempts to answer those concerns directly by removing insider participation from token trading.

Furthermore, the decision helps address broader debates in digital asset markets about internal conduct. Many analysts argue that even the perception of unfair access can damage confidence. By choosing a clear prohibition rather than softer guidelines, Hyperliquid signals that it prioritizes a level playing field over any potential benefits from staff participation in trading.

In addition, the hyperliquid ban on staff trading is likely to be watched by regulators and industry peers. While no new law has forced this step, it aligns with the basic regulatory principle that insiders should not appear to benefit from non-public information when dealing with a token that users trade globally.

Growing focus on internal trading rules across crypto

Across the crypto sector, internal trading bans are becoming more common as projects mature. Several emerging platforms have already implemented similar employee restrictions in response to community pressure. However, Hyperliquid’s decision highlights how these voluntary measures can evolve into widely accepted standards for responsible project governance.

The approach also mirrors traditional finance, where insider trading laws strictly regulate what employees can do with securities tied to their companies. Moreover, some compliance specialists note that adopting an internal trading ban early can reduce future legal and reputational risk, especially if token volumes and user numbers grow rapidly.

Experts suggest that clear internal policies can help increase investor confidence. When users know that team members are not permitted to trade the token for personal gain, they may view price movements as more organic. Consequently, projects that enforce robust conduct standards can distinguish themselves in a crowded market.

Market impact on $HYPE and community perception

Market participants may interpret the Hyperliquid $HYPE policy as a positive signal of governance quality. By eliminating the possibility of insider profit, the exchange could help reduce concerns that sudden price swings are driven by internal actors. This, in turn, may support deeper liquidity from investors who prioritize transparency and predictable conduct.

However, some traders caution that removing internal market makers might temporarily reduce overall trading activity. Team members often contribute to day-to-day volume, so their absence could affect short-term liquidity. That said, many analysts believe that a credible assurance of integrity is worth more than marginally higher turnover.

Moreover, if the market perceives the hyperliquid ban as a sign of mature risk management, $HYPE could benefit from stronger support among institutional desks. Those players frequently assess governance standards as part of their due diligence, especially when allocating larger positions.

Implementation, oversight, and future outlook

For now, the restriction applies to all current employees, contractors, and team personnel, with no public end date announced. Hyperliquid has not indicated when, or if, the prohibition on $HYPE trading for insiders might be reviewed. Instead, the company has emphasized that it will monitor compliance closely and take action against any violations.

In practical terms, this implies stricter internal controls and possibly additional monitoring tools to track staff activity on the platform. Furthermore, the company is likely to adjust employment agreements and internal policies so that every member of the team acknowledges and understands the rules.

Industry observers note that, if the policy works as planned, it could become a model for other crypto projects searching for ways to improve governance. Moreover, seeing a major player adopt a clear staff trading prohibition may encourage smaller projects to adopt similar frameworks sooner rather than later.

What this means for the wider crypto ecosystem

Hyperliquid’s move adds momentum to a broader shift toward stronger self-regulation in digital asset markets. While regulators in multiple jurisdictions have increased scrutiny since 2021, many aspects of token governance still rely on voluntary best practices. However, decisions like this one can shape expectations around how serious projects should manage potential conflicts of interest.

Furthermore, the change underscores that investor trust is now a central competitive factor. Projects that can demonstrate stringent internal standards may find it easier to attract capital, partnerships, and listings. In contrast, those that ignore governance questions risk reputational damage when market conditions turn volatile.

In summary, Hyperliquid’s comprehensive ban on employee, contractor, and team trading of $HYPE marks a significant moment for token governance. The rule seeks to curb perceived insider advantages, bolster transparency, and potentially set a benchmark that other crypto platforms may feel pressured to follow in the coming years.

Corporate maneuvering around the northern data sale of its Peak Mining unit is drawing renewed scrutiny as complex ties to Tether’s leadership emerge.

Peak Mining sold to companies tied to Tether leaders

Northern Data, the German AI and data center operator majority-owned by Tether, sold its bitcoin mining subsidiary Peak Mining for up to $200 million, according to a Financial Times report. However, corporate filings show the buyers are directly connected to Tether’s top executives, raising governance and transparency questions.

Filings reviewed by the FT identify the buyers as Highland Group Mining Inc., Appalachian Energy LLC, and 2750418 Alberta ULC. British Virgin Islands records indicate that Highland Group Mining is controlled by Tether co-founder and chairman Giancarlo Devasini and CEO Paolo Ardoino. Moreover, Canadian corporate documents list Devasini as the sole director of Alberta ULC.

The ownership structure of Delaware-registered Appalachian Energy LLC remains opaque, as no directors are publicly listed. That said, the overall pattern links the Peak Mining buyers back to Tether’s leadership, effectively placing executives on both sides of a substantial mining asset transaction.

Disclosure gaps and German market listing

Northern Data announced the Peak Mining divestment in November but did not identify the buyers at the time. The company trades on a regulated yet unofficial German market segment that requires some corporate disclosures. However, that segment does not mandate the reporting of related-party transactions, meaning there was no formal obligation to reveal that Tether figures were behind the acquisition.

This regulatory nuance helps explain why the deal proceeded without an explicit related-party label, even though Tether is Northern Data’s majority shareholder. Moreover, the transaction structure underscores how looser disclosure rules on secondary markets can obscure governance risks in fast-growing crypto infrastructure firms.

Earlier attempt to sell Peak Mining at higher price

The recent disposal was not Northern Data’s first attempt to offload Peak Mining to entities linked to Devasini. In August, the company announced a nonbinding agreement to sell the mining business to Elektron Energy for $235 million. Corporate records from the British Virgin Islands show that Elektron is also controlled by Devasini, reinforcing his central role in the company’s mining perimeter.

That Elektron deal never closed. Instead, Peak Mining was ultimately sold for up to $200 million to the trio of entities now identified in filings. However, the shift from a higher preliminary valuation to a lower realized price, all within a web of overlapping ownership, may draw attention from investors and regulators focused on tether related party arrangements.

Rumble acquisition deal adds timing questions

The timing of the Peak Mining transaction adds another layer of complexity. Just days after the sale was announced, Rumble—the conservative video platform in which Tether holds a 48% stake—signed a business combination agreement to acquire Northern Data for approximately $767 million. The agreement was disclosed shortly after the mining unit changed hands.

Under the Rumble acquisition terms, Tether has committed to purchase $150 million in GPU services from Rumble and entered into a separate $100 million advertising agreement. Moreover, Northern Data noted that the Peak Mining divestment preceded a change of control in which a Tether-backed platform would become its new parent, further intertwining the corporate ecosystem.

Tether financing and loan conversion structure

Tether also extended a €610 million loan to Northern Data, adding a significant layer of financial leverage to the relationship. Per the Rumble acquisition terms, half of that loan will convert into Rumble stock once the deal closes. The remaining portion will become a new loan from Tether to Rumble, secured by Northern Data’s assets.

This structure effectively migrates part of Northern Data’s indebtedness onto Rumble’s balance sheet while keeping Tether in a senior creditor position. However, it also means Tether will hold influence as both equity stakeholder and key lender across multiple entities linked by overlapping governance and commercial agreements.

Regulatory pressure and Northern Data raids

The northern data raids investigation intensified scrutiny even before the Peak Mining sale. In September, European authorities raided the company’s offices in Germany and Sweden as part of an inquiry into alleged large-scale VAT fraud. Officials are examining claims of potential tax shortfalls that could exceed €100 million.

Northern Data has denied wrongdoing, attributing the probe to a “misunderstanding of tax treatment” related to its GPU cloud services and legacy crypto mining operations. Moreover, the company has framed the raids as the product of complex, evolving tax rules around digital infrastructure rather than deliberate evasion.

Whistleblower lawsuit and insolvency claims

The regulatory pressure was preceded by a high-profile civil lawsuit in April 2024. Former Northern Data U.S. executives Joshua Porter and Gulsen Kama sued the company, alleging it was “borderline insolvent” and “knowingly committing tax evasion to the tune of potentially tens of millions of dollars.” Their complaint echoed themes later taken up by European authorities.

Porter, previously North America CEO, claimed he discovered a $30 million German tax liability while the company had only $17 million in cash and a monthly burn rate of $3–4 million. Moreover, Kama, the former group deputy CFO, alleged that CEO Aroosh Thillainathan pressured her to find auditors who would work “with no questions asked” after KPMG raised going-concern concerns about liquidity.

Northern Data dismissed the lawsuit as “a textbook example of bad faith litigation.” In October 2024, Porter and Kama voluntarily dropped all claims. Declarations disseminated through a communications firm working with Northern Data said both had “misunderstood/misstated the facts” and were not terminated for whistleblowing. However, no details of any settlement were disclosed, and neither plaintiff has publicly explained their reversal.

Tether’s aggressive bitcoin mining expansion

Tether, which owns approximately 54% of Northern Data, has been rapidly scaling its mining footprint. By its own account, the company aims to become the world’s largest bitcoin miner by the end of 2025, arguing that stronger control over mining capacity helps secure its more than $10 billion in bitcoin holdings.

The stablecoin issuer has invested over $2 billion in mining and energy infrastructure across 15 sites in Uruguay, Paraguay, and El Salvador. Moreover, the northern data sale of Peak Mining fits into a broader pattern of Tether-linked entities consolidating control over mining operations and energy assets through complex cross-holdings.

Market risk and S&P Global downgrade

Credit analysts have started flagging the growing interplay between Tether’s reserves and its bitcoin exposure. S&P Global Ratings recently cut its stability assessment of USDT to 5, the weakest point on its internal scale. The s p global downgrade reflects concerns that the stablecoin’s bitcoin exposure now exceeds its reserve buffer.

According to S&P, this imbalance could leave USDT undercollateralized in the event of a sharp market downturn. Moreover, the combination of expanding mining bets, related-party transactions, and regulatory probes at a key infrastructure partner like Northern Data is likely to remain a focal point for investors and watchdogs assessing systemic risks in the stablecoin ecosystem.

Overall, the Peak Mining divestment, the Rumble acquisition structure, and ongoing tax and regulatory questions highlight how tightly intertwined Tether, Northern Data, and their counterparties have become, amplifying both strategic opportunities and governance risks.

New York’s Museum of Modern Art (MoMA) has taken a decisive step into digital culture, with the NFT acquisition signaling how seriously leading institutions now treat blockchain-based art.

MoMA brings CryptoPunks and Chromie Squiggles onchain art into its collection

The Museum of Modern Art in New York has acquired eight CryptoPunks and eight Chromie Squiggles for its permanent collection, marking one of the most significant institutional endorsements of onchain art to date. Moreover, the move reinforces MoMA’s role in defining what counts as canonical digital art.

The 16 works, all donated rather than purchased, will be housed in MoMA’s Media and Performance department alongside video, experimental technology, and other new media art. However, visitors will also be able to view the works on MoMA’s website, extending the acquisition’s reach beyond the museum’s physical walls.

Details of the CryptoPunks entering MoMA

The specific CryptoPunks entering the collection are #74, #2786, #3407, #4018, #5160, #5616, #7178, and #7899. That said, the roster of donors highlights how deeply embedded these works are within the NFT community.

Larva Labs founders Matt Hall and John Watkinson donated Punks #74 and #5160, while other contributors included Mara and Erick Calderon (CryptoPunk #2786), Rhydon and Caroline Lee (#3407), Ryan Zurrer of 1OF1 AG (#4018), judithESSS (#5616), the Tomaino Family (#7178), and the Cozomo de’ Medici Collection (#7899). Moreover, this range of donors underlines how personal collections are now feeding major museums.

Chromie Squiggles donations and community coordination

The Chromie Squiggles acquisition was similarly organized through community coordinated donations. Contributors included SquiggleDAO, gmoneyNFT, jdh, VonMises14, and several anonymous collectors, according to 1OF1_art, which helped coordinate both donations.

The organization publicly thanked MoMA curators Stuart Comer and Michelle Kuo for supporting the acquisition in an X post. However, the process also shows how collectors, DAOs, and curators increasingly collaborate to place digital works in institutional contexts.

Origins and significance of CryptoPunks

CryptoPunks, created by Larva Labs in 2017, are widely considered one of the earliest NFT projects and helped establish the template for profile-picture collections that followed. The 10,000 algorithmically generated 24-by-24 pixel avatars even predate the ERC-721 token standard that would later define NFTs on Ethereum.

This history is central to the cryptopunks museum acquisition, as MoMA is effectively recognizing the project as a foundational artifact of digital culture. Moreover, it underlines how early technical experiments are now being canonized as art history.

Chromie Squiggles and the rise of Art Blocks

Chromie Squiggles, the genesis collection from generative art platform Art Blocks, was launched by Erick Calderon (known as Snowfro) in November 2020. The artist’s art blocks generative collection of 10,000 artworks served as the foundation for Art Blocks.

At its peak, Art Blocks recorded over $587 million in monthly sales in August 2021, according to CryptoSlam data. However, bringing Chromie Squiggles into MoMA’s holdings reframes the collection beyond market metrics, positioning it within a longer narrative of generative art.

Strategy behind institutional placement of CryptoPunks

The acquisition follows a series of moves to embed CryptoPunks in major art institutions. In May, Yuga Labs sold the CryptoPunks intellectual property to the Infinite Node Foundation, a nonprofit focused on preserving digital art.

The foundation, chaired by investor Micky Malka, announced plans to “embed them in leading art institutions worldwide” as part of its stewardship program. That said, the MoMA NFT acquisition stands out as a flagship moment in that broader strategy.

Market context and blue-chip NFT dynamics

The timing of MoMA’s move coincides with renewed interest in blue-chip NFTs. CryptoPunks saw their highest weekly trading volume since March 2024 in late July, with over $24.6 million changing hands, according to The Block‘s data.

However, the total market capitalization of CryptoPunks, which reached nearly $2.5 billion this year, is now around $763 million, per CoinGecko data. This contrast between institutional recognition and a compressed market cycle highlights how museums may be taking a longer-term view than traders.

What MoMA’s move means for onchain art

MoMA’s decision to place CryptoPunks and Chromie Squiggles in its Media and Performance department elevates these works from speculative assets to historical artifacts. Moreover, it signals that onchain art institutional endorsement is now a reality rather than a talking point.

As more museums follow, the combination of donor-led initiatives, foundations, and curatorial support is likely to define how NFTs enter the canon. For now, the MoMA acquisition anchors key early collections in one of the world’s most influential art museums.

The crypto market has been turbulent, with Bitcoin and major altcoins pulling back, prompting investors to seek new opportunities. Amid this uncertainty, crypto presales offer early access to projects with strong potential before exchange listings.

By evaluating tokenomics, audits, and early utility, investors can make informed choices rather than chasing hype alone. Several upcoming projects are offering innovative solutions, from AI-powered blockchains to creator economy platforms and layer-2 Bitcoin networks.  

For those willing to explore early-stage tokens, these initiatives are often highlighted among the best crypto presales to buy today.

Top Crypto Presales to Consider Before The New Year

With the holiday season causing shorter trading hours and reduced liquidity, crypto markets are poised for both volatility and potential opportunities. Outside of established tokens, a number of presales are presenting compelling prospects.

Here’s a list of five new crypto projects, highlighting their unique features and explaining why they rank among the best crypto presales to buy ahead of 2026.

Nexchain (NEX)

Nexchain is positioning itself as a high-performance, AI-powered blockchain built to handle up to 400,000 transactions per second. Its hybrid consensus model focuses on speed, stability, and smart congestion control, making it rare among early-stage projects.

The recently launched Testnet 2.0 equips developers with tools like wallet scoring, risk assessment, and predictive analytics to enhance application building. Token holders benefit directly, receiving 10% of all network gas fees daily, tying network growth to tangible rewards.

The presale, currently in stage 29, has set a clear roadmap with a planned $0.30 listing and projected post-launch price of up to $0.50. With practical utility and robust infrastructure, Nexchain offers more than speculative potential, appealing to investors seeking structured growth opportunities.

Source – Crypto Legends YouTube Channel

Bitcoin Hyper (HYPER)

Bitcoin Hyper is positioning itself as a significant upgrade to the Bitcoin ecosystem, aiming to solve longstanding issues around speed and transaction costs while maintaining the network’s renowned security.

Traditional Bitcoin is limited to seven transactions per second, restricting its use in DeFi and smart contracts. Bitcoin Hyper solves this with a Solana-powered layer-2 solution, offering fast, low-fee transactions while preserving Bitcoin’s proof-of-work security.

Source – Bitcoin Hyper X

Its modular design separates final settlement from everyday transactions, combining efficiency with strong security. The project has already raised nearly $30 million in its presale, signaling strong confidence despite market conditions.

By leveraging Bitcoin’s established dominance, Bitcoin Hyper appeals to investors looking for a more functional and scalable Bitcoin experience, making it one of the best crypto presales to buy ahead of 2026.

Visit Bitcoin Hyper

Deep Snitch (DSNT)

Deep Snitch is a standout crypto presale, offering advanced AI tools designed to give retail traders an edge previously reserved for insiders. The $DSNT token, priced at just $0.029, underpins a protocol that operates a suite of five AI agents, three of which are already active.

These agents assist users by scanning smart contracts for red flags and monitoring wallet flows in real time, helping investors make more informed decisions. By providing automated analysis, Deep Snitch bridges the gap between traditional trading advantages and everyday crypto participants.

Its early-stage utility and innovative approach have drawn attention from investors looking for high-potential projects. With a clear roadmap and practical applications, Deep Snitch is often cited among the best new crypto coins to buy now.

Pepenode (PEPENODE)

Pepenode is a unique crypto presale offering that combines gamified mining with accessibility for all users. Unlike traditional mining platforms, it eliminates the need for specialized hardware or technical knowledge, allowing anyone with an internet connection to participate.

Users can start with basic nodes, upgrade their setups, expand virtual server rooms, and increase daily output, earning rewards in popular meme coins like Pepe and Fartcoin.

The system incorporates leaderboards and built-in deflation, as 70% of every upgrade purchase is burned, while staking rewards and referral incentives further enhance participation.

With over $2.3 million raised so far and less than three weeks left in the ICO, early investors are accumulating steadily, treating it as a strategic entry before the launch. Its simplicity, combined with immediate token rewards, makes it stand out among other opportunities.

Visit Pepenode

Maxi Doge (MAXI)

Maxi Doge positions itself as a high-energy meme coin inspired by Dogecoin, featuring a bold, muscular dog as its mascot to emphasize a high-risk, high-reward trading mentality. The project allocates 25% of its total supply to a Maxi Fund.

Built as an ERC-20 token, Maxi Doge ensures broad compatibility with existing wallets, hardware wallets, and major exchanges, making it accessible to a wide range of crypto users without requiring specialized software.

The project has already raised $4.3 million, with the price of $0.00027 per token. Its infrastructure is designed to integrate seamlessly with tools that traders already use, offering practical utility alongside the meme coin’s playful branding.

Visit Maxi Doge

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

Authorities in Russia are increasingly examining how Bitcoin mining interacts with the broader economy, as officials debate its role in supporting the national currency.

Central bank sees mining as an “additional factor”

Bitcoin mining may be giving incremental support to the Russian ruble, according to Central Bank Governor Elvira Nabiullina, who nonetheless stressed that the impact is difficult to measure because much of the sector operates in a legal gray zone.

Responding to a question at a press conference, Nabiullina said it is “probably difficult to quantify” mining‘s influence “because a significant part of mining is still in a gray area.” However, she acknowledged that mining is “indeed one of the additional factors contributing to the strong ruble exchange rate.”

As Russian business outlet RBC reported, her comments come as officials in Moscow increasingly describe crypto flows as macro-relevant, rather than merely a niche tech or energy story. Moreover, policymakers are now trying to incorporate these flows into models that track the ruble exchange rate.

Mining flows framed as a new export channel

Earlier, Maxim Oreshkin, deputy head of the presidential administration, said ruble forecasts have been distorted by an underestimation of financial flows tied to mining and cryptocurrency. In his view, the sector has effectively become a new export item that can influence the currency market, in part because it moves outside standard channels.

These opaque flows are often statistically “invisible,” he suggested, complicating traditional balance-of-payments analysis. That said, the growing attention to invisible mining financial flows indicates that Russian authorities see them as large enough to matter at the macro level.

Nabiullina, however, refused to endorse any simple one-to-one link between the ruble’s recent strength and a sudden surge in mining activity. She underlined that mining did not first appear in 2025, so analysts should not attribute the currency’s gains purely to a sharp rise in hashing power this year.

No sudden surge, but a steady contribution

“This mining did not appear this year, so it is impossible to link the strengthening of the exchange rate specifically to the fact that it has somehow grown sharply,” Nabiullina said. Nevertheless, she repeated that mining is “indeed one of the additional factors contributing to the strong ruble exchange rate.”

Her remarks suggest that while the sector may not explain short-term currency swings, it could be adding a persistent background flow of foreign income. Moreover, this inflow may be particularly relevant because it sits outside conventional export categories and bypasses some established reporting systems.

In this context, bitcoin mining is being framed as part of a broader set of cross-border financial channels that are harder for traditional statistics to capture. However, until more data becomes available, central bank officials appear wary of overstating its precise weight in the currency market.

Push to “whiten” Russia’s crypto sector

The central bank’s focus on measurement and legality is tied to its broader effort to “whiten” Russia’s Bitcoin and crypto market by pulling activity into a more formal framework where it can be monitored and regulated. This includes tighter oversight of trading venues, payment flows, and mining operations.

Last week, first deputy chairman Vladimir Chistyukhin said it is now fundamentally important to “legalize” the cryptocurrency sector and called for laws governing crypto transactions to be adopted as soon as possible. Moreover, he argued that these laws should include strict restrictions and prohibitions in order to limit risks to financial stability.

In parallel, the Central Bank of Russia is discussing rules for crypto trading with the Finance Ministry, Rosfinmonitoring, and other agencies. Under the proposed approach, most transactions would run through licensed market participants already active in the financial system, rather than through informal venues or bespoke offshore structures.

Limits on crypto as money, but growing policy relevance

Meanwhile, Anatoly Aksakov, chairman of the State Duma Committee on Financial Markets, reiterated last week that cryptocurrencies “will never” function as money inside Russia or in global trade. However, his remarks did not rule out the use of digital assets as an investment tool or as part of cross-border settlement schemes in specific cases.

For crypto markets, the significance is less about whether Russia has formally blamed or credited mining for the ruble’s moves. Instead, it lies in the way senior policymakers are now treating mining-linked flows as one of several inputs into currency-market dynamics and into broader central bank crypto policy.

This evolving stance also feeds into the ongoing russia crypto legalization debate, where officials are trying to balance the perceived macro benefits of export-like crypto revenues against concerns over capital flight, sanctions risks, and financial crime. Moreover, new rules could reshape how russian bitcoin mining flows connect with global liquidity.

Market snapshot and regulatory outlook

At press time, Bitcoin traded at $88,927, underscoring how large the economic footprint of mining can be when converted into ruble terms. That said, price volatility remains a major challenge for regulators attempting to assess long-term impacts on the currency.

Going forward, Russian lawmakers and regulators are expected to refine frameworks that govern custody, trading, and reporting of digital assets. However, any new legislation will likely preserve the red line that bars cryptocurrencies from serving as legal tender inside the country, even as authorities formalize their treatment as a quasi-export sector.

Overall, Russia’s emerging stance shows that while miners operate in a complex policy environment, their activity is increasingly seen as a factor that, though hard to quantify, can influence the ruble and shape future crypto regulation in the country.

Newly leaked internal data is intensifying scrutiny of Binance compliance, as investigators trace billions in suspicious crypto flows across multiple years and jurisdictions.

Leaked files expose red flags after $4.3 billion settlement

An exclusive Financial Times investigation found that Binance allowed hundreds of millions of dollars to move through flagged accounts even after a $4.3 billion US criminal settlement in 2023. The plea agreement required the exchange to strengthen its compliance and surveillance controls.

Internal Binance files reviewed by the FT show that accounts carrying clear red flags continued trading well beyond the November 2023 plea. Moreover, the leaked data spans transactions from 2021 through this year, underscoring how long suspicious flows persisted on the platform.

The documents highlight indicators such as alleged links to terror financing networks, so-called impossible login patterns, and failed identity checks. However, these warning signs apparently did not trigger effective intervention, allowing significant activity to continue.

Suspicious Venezuelan accounts and impossible logins

One particularly striking account belonged to a resident of a Venezuelan slum who moved $93 million through Binance between 2021 and 2025. Part of those funds allegedly came from a network later accused by US authorities of secretly moving money for Iran and Lebanon’s Hizbollah.

The FT obtained data for 13 suspicious accounts that handled a total of $1.7 billion in transactions. That said, around $144 million of that volume occurred after the 2023 criminal settlement, when compliance obligations were already heightened.

Another account, registered to a 25-year-old Venezuelan woman, received more than $177 million in crypto over two years. It changed payment bank details 647 times in 14 months, cycling through 496 unique accounts across the Americas, a pattern experts say is highly irregular.

Login records also showed physically impossible behavior. The account tied to a Venezuelan bank employee was accessed from Caracas at 3:56 p.m. on February 24, 2025, then from Osaka, Japan, at 1:30 a.m. the next day. Such rapid movement between locations is impossible, yet the activity apparently went undetected.

Terror-financing links and frozen wallets

All 13 accounts received funds totaling $29 million in Tether stablecoin from accounts later frozen by Israel under anti-terrorism law. Nearly all of these transfers came from four crypto wallets linked to Tawfiq Al-Law, a Syrian accused of moving money for Hizbollah and Iran-backed Houthis.

Israel seized the related accounts in May 2023, and the US Treasury sanctioned Al-Law in March 2024. Moreover, the FT’s reporting suggests that these risk indicators did not fully halt flows through the exchange’s infrastructure, raising concerns about broader crypto compliance failures across the sector.

Former federal prosecutor Stefan Cassella told the FT that such behavior is classic for an unregistered money-transmitting business. “That qualifies as suspicious,” he said. “It looks like someone is acting as a money-transmitting business.” His comments underscore how patterns visible in the data aligned with established red flags.

Regulatory backdrop and US, French scrutiny

The FT published its investigation months after the SEC dropped its lawsuit against Binance, which had alleged artificially inflated trading volumes and diversion of customer funds. The US regulator had also accused the exchange of misleading investors about its surveillance and control systems.

In parallel, concerns over Binance’s operations have spread across Europe. France launched a criminal investigation in early 2025, adding to a series of global probes focused on money flows, customer protection and the robustness of internal controls.

Against this backdrop, the phrase binance compliance has become a flashpoint for regulators, market participants and risk professionals evaluating whether the platform is meeting its settlement obligations and broader legal duties.

Trump pardon, monitors and business expansion

In a politically charged twist, President Donald Trump pardoned Binance founder Changpeng Zhao in October for violating US anti-money laundering laws. Subsequently, the Trump family expanded business ties with the exchange this month through World Liberty Financial, announcing a “massive expansion” of its USD1 stablecoin on Binance.

The US Justice Department and Treasury had appointed two independent monitors in May 2024 to oversee Binance’s compliance program. However, many of the transactions reviewed by the FT reportedly occurred after these monitors began their work, raising questions about the scope and effectiveness of the oversight.

Jessica Davis, a former Canadian intelligence official, argued that Trump’s pardon altered incentives at the exchange. “Previously, the incentive was: keep your CEO out of jail,” she said. Moreover, Davis suggested that “even a billion-dollar fine becomes fairly meaningless” when the platforms generate so much revenue.

Binance’s response and ongoing compliance debate

In comments to the FT, Binance said it “maintains strict compliance controls and a zero-tolerance approach to illicit activity” and uses “robust systems in place to flag and investigate suspicious transactions.” The company did not address specific accounts cited in the leaked data.

Nevertheless, the FT’s findings, combined with earlier enforcement actions and pardons, are likely to keep pressure on global authorities assessing exchange settlement terms and monitoring risk. For now, the scale of suspicious transfers and alleged terror-financing links ensures that compliance at major crypto platforms will remain under intense international scrutiny.

Investor focus is intensifying as the UNIfication governance plan and the Uniswap fee switch move toward implementation after a decisive on-chain quorum.

UNIfication proposal clears quorum with strong support

On-chain data confirms Uniswap’s UNIfication proposal has surpassed the required quorum of 40 million UNI votes.

At the time of reporting, more than 69 million UNI were cast in favor, while opposition remained negligible at below 1,000 UNI. The vote remains open until December 25; however, the quorum requirement is already satisfied, making approval highly likely unless a major reversal occurs.

Moreover, governance dashboards show the “for” side leading from the early hours of the vote. This dominant support places the proposal firmly on track for activation, pending the official conclusion of the process. That said, the outcome still depends on the final snapshot at the voting deadline.

Concentrated support from large UNI holders

Voting activity highlights heavy participation from large wallets. Several addresses submitted ballots ranging from 8 million to nearly 15 million UNI each. This concentration of voting power quickly pushed the initiative past the 40 million token quorum, reinforcing the impression of broad alignment among influential UNI holders.

However, the extremely low number of opposing votes underscores how little organized resistance exists to the plan. As a result, the proposal has entered its final governance phase before potential execution. If approved, observers expect the changes to represent the most significant adjustment to Uniswap‘s token economics since UNI launched.

Details of the UNIfication measures

On-chain governance records show the proposal has now received over 40 million “for” votes in total, with about 69 million in favor compared with fewer than 1,000 against. If the measure passes, it will implement a one-time burn of 100 million UNI and activate fee switches for Uniswap v2 and Uniswap v3 to begin burning tokens.

The core of the package is the long-discussed protocol fee switch. Once turned on, Uniswap would start collecting a small portion of swap fees at the protocol level rather than routing all revenue to liquidity providers. For Uniswap v2, LP fees would fall from 0.30% to 0.25%, with the remaining 0.05% flowing to the protocol itself. In Uniswap v3, protocol fees would vary by pool and remain adjustable through governance.

How the new on-chain fee and burn system works

Under the plan, all protocol fees would be routed into a dedicated on-chain structure. Fees will accumulate in a contract and can only be withdrawn when UNI is burned, directly tying protocol usage to token supply reduction through a structured uni token burn design. This architecture seeks to align network activity with long-term holder incentives.

In addition, the UNIfication proposal calls for a one-time burn of 100 million UNI from the treasury. According to the description, this action is intended to recognize fees that the protocol could have collected during Uniswap’s early growth years, before any fee capture mechanism existed. Together, these measures would embed deflationary pressure into the protocol’s economics.

Beyond swaps: Unichain fees and MEV incentives

The proposal extends the burn logic beyond swap activity. Unichain sequencer fees would be routed into the same burn process after accounting for required operating costs and Optimism‘s share. This ensures that emerging network components also contribute to UNI supply reduction over time.

Another major component targets MEV dynamics. The plan introduces a new mev auction system that allows traders to bid for temporary protocol fee discounts. Winning bids would result in UNI being burned, while participants gain short-term fee advantages. Early estimates suggest this mechanism could enhance returns for liquidity providers and reduce value leakage to validators.

Impact on Uniswap Labs and long-term growth

Once the uniswap fee switch and broader UNIfication package are fully activated, Uniswap Labs would redirect its emphasis toward protocol expansion. Interface, wallet and API fees would be set to zero, shifting revenue focus to the on-chain fee architecture. At the same time, development teams currently operating under the Uniswap Foundation would move under Labs, while governance power continues to sit with UNI holders.

Moreover, the protocol intends to establish an annual growth budget of 20 million UNI starting in 2026. These tokens would be allocated to fund development initiatives and ecosystem expansion, effectively linking growth spending to the same asset whose supply is being managed through burns. In short, the proposal directly connects Uniswap’s long-term trajectory with UNI’s evolving tokenomics.

With quorum reached and support overwhelmingly in favor, the UNIfication vote now enters its closing days ahead of the December 25 deadline. Barring an unexpected shift in sentiment, the changes are poised to reshape Uniswap’s fee flows, on-chain incentives and token supply in a single, far-reaching upgrade.

As the holiday season brings shorter trading days and lower liquidity, crypto markets are poised for a mix of volatility and strategic opportunities. Investors are navigating limited sessions this week, which could amplify price swings across major assets like Bitcoin and key altcoins.

Some tokens are forming local bottoms, such as Dogecoin, offering potential entry points, while others approach key resistance levels, signaling possible short-term pullbacks.

Even in quieter markets, there are opportunities for strategic accumulation, particularly in meme coins with active communities and strong growth potential, making them some of the best meme coins to buy that could become the next Dogecoin.

Top Meme Coins to Watch – Potential Candidates for the Next Dogecoin

Dogecoin consistently ranks at the top within the meme coin space and is often the only one featured among the top 10 cryptocurrencies by total market capitalization. Its price is largely fueled by a dedicated online community and prominent social media attention.

However, Dogecoin has historically lacked a robust technological foundation. While it’s used for tipping, donations, and accepted by some merchants, its practical applications and adoption within decentralized finance (DeFi) ecosystems remain limited.

Admittedly, when it did gain traction, $DOGE experienced a massive rally, reaching an all-time high of $0.74 in May 2021. Along the way, some investors became crypto millionaires, not instantly, but within just a few weeks.

However, since May 2021, Dogecoin has mostly declined. It now trades 82% below its all-time high, with little movement stirring significant change. Below is the list of best meme coins to buy that could be the next Dogecoin in 2026.

Pudgy Penguins (PENGU)

Pudgy Penguins has been largely overlooked as prices remain down over 80% from launch highs, but the project is quietly building long-term value. Unlike Dogecoin, it represents an established brand that extends beyond crypto speculation into real-world products, marketing campaigns, and community engagement.

While charts show bearish sentiment, its hybrid identity as both a meme coin and a collectible ecosystem gives it flexibility during market downturns. Historical patterns suggest that projects with real-world presence often outperform hype-driven tokens when conditions improve.

Investors are gradually focusing on accumulation strategies rather than short-term trading, recognizing the potential in $PENGU’s continued ecosystem growth. If these foundations hold, Pudgy Penguins could re-emerge strongly in the next market expansion.

Shiba Inu (SHIB)

Shiba Inu coin has shown signs of recovery as the crypto market stabilizes. Despite a slight price dip, the token’s burn rate recently surged by nearly 4 million percent, with over 35 million $SHIB burned within the last seven days.

HOURLY SHIB UPDATE$SHIB Price: $0.00000722 (1hr -0.45% ▼ | 24hr -2.44% ▼ )
Market Cap: $4,257,342,292 (-2.43% ▼)
Total Supply: 589,246,056,784,921

TOKENS BURNT
Past 24Hrs: 7,212,691 (14.55% ▲)
Past 7 Days: 35,917,959 (108.35% ▲)

— Shibburn (@shibburn) December 22, 2025

While these burns alone have limited impact on price, they underscore the dedication of Shiba Inu’s active user base, hinting at $SHIB potentially overtaking Dogecoin in popularity. The token’s deflationary model gives it added scarcity and long-term growth potential.

Nonetheless, the community remains highly involved, maintaining Shiba Inu as one of the most discussed meme coins worldwide. Continued support and strategic burns may help the token capitalize on future bullish trends.

Maxi Doge (MAXI)

Maxi Doge is quickly gaining attention as one of the most promising new meme coins, offering both high-risk and high-reward potential. Currently in its presale phase, the project has already raised over $4.3 million.

Built with the culture of meme coin enthusiasts in mind, Maxi Doge leverages familiar Doge-inspired branding while targeting active communities that drive engagement and adoption.

Source – Jacob Crypto Bury YouTube Channel

Price predictions suggest significant upside, with a base-case scenario indicating a potential 4x return, while bullish and hyperbull projections hint at gains of up to 120x from the presale price.

The combination of a dedicated community, early-stage entry, and speculative growth potential positions Maxi Doge as one of the best meme coins to buy now. With these factors, it could emerge as the next Dogecoin, capturing mainstream attention in the coming months.

Visit Maxi Doge

Bonk (BONK)

Bonk is more than a typical meme coin, combining community-driven governance, deflationary tokenomics, and deep integration within the Solana ecosystem. Aggressive token burns reduce supply over time, creating scarcity that supports long-term price stability.

The Bonk DAO allows the community to participate in decision-making, giving users a voice in grants, ecosystem development, and strategic initiatives, which strengthens engagement and resilience.

Its presence across Solana’s DeFi platforms, NFT marketplaces, and gaming projects adds real utility beyond viral hype. This blend of culture, structure, and utility positions $BONK as a potential candidate for the next Dogecoin.

Bitcoin Hyper (HYPER)

Bitcoin Hyper is a Bitcoin layer-2 network built to address the limitations of Bitcoin’s original blockchain. It allows users to send and receive BTC almost instantly with trustless verification via smart contracts and a canonical bridge.

Unlike Dogecoin, which primarily serves as a meme-focused currency with limited practical applications, Bitcoin Hyper provides real utility, enabling staking, decentralized applications, payments, and even meme coin integration directly within the Bitcoin ecosystem.

The project leverages Solana’s virtual machine to ensure high efficiency and rapid transaction processing, making it accessible without specialized software. Investors seeking innovative tokens can consider Bitcoin Hyper alongside the best meme coins to buy.

Its presale has raised nearly $30 million, offering staking APY of up to 39%. With a fair token distribution covering rewards, development, marketing, and treasury, the network is designed for long-term sustainability.

Visit Bitcoin Hyper

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

The past year reshaped digital assets, and this comprehensive crypto market review highlights how 2025 set the stage for a pivotal 2026.

Crypto market 2025: maturation, milestones and macro backdrop

In 2025, the crypto market hit multiple milestones, underscoring a decisive shift from retail-driven speculation to deeper institutional crypto adoption and clearer regulation.

However, volatility remained a defining feature. The global macro slowdown, persistent inflation, and geopolitical tensions tested digital assets, yet core on-chain activity and infrastructure showed resilience.

The total crypto market capitalisation in 2025 surpassed US$4 trillion for the first time. Bitcoin broke to a new all-time high above $126,000, while the US announced a Strategic Bitcoin Reserve and Digital Asset Stockpile. Moreover, Ethereum successfully completed its Pectra and Fusaka upgrades, and global retail adoption reached a milestone of 737 million owners.

The industry also pivoted more clearly toward real-world utility. Ethereum-based DeFi and Web3 applications became faster and more cost-effective as scaling advanced. Tokenisation gained momentum as a key unlock for capital efficiency and accessibility, drawing serious institutional interest. Builders expanded Layer-1 and Layer-2 ecosystems and explored intersections with artificial intelligence, prediction markets, and perpetual derivatives.

Looking to 2026, many players expect steady growth in both retail and institutional participation. New crypto-supportive policies, the expansion of prediction markets, and further progress in AI and Web3 synergies are likely to define the next phase. That said, regulatory, macroeconomic, and geopolitical risks will continue to shape the pace and direction of innovation.

1.1 Macro landscape and asset performance

The global economy in 2025 was marked by broad-based deceleration, rising policy uncertainty, and lingering inflation. Global GDP growth was projected at about 3.2%, down from 3.3% in 2024, as higher tariffs and geopolitical tensions weighed on trade and investment. Inflation averaged roughly 4.2% worldwide, remaining above pre-pandemic levels, with services inflation supported by tight labour markets and elevated trade-related costs.

Central banks responded by easing. The US Federal Reserve cut rates three times, taking the federal funds rate to a 3.5%–3.75% range by year-end 2025. The European Central Bank reduced its deposit facility rate five times, to 2.00% by the end of September 2025. Moreover, these shifts helped risk assets but did not fully offset structural macro headwinds.

Crypto assets, led by BTC and ETH, outperformed many traditional asset classes for five months between January and November 2025, while gold led for four months over the same period. From Q1 to Q3, total cryptocurrency market capitalisation increased by 29%, surpassing $4 trillion in October. However, renewed macro uncertainty triggered Q4 volatility, leaving the market down 4% year-on-year by December.

One of 2025’s defining events came in March, when the US established its Strategic Bitcoin Reserve and Digital Asset Stockpile, elevating bitcoin and other digital assets to quasi-reserve status, akin to gold. Following this, interest in Digital Asset Treasury (DAT) structures intensified. By late 2025, cumulative inflows into such treasuries had reached around $92 billion, double 2024 levels.

1.2 Bitcoin policy shift and balance sheet integration

Bitcoin’s 2025 trajectory moved from a post-halving rally to broad-based integration into sovereign and corporate balance sheets. The concept of large-scale ‘bitcoinisation’ of reserves progressed from narrative to practice, even as price volatility persisted.

On 6 March 2025, the US formally announced its Strategic Bitcoin Reserve via an executive order signed by President Donald Trump. This policy recognised bitcoin as a legitimate reserve asset, comparable to gold or foreign currency, and embedded it into the national reserve framework. However, it also raised expectations that other countries might explore similar reserve diversification strategies.

Public companies and listed funds now hold a non-trivial portion of circulating BTC. More than 200 entities collectively control about 5.1% of total supply, according to internal research. Following bitcoin’s Q4 correction, DAT companies struggled to raise fresh capital as market-cap-to-net-asset-value (mNAV) multiples swung from premiums to discounts, pressuring token reserves. That said, DAT behaviour differs from firms that hold BTC as a long-term treasury asset, and responses to price drawdowns may diverge.

Beyond corporate treasuries, spot bitcoin ETFs and listed products emerged as major custodial hubs in 2025, warehousing BTC for both institutions and retail. This helped entrench bitcoin as a macro portfolio asset rather than a purely speculative token. Between January and November, US spot BTC ETFs posted net inflows in seven months, amassing over $22.4 billion in cumulative inflows.

1.3 Ethereum Pectra, Fusaka and scaling the ecosystem

Ethereum enjoyed a transformative 2025, anchored by its Pectra and Fusaka upgrades and reinforced by rising institutional participation. These upgrades focused on user experience, mainnet efficiency, and scaling for Layer-2 rollups.

The Pectra upgrade improved user experience via features such as account abstraction and boosted mainnet efficiency by raising the validator staking limit from 32 ETH to 2,048 ETH. Moreover, blob capacity per block doubled, from three to six, enhancing the throughput and cost-efficiency of L2 rollups and making DeFi and other Web3 applications more accessible.

The Fusaka upgrade targeted both L1 performance and L2 scalability. It raised the block gas limit to 60 million, enforced a per-transaction gas cap, and optimised network protocols to increase throughput. For L2s, Fusaka introduced Peer Data Availability Sampling (PeerDAS) to support larger blobs with lower validator load and relied on Blob Parameter Only hard forks to deliver predictable blob throughput growth.

Median transaction costs on several L2s have not yet fully reflected Fusaka’s intended cost reductions. However, further data over 2026 will clarify the extent of fee improvements and the upgrade’s impact on high-throughput applications, including DeFi, gaming, and tokenisation.

1.4 AI, x402 and machine-native payments

The fusion of DeFi and AI, often labelled DeFAI, gained attention in early 2025 as teams experimented with agentic AI to automate trading, wallet management, and token sniping. Nevertheless, the initial hype cooled as few applications delivered robust, real-world value for end users.

Later in the year, focus shifted to the x402 protocol, a decentralised, blockchain-based payment standard designed specifically for autonomous AI agents and machine-to-machine transactions. Technology leaders such as Google Cloud, AWS, and Anthropic adopted it quickly. Moreover, x402 enabled real-time, low-cost micropayments for API access, data, and compute, supporting the emerging machine-centric economy.

The protocol operates as an open, internet-native standard for instant stablecoin payments over HTTP. It revives the dormant HTTP 402 ‘Payment Required’ code, allowing web servers to request on-chain stablecoin payments, such as USDC, without traditional accounts or complex authentication. When a client requests a protected resource, the server returns an HTTP 402 with payment instructions.

The client then sends a signed payment payload in a follow-up request, typically via a header like X-PAYMENT. A facilitator, such as Cronos’s x402 Facilitator, verifies and settles the transaction on-chain. Once confirmed, the server delivers the resource. Designed to be blockchain-agnostic, x402 supports multiple networks and integrates with existing web infrastructure, enabling merchants and developers to accept on-chain payments with minimal friction.

The Cronos x402 Facilitator itself is a third-party service that lets sellers accept stablecoin payments without operating blockchain infrastructure directly. It handles verification and settlement of gas-efficient transactions, further lowering technical barriers for AI-driven and machine-to-machine commerce.

1.5 Meme coins and speculative culture

Meme coins remained highly active in early 2025. The launch of TRUMP and MELANIA tokens, associated with US President Donald Trump and his wife Melania, attracted outsized attention as both coins saw sharp price spikes soon after listing. However, the segment’s performance cooled later in the year.

Meme tokens are often cited as emblematic of hyperfinancialisation, where speculative, short-term financial motives dominate cultural and online behaviour. They represent the monetisation of attention, humour, and digital communities. That said, meme coins still serve as vehicles for community-building and experimentation within crypto. In 2025, activity appeared to rotate partly toward other high-beta segments, including prediction markets.

1.6 RWA tokenisation and institutional yield

Real-world asset tokenisation advanced rapidly in 2025 as institutions sought higher efficiency, better yields, and global market access. The process converts ownership interests in assets such as real estate and bonds into digital tokens on-chain, reducing intermediaries and settlement frictions while enabling fractional ownership and 24/7 liquidity.

Over the past 12 months, the overall RWA market expanded by 106% to reach $19.2 billion. Tokenised private credit and tokenised treasuries emerged as the dominant categories, with market caps of $12.2 billion and $5.2 billion, respectively. Moreover, investors used these instruments to diversify portfolios and access previously illiquid opportunities with lower ticket sizes.

Tokenised US Treasury debt led the uptrend, rising 239% year-to-date and accounting for 19% of total RWA value. Tokenised private credit increased by 46%, representing around 70% of the overall market. Large asset managers such as BlackRock and Franklin Templeton accelerated adoption with flagship products including BlackRock’s BUIDL and Franklin Templeton’s FOBXX.

In 2025 specifically, tokenised private credit recorded 116% year-on-year growth and made up 54% of RWA value, while tokenised US Treasuries grew 211% year-on-year to represent 24%. Crypto.com Exchange began accepting BlackRock’s BUIDL as trading collateral for qualified institutional and advanced traders, underscoring how RWAs are becoming integrated into on-chain capital markets and derivatives.

1.7 Stablecoins and regulatory clarity

The stablecoin sector strengthened its role in global payments and market infrastructure. By November 2025, the market value of outstanding stablecoins stood at roughly $300 billion, while adjusted monthly transaction volume exceeded $3.4 trillion. That figure surpassed Visa’s $1.3 trillion and trailed only the Automated Clearing House (ACH), which processed $7.3 trillion in the same period.

Several factors underpinned this growth: regulatory clarity, improved issuer transparency, faster settlement, and stablecoins’ potential contribution to financial stability. The market is increasingly defined by competition between traditional banks, regulated fintech firms, and crypto-native issuers. Moreover, the focus has shifted from raw issuance volume to ownership of payment rails and distribution networks.

New frameworks such as the US Guiding and Establishing National Innovation for US Stablecoins Act (GENIUS Act) and the EU’s Markets in Crypto-Assets (MiCA) positioned stablecoins as core financial infrastructure. These regimes mandate strict reserve backing, robust disclosures, and redemption guarantees. For banks, stablecoins now represent both an opportunity in terms of efficiency and new revenue, and a challenge due to deposit competition and systemic risk concerns.

As the ecosystem matures, stablecoin usage is expected to fragment across multiple issuers and chains. Distribution strength, compliance capabilities, and partnerships with financial institutions are likely to become decisive competitive advantages, reinforcing the importance of stablecoin regulatory clarity for long-term adoption.

1.8 Institutionalisation of digital assets and DATs

Institutional adoption accelerated in 2025, driven by clearer regulation, RWA tokenisation growth, and the rollout of institutional-grade products such as exchange-traded products. Crypto increasingly moved from exotic allocation to integrated asset class within traditional portfolios and treasury operations.

Jurisdictions worldwide introduced crypto-specific legislation, distinguishing digital assets from other instruments. Bespoke stablecoin rules such as the US GENIUS Act, the EU’s MiCA regime, and Hong Kong’s Stablecoin Ordinance highlighted the sector’s systemic relevance. Moreover, global implementation of the Financial Action Task Force (FATF) Travel Rule, via national virtual asset service provider frameworks, significantly strengthened AML and CTF oversight.

MiCA’s full operationalisation created the first harmonised framework for crypto assets and service providers across the EU, requiring large firms to obtain new licences and comply with stringent governance, capital, and consumer-protection rules. In parallel, the US greenlit multiple new spot crypto ETPs, including spot SOL and XRP ETFs in late 2025, enabling regulated exposure to leading altcoins.

DAT companies emerged as a central bridge between traditional finance and crypto. These vehicles allow institutions to gain token exposure via familiar equity or structured products, combining store-of-value functions with active capital deployment through DeFi strategies. However, critics raised concerns that some crypto venture firms use DATs to convert illiquid, locked tokens into publicly tradeable equity through structures such as private investments in public equity (PIPEs), effectively shifting risk to retail buyers.

By late 2025, 209 public companies collectively held more than 1 million BTC worth about $99 billion, led by Strategy (MSTR). Altcoin treasuries gained traction as well, with about 6.5 million ETH ($20 billion) and 16 million SOL ($2 billion) held within DAT structures. Strategy typically traded at a premium to NAV, peaking at 2.1x in May 2025, before slipping to around 0.86x amid risk-off sentiment.

Altcoin-focused DATs often commanded even richer valuations. BitMine Immersion, the largest ETH DAT, traded above an 8.7x premium to NAV after unveiling its DAT strategy, though this multiple later compressed. The combination of falling NAVs and tougher market conditions caused a sharp pullback in DAT inflows, which dropped by about 82.6% in November compared with July’s peak.

1.9 Prediction markets and regulated adoption

In 2025, prediction markets evolved into real-time, event-driven data infrastructures, transforming crowd sentiment into market-implied probabilities tradable as financial instruments. They offered both information value and hedging opportunities for specific events, ranging from politics to macroeconomic data releases.

Crypto.com | Derivatives North America (CDNA), a CFTC-regulated platform, positioned itself as a leading venue for prediction market users. CDNA provides legal certainty via full regulatory approval and can offer tax advantages on losses under the federal derivatives framework. Moreover, it delivers deep liquidity through institutional market makers and employs robust risk management and dispute-resolution processes.

By operating Crypto.com | Predictions as a fully CFTC-regulated derivatives product through CDNA, the platform differentiates itself from many unregulated Web3-based prediction markets. Its central limit order book architecture enhances scalability and user experience, while regulatory oversight supports stronger user protection and potential tax efficiency.

1.10 Decentralised derivatives and market structure shifts

2025 marked a breakout year for decentralised perpetuals. From January to November, trading volume on decentralised platforms reached about $6.9 trillion, a 3.1x year-on-year increase. The share of DEX derivatives volume versus CEXs climbed above 19% in October, highlighting fast-growing interest in on-chain leverage products.

Hyperliquid dominated volumes through most of 2025. Its October mainnet rollout of the HIP-3 upgrade enabled permissionless creation of perpetual futures markets. Deployers meeting on-chain requirements, including staking 500,000 HYPE tokens (about $15 million at the time of writing), can now launch new perps markets, widening participation and decentralisation.

New entrants such as Moonlander and Lighter gained visibility in Q3 and Q4. Moonlander, a leading perpetual DEX on Cronos, uses a shared liquidity pool (MLP) to boost capital efficiency and reduce slippage. It was among the earliest platforms to list perpetual contracts on equities and predictions, backed by real-time price feeds.

Moonlander supports up to 1,000x leverage for crypto and 50x for equities, leveraging Cronos’s scalable dual-chain architecture. This helped position Cronos as an emerging hub for advanced DeFi derivatives. Nevertheless, competition remains intense, and user experience and risk controls are likely to determine which decentralised platforms build durable market share.

1.11 Venture capital, mega-rounds and consolidation

The crypto venture landscape in 2025 shifted decisively toward consolidation and alignment with institutional finance. While deal count declined, fundraising concentrated into larger rounds, indicating that investors preferred scale and traction over broad seed-stage experimentation.

From January to November 2025, total industry fundraising reached about $54.5 billion, a 124% increase compared with the full-year total for 2024. The CeFi segment attracted the most capital, raising over $15.8 billion, or roughly 29% of aggregate funds. Moreover, DeFi and blockchain infrastructure secured about $9.7 billion and $8.6 billion, respectively.

1.12 Security, compliance and Crypto.com

Security remained a critical challenge across the industry in 2025. Total losses from hacks and exploits exceeded $3 billion, underscoring the importance of secure engineering, audits, and robust operational controls for exchanges and protocols.

Crypto.com continued to emphasise security and compliance. It is the first cryptocurrency company to obtain certifications including ISO 22301:2019, ISO/IEC 27701:2019, ISO/IEC 27001:2022, and PCI DSS v4.0 Level 1 Service Provider. Furthermore, the firm is independently assessed at Tier 4, the highest level for both the NIST Cybersecurity and Privacy Framework and SOC 2 Type II compliance.

Crypto.com also works with globally recognised security specialists such as Kudelski Security to stress test and audit its core blockchain systems. In parallel, it collaborates with regulators worldwide and secured multiple licences in 2025, reinforcing its commitment to legal compliance and user protection.

These initiatives have strengthened Crypto.com’s position as a leading, security-focused platform and highlight how governance and compliance are becoming non-negotiable in the digital asset sector.

2. 2026 year ahead key themes and drivers

As the industry turns to 2026, several structural themes are likely to shape the next phase of digital asset growth, including hybrid finance, prediction markets, RWAs, stablecoins, AI agents, and emerging DeFi models.

2.1 Hybrid finance and institutional convergence

Hybrid finance describes the integration of traditional and decentralised systems, combining banking stability and regulatory oversight with blockchain efficiency and transparency. In 2026, the sector is set to transition from 2025’s foundational work to commercial scale and deep institutional embedding.

Tokenisation is expected to grow by orders of magnitude, initially led by tokenised US Treasuries via money market funds, reflecting global demand for yield and on-chain efficiency. Over time, the market should broaden to private credit and experimental tokenised equities. Large managers such as BlackRock and Franklin Templeton are poised to anchor this shift, turning tokenisation into a competitive imperative for traditional finance.

Stablecoins are moving from trading tools to operational settlement rails for a digital, cross-border economy. 2026 is likely to be the execution phase for corporate stablecoin integration across banking, e-commerce, and supply chains, driven by faster, cheaper payments and improved treasury management. However, issuers face a monetisation challenge: maintaining interest income may require a supply increase of about $88.7 billion in 2026 as US rates fall.

Regulatory clarity from the GENIUS Act and MiCA, plus US political incentives to support the Treasury market, give stablecoin providers a green light to expand. Public chains, especially Ethereum, are expected to shed their ‘sandbox’ perception and function as serious institutional settlement layers. Pilots such as JPMorgan’s tokenised deposits (JPMD) should integrate with institutional DeFi venues, while Cronos positions itself as a key environment for institution-aligned DeFi and AI experimentation.

Hybrid finance will normalise digital assets within mainstream finance. Value-accrual models at protocols such as Uniswap and Lido are moving toward revenue-sharing mechanisms that reward token holders more like equity. Meanwhile, platforms like Crypto.com | Predictions aim to integrate prediction signals into the broader information and risk ecosystem.

2.2 Prediction markets in 2026

In 2026, prediction markets are expected to compete for regulatory legitimacy and mainstream usage. Expanded AI-driven participation and broader event coverage, from sports and macro data to corporate milestones, should deepen liquidity and enhance their informational role.

Regulated venues such as Crypto.com | Predictions, operating under CFTC-style supervision, are likely to consolidate US-centric volumes thanks to clear rules around custody, tax, and fiat rails. Off-chain execution models based on central limit order books, supported by institutional market makers, will help lower trading costs and slippage, improving user experience relative to fully on-chain systems.

At the same time, Web2 platforms are exploring ways to embed on-chain transparency for specific functions, such as settlement or proof-of-liquidity, while retaining centralised front ends. As regulatory frameworks mature, prediction markets should gain clearer operating guidelines, enabling closer integration with traditional financial institutions and risk-management practices.

2.3 RWAs, stablecoins and deposit tokens

The coming year looks set to be critical for both RWAs and stablecoins, as the narrative shifts from experimentation to compliant financial infrastructure. Institutions are expected to play a decisive role in driving adoption and product design.

Tokenised fixed income instruments, including US Treasuries and money market funds, are becoming the foundational layer of the RWA stack. In 2026, they are likely to anchor low-risk, on-chain yield strategies that connect traditional markets with DeFi protocols. According to Boston Consulting Group, tokenised RWAs could reach about $16.1 trillion by 2030, or roughly 10% of global GDP.

This growth is expected to be fuelled by demand from traditional financial institutions, governments, and existing crypto holders. As more capital migrates on-chain, the range of investable tokenised assets should expand, creating a feedback loop that attracts additional institutional capital and deepens liquidity.

On the stablecoin side, 2026’s central themes include transparency, regulatory clarity for yield-bearing stablecoins, and broader usage of deposit tokens. Yield-bearing stablecoins are maturing into key tools for investors seeking sustainable, permissionless yield, while deposit tokens offer banks a less disruptive path to blockchain adoption.

Deposit tokens will likely move from pilots to integral settlement tools in wholesale markets. Their main value proposition lies in allowing delivery-versus-payment and payment-versus-payment to occur on a 24/7 basis, cutting settlement times from days to seconds and reducing counterparty risk. That said, interoperability among banks will be crucial.

Following the early example of JPM Coin, additional global banks are expected to issue proprietary deposit tokens. As these systems scale, attention will shift to cross-bank interoperability and their role as a cash layer for RWA transactions, including tokenised treasuries and private equity stakes.

2.4 AI agents, data integrity and Web3 trust

The rise of autonomous, agentic AI is set to be one of the most consequential technology trends of 2026. These systems will increasingly transact, negotiate, and collaborate with each other and with traditional infrastructure, necessitating a robust trust and settlement layer.

Web3 offers decentralised identifiers, smart contracts, and machine-native payment protocols such as x402 to support agent-to-agent commerce. AI agents will be able to execute trades, manage supply chains, or participate in DAO governance under predefined rules, with key actions and data logged immutably on-chain for auditability.

As AI-generated content floods the internet, the market will place a premium on verifiable authenticity. Blockchain notarisation and on-chain provenance labels will help users distinguish human-generated or verified content from synthetic or manipulated material. Moreover, privacy-enhancing technologies such as zero-knowledge proofs and federated learning will allow AI to operate on decentralised, masked data while preserving user control.

2.5 DeFi innovation lending, stock perps and AMMs

The US Securities and Exchange Commission (SEC) is expected to formalise an ‘Innovation Exemption’ framework, shifting from an enforcement-first stance to a more explicit, pro-innovation approach. This could provide a clearer compliance path for DeFi products while maintaining investor protections.

One area of rapid development is stock perpetuals, synthetic derivatives on equities that enable 24/7 trading with leverage up to 50x–100x. Unlike tokenised stocks, they do not require 1:1 backing with underlying shares, which improves capital efficiency but introduces funding-rate and oracle risks. Extreme one-sided demand or oracle errors can trigger expensive funding or forced liquidations.

Uncollateralised lending remains another frontier. Current DeFi credit markets struggle to provide scalable, permissionless unsecured credit due to default risks and limited on-chain identity. Protocols that effectively underwrite risk, manage defaults, and improve solvency tracking could unlock new forms of capital access.

On Solana, AMM design is evolving. HumidiFi, a DEX launched in mid-2025, uses a proprietary ‘prop AMM’ with dark-pool-style execution. It routes trades to vault-based, privately managed liquidity rather than public pools, targeting lower spreads, minimal information leakage, and reduced MEV and front-running risk.

HumidiFi quickly became Solana’s second-largest DEX by volume and integrated with the Jupiter aggregator, allowing orders to access its quotes seamlessly. This model illustrates how proprietary liquidity designs can innovate beyond chain-level optimisations and reshape market structure.

Fundraising structures are also evolving. Public initial coin offerings are re-emerging under more mature regulatory oversight, particularly in the US under the Trump administration. Regulated platforms offering public token sales to retail users signal a shift toward more credible, compliant fundraising compared with informal meme coin launchpads.

2.6 Ethereum Glamsterdam upgrade

Ethereum’s next major upgrade, Glamsterdam, will refocus on Layer-1 stability, censorship resistance, and execution efficiency. Two core Ethereum Improvement Proposals sit at the centre of this roadmap: enshrined proposer-builder separation and block-level access lists.

EIP-7732, or enshrined proposer-builder separation (ePBS), moves the separation between block proposers and block builders into the protocol itself. Currently, external relays and block-building markets concentrate power and introduce censorship risks. However, ePBS aims to require proposers to accept the most profitable payload while reducing reliance on third-party relays.

This design should decentralise MEV extraction by allowing more builders to compete for block space and improve censorship resistance. It also reduces trust assumptions around external infrastructure, aligning incentives more closely with Ethereum’s neutrality goals.

EIP-7928, which introduces block-level access lists (BALs), seeks to make execution more efficient. Today, nodes do not know in advance which accounts and storage slots a transaction will touch, limiting parallelisation. BALs would require each block to specify all state accesses and final values, enabling better data pre-loading.

By making state access explicit, node software can load data more efficiently, increasing processing speed and laying groundwork for future parallel execution. This should also reduce gas costs for state-intensive applications, further improving Ethereum’s competitiveness as a settlement layer.

2.7 Infrastructure, privacy and DePIN

In 2026, core infrastructure narratives will centre on the convergence of blockchain, AI, and real-world systems under a maturing regulatory umbrella. Scalability and privacy will be key enablers of institutional and enterprise participation.

Privacy, in particular, is shifting from optional add-on to essential infrastructure. Transparent blockchains expose user activity, making privacy tools critical to prevent surveillance, censorship, and front-running. Ethereum developers and ecosystem projects are exploring privacy-enhancing designs that maintain auditability while shielding sensitive data, especially for high-value institutional use cases.

Decentralised physical infrastructure networks (DePIN) are positioned to address AI’s growing demand for compute. Projects such as Akash Network and Render Network aggregate idle GPU and CPU resources worldwide, offering more flexible and potentially lower-cost alternatives to centralised cloud providers like AWS and Google Cloud.

While large foundation-model training will likely remain concentrated, the bulk of future AI demand is expected to come from inference, which is more distributed and latency-sensitive. DePIN architectures are well suited for this edge inference era, providing geographically distributed, market-priced compute tailored to AI workloads.

2.8 Crypto Market size in 2025 and adoption outlook

Despite macro headwinds, global cryptocurrency adoption advanced in 2025. By November, the number of crypto owners reached about 737 million, with an average monthly growth rate of roughly 0.8% during the year. Depending on market conditions, total owners could reach 800–900 million in 2026.

More merchants are expected to accept digital assets for payments in the coming year, supported by maturing institutional infrastructure and clearer regulations in key markets. Under US President Donald Trump‘s crypto-friendly posture, further policy support could accelerate adoption, especially in payments, tokenisation, and on-chain capital markets.

For readers seeking deeper analysis of specific sectors, including AI blockchain integration, derivatives, and RWAs, in-depth research and exclusive reports are available via Private membership, the Crypto.com Exchange VIP Programme, and the Loaded Lions NFT community.

Overall, 2025 confirmed crypto’s resilience and structural maturation, while 2026 is poised to test how far digital assets can integrate into mainstream finance, real-world infrastructure, and the broader global economy.

XRP price stayed under strain despite a significant development from Ripple Labs, which secured a banking charter from the Office of the Comptroller of the Currency (OCC).

The token slid to a key support level at $2, falling more than 50% from its record high. It has trailed the performance of other assets such as Bitcoin and Ether.

The approval, which has faced resistance from a leading banking lobby, allows the company to transfer its Ripple USD (RLUSD) holdings from BNY. RLUSD currently holds $1.3 billion in assets, a number expected to continue rising amid the ongoing stablecoin boom.

This backdrop has shaped the current XRP price prediction, as investors weigh regulatory progress against weak price action while also assessing whether XRP ranks among the best crypto to buy now.

XRP Price Outlook Strengthens Following BoJ Decision and ETF Demand Surge

The Bank of Japan raised rates without disrupting markets, helping trigger an XRP rally. On Friday, December 19, the BoJ lifted rates by 25 basis points to 0.75% while signaling continued accommodative policy, easing investor concerns.

Ahead of the announcement, worries over a potential unwind of the yen carry trade pushed XRP down to a session low of $1.77 on Friday before rebounding to $1.9 following the BoJ decision.

The central bank’s policy move aligned with encouraging developments from Capitol Hill regarding crypto-friendly legislation, alongside growing interest in XRP spot ETFs. These products have attracted more than $950 million in fresh inflows, lifting total assets above $1.1 billion.

LATEST: XRP ETFs surpassed $1 billion in assets this week, with CF Benchmarks CEO Sui Chung attributing the milestone to investor familiarity with the cryptocurrency and its historical price performance. pic.twitter.com/7XlnSHXZZn

— CoinMarketCap (@CoinMarketCap) December 19, 2025

This milestone stands out as Solana ETFs have yet to surpass $1 billion in assets, despite launching earlier than XRP-focused funds.

The combination of a dovish BoJ outlook, robust inflows into XRP spot ETFs, and legislative progress continues to reinforce a positive price outlook.

Below, we will review the XRP price prediction from crypto analyst Cilinix Crypto, whose analysis is available in the video below or on his YouTube channel, along with the critical technical levels traders should watch.

XRP Price Prediction

XRP price prediction points to a cautiously constructive outlook after signs of short-term bullish momentum emerged following recent consolidation. Price action has stabilized after reclaiming the $1.84 to $1.85 zone, which appears to have formed a local bottom supported by prior buying pressure.

Although spot buying has slowed, market structure suggests absorption at lower levels rather than renewed heavy selling. Key imbalances remain near $1.85 and slightly lower, which could be revisited before any sustained upside continuation.

The $2 level stands out as critical resistance and a decisive area to watch for trend confirmation. A successful reaction from support could allow $XRP to attempt a move back toward $1.98 to $2.02, provided broader market conditions remain stable.

XRP Consolidation Sparks Interest in the Top Crypto to Buy Now

The chart indicates that the XRP price has traded in a tight range over the past several days. It has consistently stayed below all key moving averages, signaling that sellers continue to dominate in the near term.

This setup has pushed some investors to seek higher-upside opportunities beyond established assets, especially in crypto presales. Below are two new crypto coins gaining attention and often listed by analysts among the best crypto to buy now.

Bitcoin Hyper (HYPER)

Bitcoin Hyper is a Bitcoin layer-2 network designed to improve speed, reduce costs, and enhance functionality. It enables fast, low-cost BTC transactions by bridging coins into a parallel layer-2 environment built on modern blockchain technology.

The system operates in a trustless, fully decentralized manner, using a canonical bridge and smart contracts to verify transactions. The Bitcoin Hyper presale has already raised nearly $30 million, offering staking APY of up to 39%.

Bitcoin Hyper is designing a Bitcoin-anchored state commitment layer that extends Bitcoin without changing it.

By exploring multiple anchoring models, the goal is simple: fast execution above, Bitcoin-level security below, and fully verifiable rollup history for anyone.

To read… pic.twitter.com/rbydf3MaUH

— Bitcoin Hyper (@BTC_Hyper2) December 12, 2025

Bitcoin Hyper also leverages zero-knowledge proofs to compress transactions while maintaining security. By settling state data back onto Bitcoin’s main chain, the platform aims to expand Bitcoin’s practical use without compromising its core design.

Visit Bitcoin Hyper

Pepenode (PEPENODE)

Pepenode is presented as a meme-focused project that blends humor with practical mechanics through its mine-to-earn model, giving users reasons to stay active beyond speculation. Instead of relying solely on viral appeal, the platform rewards participation through gameplay.

The presale phase features low entry pricing and has currently raised around $2.3 million, with 17 days remaining, giving participants a limited window to purchase the token at $0.0012064, with staking APY of up to 540%.

Looking ahead to 2026, plans include an on-chain game, NFT rewards, and a broader token ecosystem designed to expand usage. Within this context, Pepenode is often discussed as one of the best crypto to buy now for investors comfortable with speculative, high-risk opportunities.

Visit Pepenode

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

While the crypto market is currently experiencing one of the harshest bear seasons in history, with Bitcoin and major altcoins still stuck in their multi-month lows, that does not mean there are no opportunities to explore. 

In fact, it is often during these exact market conditions that some of the most profitable and strategic trading opportunities arise. 

But here’s the catch – these prime opportunities are only easier to spot and seize by those who tap into active crypto Discord communities, where several high-profile technical analysts share a treasurable trove of actionable insights, trade ideas, and proven strategies in real time. 

Take Jacob’s Crypto Clan, for instance – this highly popular Discord server has been turning the fortunes of its members in spite of the bear market, helping them lock in on profitable trades they otherwise would have missed out on. 

The “Trading Cards” channel on the server is already filled with success stories, stemming from the signals shared by Jacob Crypto Bury himself as well as other hands-on analysts. 

How Smart Money Investors Are Staying Profitable Amid Market Dips

It’s no secret that price action throughout most of the fourth quarter of 2025 has been quite disappointing, dampening investor confidence and fueling bearish predictions for the start of 2026.

Bitcoin, for instance, is hovering below $90,000 at press time, having experienced a free fall from the $126,000 peak it achieved in October. 

So far, the OG crypto has made several attempts at recovery, particularly following the news of the December interest rate cut, but it keeps facing rejection at $94,000. 

Unsurprisingly, the rest of the market has been following the same trend, with the likes of Ethereum, Solana, XRP, and even BNB all trading sideways, with no significant upward momentum. 

But while the bear run still lingers, traders are still finding ways to profit, particularly by sticking to well-established crypto communities like Jacob’s Crypto Clan. 

Created by none other than Jacob Crypto Bury, a hands-on trader and YouTuber known for his in-depth market analysis, this server is filled with professional technical analysts and traders actively discussing trading strategies that not only fit the conditions of these volatile markets but also unlock tremendous money-making opportunities.

Why Jacob’s Crypto Clan stands out 

Not all crypto signals groups deliver real value, especially during turbulent market moments like these when accuracy matters most. 

Jacob’s Crypto Clan, however, proves to be different by serving as a reliable hub where traders always find genuine opportunities, regardless of the broader market outlook. 

The reason the Discord server is steadily stealing the spotlight lies in the high success rates of its signals, evidenced by the impressive PnL results found on the “Trading Cards” channel. That is quite unsurprising anyway, given Jacob Bury’s track record in the crypto trenches. 

While many who call themselves “crypto analysts” today are not actual traders, Jacob clearly distinguishes himself by turning the strategies he preaches into tangible results. 

Signals conveyed on the server, either by him or other proven technical analysts like Sherlock, are always well-researched, analytical, and timely, which helps all members get the most out of each opportunity. 

More so, considering that the group boasts over 43k members at press time, discussions remain lively, fueled by active participation from Jacob and his team. 

Members share real-time market insights based on technical indicators and market sentiment, analyzing which underrated gems might experience the next breakout. 

The market analysis, in particular, offers insights into nuances that not everyone discusses, further adding to the value of Jacob’s Crypto Clan.

When combined with the frequent giveaways, trading contests, and networking support offered through the server, it’s easy to see why it is currently one of the most engaging and informative spaces to join.

Success Stories From Jacob’s Crypto Clan Amid Bear Markets

At a time when many investors and traders are swimming in losses, members of the Jacob’s Crypto Clan are thriving, turning the challenging bear market into tangible profits. 

As a matter of fact, in recent weeks, screenshots highlighting trades closing at double and even triple-digits PnL have dominated the Trading Cards group of the server, underscoring the effectiveness of the shared strategies in navigating highly volatile market conditions. 

Interestingly, these incredible results are not solely the products of Jacob’s own signals – they also stem from actionable trade ideas shared by other proven technical analysts within the community. 

Their contributions to the server ensure that there are more than enough signals and guidance for traders at every level to trade the market crash and maximize their returns. 

One of the biggest returns accrued last week, for instance, was from the signals shared by Sherlock, with a follower achieving over 500% gains on a leveraged position. 

All of this, and more explains why members remain glued to the server, leveraging the shared insights and signals to make informed trading decisions. 

But beyond Discord, it is also possible to connect with the Jacob Crypto Bury’s community on YouTube, X, and Whop. 

Final Words

With Bitcoin and other top altcoins still in their consolidation phase, the key to staying ahead of trends and managing risk effectively without falling into the trap of misleading or speculative calls is joining a crypto signals group with a proven track record, clear strategies, and a transparent approach to trading.

This undoubtedly positions Jacob’s Crypto Clan as a well-rounded option for all and sundry. It offers everything from deep market insights and trading signals to crypto-related discussions, giveaways, and even games. 

And with over 43k members already, the platform is still growing and could become the most influential crypto community on Discord. 

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

The dog-themed meme coin segment is gradually regaining attention as the cryptocurrency market recalibrates. Investor focus has shifted from broad speculation to projects that demonstrate clear early positioning rather than short-term volatility.

This phase is not a loss of interest, but a quieter period where recognition and visibility are built ahead of stronger market sentiment.

Indicators such as the Fear and Greed Index continue to reflect caution across digital assets. Historically, such periods encourage investors to reassess opportunities, often identifying categories gaining traction beneath the surface.

In this environment, dog-themed meme coins, with their recognizable branding and viral potential, are naturally resurfacing as discussion points among those evaluating top crypto to buy now.

Maxi Doge And The Appeal of Simplicity

Dog-themed meme coins have long stood out for their simplicity, strong branding, and active communities rather than technical innovation. As investors increasingly value accessible narratives, these qualities become key to attracting attention.

HERE'S MAXI! pic.twitter.com/jowah6kyVk

— MaxiDoge (@MaxiDoge_) December 20, 2025

Maxi Doge is emerging in this environment. It is a dog-themed meme cryptocurrency, similar to Dogecoin but with its own unique identity. Designed to be fun, easily recognizable, and shareable, it appeals to those who enjoy the social and viral aspects of crypto.

The coin emphasizes community engagement, bringing together enthusiasts who appreciate its playful branding and memes. Once relatively unknown, it is now appearing frequently across platforms like X and Telegram.

Prominent crypto influencers have also highlighted the token. Insidebitcoins has featured multiple reviews discussing Maxi Doge’s potential, even drawing comparisons to Dogecoin, while ClayBro, with 135k subscribers, analyzed an AI-based prediction model forecasting its performance relative to other dog-themed tokens.

These discussions, combined with active community engagement, demonstrate a growing awareness driven by consistent presence rather than one-off promotional pushes.

Maxi Doge’s rising visibility positions it as a recognizable contender among meme-focused cryptocurrencies.

Maxi Doge’s Positioning Within Today’s ICO Framework

Maxi Doge has already raised $4.3 million in its presale, reflecting strong early interest. Beyond investment, the token offers staking, with a live dashboard displaying over 10 billion tokens staked and estimated rewards of up to 70% APY.

This transparency provides real-time insight into participation and potential earnings, reinforcing community engagement.

Modern ICOs rely on phased presales, clear entry points, and accessible narratives to attract investors. Projects that pair a recognizable identity with structured launches sustain engagement better than those relying on short-term hype.

Maxi Doge exemplifies this approach. Its concept is immediately understandable, encouraging organic sharing and discussion. Awareness grows gradually through repeated exposure rather than a single viral event.

This accessibility also extends to participation. Interested investors can join the Maxi Doge presale using Best Wallet, a secure, no-KYC wallet recommended by experts.

Platforms like this make it easy to take part in the best crypto presales to buy now and spot high-potential altcoins, allowing users to access promising opportunities without complicated steps.

By combining clarity, community engagement, and easy access, Maxi Doge has gained traction in conversations about top meme-focused cryptocurrencies, showing that structure and transparency can be just as powerful as flashy marketing.

Recognition Built Through Timing and Presence

Maxi Doge’s growing presence shows how dog-themed crypto projects can attract attention in today’s market. Regular activity on platforms and strong community interaction help maintain interest and allow the token to become increasingly recognized over time.

The project fits well with what investors currently value: clarity and easy access. By building recognition early, Maxi Doge demonstrates how dog-themed meme coins can adapt to a changing crypto environment.

As interest in meme-driven assets returns, projects that are already visible are seeing more attention. Maxi Doge’s rise highlights that clear messaging, consistent engagement, and timely positioning are key factors in establishing credibility within the meme coin space as the market moves into its next phase.

Visit Maxi Doge

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

After ending November with a 10% loss, Hedera (HBAR) has declined an additional 7% over the past week, trading at $0.113 and down 58% from its yearly high.

The continued HBAR price drop reflects trends in the broader crypto market. Bitcoin, for instance, has fallen from $126,200 in October to around $87,000 today, making Hedera price prediction an important focus for investors seeking guidance.

Hedera’s unique network architecture and governance model may keep it in consideration for those seeking the best crypto to buy now, though some traders are also exploring new crypto presales for potentially higher-growth opportunities.

Source – Cilinix Crypto YouTube Channel

Challenges Mount for Hedera: ETF Inflows Stall and Platform Activity Remains Low

Hedera has faced several challenges impacting its performance, with the newly launched Canary HBAR ETF being a major factor. The ETF has seen no inflows over five consecutive days, and its total inflows since launching in October amount to just $82 million.

By comparison, XRP ETFs have surpassed $1 billion in cumulative inflows. HBAR’s ETF performance reflects trends seen in other smaller cryptocurrencies such as Litecoin and Dogecoin.

At the same time, Hedera is experiencing ecosystem limitations, raising concerns that it may be turning into a ghost chain, which refers to networks with minimal active participation.

Source – DefiLlama

The platform has attracted no new DeFi protocols in recent months, hosts fewer than five dApps, and has a total value locked (TVL) of only $66 million, far below newer networks like Monad and Plasma.

Its role in the stablecoin sector is limited, holding $88 million in assets, and despite its speed and corporate partnerships, Hedera currently holds no market share in the expanding RWA industry.

Hedera Price Prediction

Hedera’s price action shows early signs of potential recovery after an extended bearish trend. Key resistance is observed around $0.117, while immediate support lies between $0.10 and $0.114, forming a critical zone for price stabilization.

Technical indicators, including triple bullish divergences and spot buying absorption, suggest that a local bottom may be forming near the $0.10–$0.12 range. If Bitcoin can reclaim $89,500, $HBAR could attempt to test higher resistance levels at $0.116–$0.117.

Imbalances to the downside may still trigger short-term dips, but the overall outlook shows potential for gradual upward movement. Hedera price prediction points to cautious optimism, contingent on broader market strength and investor activity.

Top Crypto to Buy Now: High-Potential Presales Ahead of 2026 Rally

While networks like Hedera face challenges from declining ETF inflows, weakening DeFi activity, and breaking support levels, several new crypto projects are trending upward.

Three promising crypto presales have already raised millions in funding, positioning them as some of the best crypto to buy now. The following discussion highlights these emerging coins and explains why they deserve attention ahead of the anticipated 2026 market rally.

Pepenode (PEPENODE)

Pepenode is a crypto presale generating interest with its unique approach to meme coin mining. The project has successfully raised $2.3 million, with only 18 days left before it concludes.

Pepenode offers a secure and accessible way for participants to claim tokens through official channels. Its innovative concept appeals to retail investors who are often drawn to meme coins, adding a cultural and community-driven dimension to the project.

While market conditions are still developing, Pepenode provides a clear framework for engaging with new presale opportunities. It represents an intriguing option for those exploring emerging crypto opportunities and the best meme coins to buy.

Visit Pepenode

Maxi Doge (MAXI)

Maxi Doge is a new meme coin positioned as a more ambitious version of Dogecoin, offering a unique mix of entertainment and investment potential. The project has already raised $4.3 million during its presale.

Its tokenomics allocate 25% to the Maxi fund, 40% to marketing, 15% to development, 15% to liquidity, and 5% to staking, creating a balanced ecosystem for growth and rewards. Maxi Doge also features a four-stage roadmap and a user-friendly platform.

With staking opportunities offering attractive returns, the token aims to engage both retail and crypto enthusiasts. Overall, Maxi Doge combines a strong community focus with clear utility for participants.

Visit Maxi Doge

Bitcoin Hyper (HYPER)

Bitcoin Hyper is a standout ICO, raising nearly $30 million despite a cautious market environment. The project combines meme coin appeal with practical technical features, including a capped supply and staking rewards linked to liquidity pools.

Its Layer 2 blockchain on Bitcoin enables near-instant transactions while maintaining security through zero-knowledge proofs, addressing Bitcoin’s slower transaction times. The on-chain design and clear use cases provide investors with transparency, testing options, and utility beyond typical meme coins.

Community growth has been strong, reflecting interest in both the token and its Layer 2 ecosystem. Bitcoin Hyper’s structure and innovation position it as a promising contender, offering potential upside in the next meme coin rally.

Visit Bitcoin Hyper

Conclusion

While Hedera shows promise, its drawbacks, including limited ETF inflows and sensitivity to broader market fluctuations, highlight the need for diversification. The crypto presales mentioned above have emerged as attractive options for investors seeking the best crypto to buy now.

By balancing established networks like Hedera with carefully researched presale opportunities, investors can optimize their portfolios while mitigating some of the risks associated with relying on a single token.

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

The crypto market is clearly shifting as we move closer to 2026. After a wild 2025 with Bitcoin hitting new highs, pulling back, then settling at $88K, the market feels a bit different now. Big institutions aren’t just watching anymore; they’re actively using blockchains, launching ETFs, and shaping where money flows. 

At the same time, everyday investors are still searching for the next project that can actually grow, not just pump and dump. Because of this, the focus has changed, and it is no longer just about hype or guessing the next meme coin. 

More people are paying attention to projects that solve real problems, projects with features like faster networks, better wallets, scaling solutions, or tokens that actually do something useful. However, this doesn’t mean speculation is gone; it’s just more selective now. Bitcoin is still the leader of the market, but currently, many investors are looking for smaller and cheaper projects that offer more room to grow, even though they come with more risk. 

So, to help you get ready for 2026, in this guide, we have highlighted the seven best crypto projects to invest in as we head into the next year. This is a mix of established names with the new projects in the market that offer higher returns. 

7 Top Cryptos to Buy for 2026 – Full Reviews

The following reviews analyze these top projects based on their 2025 performance, technical fundamentals, and growth potential heading into 2026.

Solana – High Performance Network Powering Internet Capital Markets, Payments, and Crypto Applications 

Solana has become one of the fastest and most widely used blockchains in the crypto market, and honestly, it is very hard to ignore this coin going into 2026. The network is built to handle thousands of transactions per second while keeping fees extremely low. 

This is one of the major reasons why so many DeFi apps, NFT projects, games, and meme coins have settled there. Solana’s Proof-of-History system gives it an edge when it comes to speed and cost, even if it’s not perfect. 2025 was a major year for Solana. It started around $150, climbed close to $290 during the bull run, then pulled back with the rest of the market later in the year. 

At the time of writing, Solana is trading at approximately $126 per SOL/USD. Although this drop has scared some people, it has also helped reset expectations, and currently, long-term charts now show consolidation rather than collapse, which usually matters more. 

As we anticipate 2026, there are several reasons investors are still paying attention to this crypto. Network upgrades like Firedancer have improved performance, outages are far less common than before, and developer activity remains high. There’s also growing talk of institutional involvement and even potential Solana ETFs, which could bring in new capital. 

Additionally, many analysts expect prices to average between $250 and $350 in 2026, with more optimistic targets pushing toward $400 or higher if market conditions stay strong. Not to mention, Solana is no longer an early-stage gamble. It’s a more established project now, which means there’s less extreme upside but also less risk compared to smaller projects. 

The main concerns are still technical reliability and competition from Ethereum. Even so, with strong adoption, real usage, and a dominant position in meme coins and fast trading, Solana remains one of the best cryptos to invest in for 2026. 

Best Wallet Token – The Ultimate 2025 Crypto Wallet 

Best Wallet Token ($BEST) is a new popular token that powers the Best Wallet app, a non-custodial crypto wallet built for people who want control without unnecessary complexity. It supports thousands of cryptocurrencies across dozens of blockchains, letting users store, swap, stake, and manage assets without relying on centralized exchanges. 

With Best Wallet, you keep full control of your private keys, but the experience is designed to be fast and beginner-friendly. In 2025, the project gained real traction. The presale raised over $18 million before it went live on the 28th of November, 2025, demonstrating strong investor interest in practical tools rather than pure speculation. 

One of the things that makes $BEST interesting is that it’s tied directly to how the wallet works. Holding the token unlocks lower trading fees, higher staking rewards, priority early access to the crypto card, a guaranteed whitelist spot for the physical card, elevated cashback tiers reserved for early stakers, and early access to crypto presales through the wallet’s “Upcoming Tokens” section. 

Many users download the wallet specifically to access these presales early, and holding $BEST improves that access. As more people use the wallet, demand for the token naturally grows. 

Currently, Best Wallet has attracted hundreds of thousands of users and has continued to expand its feature set, including cross-chain swaps, built-in security checks, and staking tools. Plans for 2026 include support for more blockchains, portfolio tracking, NFT features, and a crypto debit card offering cashback on everyday spending. 

For investors looking at 2026, $BEST stands out as one of the best cryptos to buy for 2026. 

Visit Best Wallet Token

Bitcoin – Largest Cryptocurrency By Market Capitalization 

Bitcoin is still the backbone of the entire crypto market. People often call it “digital gold,” and that description still fits today. There will only ever be 21 million BTC, and that fixed supply, combined with growing institutional interest, is a big reason money keeps flowing in. 

For many investors, Bitcoin isn’t about quick gains anymore. It’s about protection, scarcity, and long-term value. This year was another reminder of Bitcoin’s influence. Prices surged past $125,000 during the year, driven by spot ETF inflows, the impact of the 2024 halving, and companies adding BTC to their balance sheets. 

Later in the year, the market cooled off, and Bitcoin pulled back into the $80,000 to $100,000 range. That correction worried some people, but it also looked healthy. Historically, Bitcoin tends to pause and build support after big runs before moving higher again and as we head into 2026, the outlook remains strong. 

Continued ETF approvals, deeper institutional involvement, and even early signs of nation-state adoption are all supporting Bitcoin’s long-term trend. Many analysts expect average prices between $180,000 and $250,000, with more optimistic forecasts pushing above $300,000 if institutional demand accelerates. 

Long-term charts suggest Bitcoin is in an accumulation phase rather than a breakdown. That said, it is important to know Bitcoin isn’t a get-rich-quick asset anymore. Turning a small investment into a massive return is unlikely at this stage. But the point is, Bitcoin provides stability, sets market direction, and lifts the rest of the crypto ecosystem when it performs well. 

For anyone building a balanced crypto portfolio for 2026, Bitcoin remains a core holding that helps reduce risk while anchoring long-term exposure, making it a must-have crypto for the next year and beyond. 

Pepenode – Frog Themed Mine to Earn Meme Coin

Pepenode takes a different path from most meme coins. Instead of just buying a token and waiting, users earn rewards by running virtual mining nodes. There’s no hardware involved and no technical setup; you just have to open the app, set up a virtual rig, and it generates rewards over time. It’s simple, and honestly, that’s part of the appeal. 

The project essentially mixes meme culture with GameFi ideas. It uses the familiar Pepe theme, but adds real interaction through upgrades, staking, and token burns. Moreover, when users upgrade their nodes, a large portion of the tokens used is permanently burned, and this helps to lower supply and limit sell pressure. 

On top of that, top miners can earn bonus rewards in popular meme coins like PEPE and Fartcoin, which keeps things interesting. So far, Pepenode has raised over $2.3 million from its presale, and this early traction shows there’s demand, especially from users who like game-style rewards rather than passive holding. 

Staking rewards are also very high right now, with early APYs exceeding 500%, which has helped attract attention. The project has announced through their X platform that the presale will come to an end on the 8th of January, 2026. 

As we look ahead to 2026, Pepenode’s growth depends on one main thing, which is engagement. Like most GameFi projects, Pepenode needs users to stay active, and if people stop upgrading or playing, demand could fade.

 That is a risk, but compared to meme coins that rely purely on hype, Pepenode at least gives users something to do. For investors looking at cheap meme coins with an actual product behind them, Pepenode stands out. It’s risky, yes, but it offers interaction, rewards, and scarcity mechanics that many meme projects simply don’t have, making it one of the best cryptos to buy for 2026. 

Visit Pepenode

Bitcoin Hyper – The Fastest Bitcoin Layer 2 Chain

Bitcoin is still the backbone of the crypto market, and that hasn’t really changed. This is where Bitcoin Hyper comes into play; it presents an even better long-term investment than Bitcoin. 

In 2025, BTC had another massive run, pushing past $120,000 and even touching around $126,000 before cooling off. By the end of the year, prices settled closer to the $90,000 range. Some people saw that as a weakness, but it looked more like a pause after a strong move. 

Going into 2026, many analysts remain optimistic, especially as Bitcoin becomes harder to ignore for institutions and even governments. The long-term picture still points upward. Supply is limited after the 2024 halving, spot Bitcoin ETFs have made access easier, and concerns around traditional currencies aren’t going away. 

Because of that, price expectations for 2026 often sit between $150,000 and $170,000, with more bullish forecasts going higher if institutional demand keeps building. Now, this is where Bitcoin Hyper comes in. Bitcoin is secure, but it’s slow and expensive to use. 

Bitcoin Hyper is a Layer-2 project built to fix that. It uses the Solana Virtual Machine to process transactions faster and cheaper, while still relying on Bitcoin’s base-layer security. This opens the door to things Bitcoin struggles with today, like DeFi apps, staking, gaming, and faster payments. Investors’ interest in Bitcoin’s secure and innovative Layer 2 solution has been strong. 

Currently, the presale has raised close to $30 million, which makes it among the best crypto presales of 2025. The $HYPER token is used for network fees and staking, so it has a clear role inside the system. Although Layer-2 projects are complex, and adoption isn’t guaranteed, if Bitcoin DeFi grows in 2026, Bitcoin Hyper could become an important piece of Bitcoin’s next phase and potentially one of the more impactful infrastructure plays in the market.

Visit Bitcoin Hyper

Chainlink – The Industry Standard Oracle Platform 

Chainlink is one of those crypto projects that doesn’t get as much attention as it deserves, but without it, a lot of the industry simply wouldn’t work. Its main job is to provide reliable real-world data to smart contracts. Things like prices, interest rates, and external events. 

Without accurate data, DeFi apps, games, insurance platforms, and tokenized assets just can’t function properly. That’s why Chainlink has quietly become the standard oracle network across crypto. In 2025, Chainlink continued to expand its role. The project pushed further into cross-chain communication through its Cross-Chain Interoperability Protocol, or CCIP, which allows different blockchains to securely share data and value. 

At the same time, Chainlink became more involved in real-world asset tokenization, working with institutions testing on-chain versions of bonds, funds, and other traditional assets. Price-wise, $LINK spent much of 2025 trading between roughly $12 and $18, moving steadily rather than explosively. 

Looking ahead to 2026, many investors see Chainlink as a long-term infrastructure play.  As more assets move on-chain and enterprise systems adopt blockchain technology, demand for secure data feeds and cross-chain tools should grow. 

Because of this, price forecasts for 2026 often sit in the $25 to $45 range, with more bullish scenarios reaching $60 or higher if institutional adoption accelerates. Chainlink isn’t a high-risk cryptocurrency, and it probably won’t deliver overnight gains. 

But that’s what makes it a solid pick to invest in because it is a lower-risk project with real utility, strong partnerships, and an important role in the blockchain economy. For investors focused on long-term exposure rather than short-term speculation, Chainlink remains one of the best cryptos to buy as we head into 2026.

Maxi Doge – Dog Themed Meme Coin Trading on Permanent 1000x Leverage 

Maxi Doge is a new meme coin built for traders who enjoy risk and fast-moving markets. It leans heavily into classic Dogecoin culture, but with a louder, more aggressive style focused on leverage, competition, and constant community activity. This isn’t a long-term “set it and forget it” project; it is designed for people who thrive on volatility. 

The project has so far raised over $4 million from its presale, indicating strong interest from investors. A large number of tokens have already been staked, showing that early supporters are willing to lock in and participate rather than flip immediately. 

Maxi Doge also offers high staking rewards, with yields around 70% APY, which encourages holders to stay involved while the project builds momentum. One of Maxi Doge’s main ideas is a gamified trading culture. The branding revolves around extreme leverage, up to 1000x in marketing terms, and competitive tournaments where traders try to turn small balances into large wins. A portion of the token supply is set aside for marketing through what the team calls the “Maxi Fund,” which helps keep the project visible during meme cycles.

As we approach 2026, Maxi Doge could certainly benefit if meme coins regain attention during a strong bull market. Price estimates often sit between $0.0006 and $0.0012, with higher upside during viral runs. Some bullish forecasts even stretch further if hype builds quickly. 

However, this token’s low market cap allows for big percentage gains, but it also means sharp drops are possible. Maxi Doge isn’t about safety or fundamentals. It’s a momentum-driven meme coin best approached with small allocations and realistic expectations, especially for traders comfortable with risk.

Visit Maxi Doge

Crypto Market Prediction for 2026 – Key Trends and Insights

The crypto market heading into 2026 feels different from past cycles. After the strong momentum of 2025, the conversation has shifted away from pure speculation and more toward long-term adoption. Bitcoin and Ethereum are still leading the market, but this time, institutions aren’t just testing the waters; they’re actively involved through ETFs, corporate treasuries, and clearer regulations.

One big change many analysts are talking about is the possible end of the classic four-year crypto cycle. Instead of a sharp boom followed by a deep crash, steady institutional inflows could keep the market more stable overall. This doesn’t mean that volatility will disappear; no, it just means that volatility may be less extreme than in previous cycles.

The following are some of the trends that are expected to shape the crypto market in 2026. 

Bitcoin Layer-2 Growth

Bitcoin is evolving beyond just being a store of value. Attention is now shifting toward building on Bitcoin, especially for DeFi, payments, and faster transactions. As adoption increases, Layer 2 projects designed to improve Bitcoin’s speed and lower cost could see major upside if this trend continues.

Real-World Asset Tokenization

Tokenizing real-world assets is becoming more than just a buzzword. From bonds and credit to commodities, traditional markets are slowly moving on-chain. Infrastructure projects like Chainlink are helping bridge the gap by connecting blockchains to real-world data. If adoption continues, this trend could unlock trillions in value and redefine how assets are owned and traded.

AI, DePIN, and Utility-Driven Meme Coins

Investors are beginning to shift from hype to usefulness. Tokens tied to real use cases such as AI tools, decentralized physical infrastructure, games, or functional meme projects are gaining more lasting attention. Even within meme cycles, projects that offer something tangible are starting to stand out, meaning that utility is making a comeback and beginning to matter again.

With that being stated, it is important to note that risks are still everywhere. Regulations can change, macro conditions matter, and crypto remains unpredictable. Even in a strong market, not every project will succeed. That’s why diversification and risk management matter more than ever. Overall, 2026 looks promising for crypto, especially for projects with real utility and strong fundamentals. Bitcoin is likely to remain the anchor, while altcoins and early-stage projects could outperform during strong market phases. 

Wrapping Up

In sum, the seven cryptos we have covered here offer a mix of stability and growth potential. Some, like Bitcoin, Solana, and Chainlink, are already well established and benefit from strong adoption and institutional interest. Others, such as Bitcoin Hyper, Best Wallet Token, Maxi Doge, and Pepenode, are earlier-stage projects with higher risk but also greater growth potential. Together, they show the different ways investors can approach the market going into 2026.

It is important to note that there is no perfect crypto investment; some projects focus on long-term stability, others on infrastructure or real utility, and some are purely speculative. What really matters is balance because relying only on hype usually ends badly, but ignoring early opportunities can also mean missing out. 

As 2026 approaches, a smart approach is to combine established assets with a few carefully chosen early-stage projects, keep position sizes reasonable, and stay updated as things change. Remember, always do your own research, spread your risk, and only invest money you can afford to lose. 

Visit Best Wallet Token

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

Pudgy Penguins has experienced a recent downtrend, falling more than 15% over the past week to trade near $0.0093. Despite this decline, trading activity remains strong, with nearly $280 million in monthly volume, indicating that interest in the meme coin hasn’t diminished.

Crypto journalist Kate Irwin reported that the SEC sued Shima Capital and its founder, Yida Gao, three weeks ago, alleging a scheme to defraud investors. Internal emails show Gao informed portfolio company founders that he plans to step down and begin winding down the fund.

The crypto VC firm that quietly went away: Shima Capital.

3 weeks ago, the SEC filed a complaint against Shima Capital and its founder Yida Gao, alleging he "engaged in a scheme to defraud" certain investors.

Screenshots of an email Gao sent to portfolio company founders,… pic.twitter.com/9Q5xQ2g6wU

— Kate Irwin (@kateirwin) December 16, 2025

Established in 2021, Shima Capital oversees approximately $200 million in assets and has backed projects such as Berachain, Monad, and Pudgy Penguins.

While this news may have affected $PENGU’s price drop, it is likely only one of several factors influencing the market. The rebound for $PENGU remains uncertain, though the broader market still offers untapped potential for smart traders looking for the best meme coins to buy.

Pudgy Penguins’ Expansion into Retail, Gaming, and Collectibles

Pudgy Penguins has grown far beyond its initial meme coin roots, becoming a recognizable brand across multiple markets. With over two million toys sold, a strong social media following, and partnerships with companies spanning from gaming to collectibles.

Its presence is not limited to the crypto world; collaborations with popular franchises, mobile game achievements, and retail activations have cemented its status as more than just a token.

Here's a little tour of @PenguinsCafe_

We created a space that feels friendly, fun, and welcoming for everyone. Drop by soon and experience the Pengu vibes for yourself!

PENGUINS CAFÉ + RESTOBAR
Tagaytay Bypass Rd., TCI Road, Tagaytay City PH @pudgypenguins $PENGU pic.twitter.com/ZQvd3bT3V4

— Penguins Café (@PenguinsCafe_) December 20, 2025

The team continues to expand its ecosystem through events, cafes, and brand integrations, emphasizing community engagement and long-term visibility. This unique approach sets Pudgy Penguins apart from traditional meme coins.

Pudgy Penguins Price Prediction

Pudgy Penguins is currently trading around $0.01, a critical support zone that has so far prevented further collapse. The token has pulled back significantly from earlier highs, and daily price structure shows lower highs and lower lows, keeping the broader trend under pressure.

If this support holds, it could allow for stabilization and the development of a larger trading range. On the upside, resistance exists near $0.015 and previous breakdown levels closer to $0.02, which must be reclaimed to shift momentum.

Short-term trends remain slightly bearish, with relief bounces failing to sustain without significant volume. Pudgy Penguins price prediction points to a cautious cooling phase, where sideways movement is likely before the next meaningful move.

Top Meme Coins to Buy: Crypto Presales to Watch Alongside Pudgy Penguins

As Pudgy Penguins dips and the broader meme coin market seeks stability, traders are looking for projects showing real momentum rather than fleeting hype.

This is one reason why crypto presales are starting to attract attention as some of the best meme coins to buy at the moment. Below are two new crypto projects currently in presale that could be strong additions alongside Pudgy Penguins ahead of the next potential rally.

Pepenode (PEPENODE)

Pepenode is a mine-to-earn meme coin that introduces a gamified approach to staking through virtual mining. Users can build and upgrade their own virtual mining rigs by purchasing nodes, combining them strategically to boost token yields.

Each node functions as a unique asset with its own properties, allowing for customization and optimization within the platform. Top performers can earn additional bonuses in well-known meme coins like Pepe and Farcoin, adding extra incentives for early participants.

Source – ClayBro YouTube Channel

With only $2.3 million raised so far, the presale phase offers multiple opportunities for growth. Pepenode can be an attractive addition for investors seeking projects to hold or trade alongside established tokens like Pudgy Penguins.

Visit Pepenode

Maxi Doge (MAXI)

Maxi Doge is a meme coin entirely driven by community engagement and online hype, without any significant DeFi utility or complex applications. Its appeal lies in the entertaining and viral content created around it.

Maxi Doge presale raised nearly $4.4 million at a price of $0.00027 per token, with staking APY of up to 70%. While it remains a highly speculative asset, some investors see potential in positioning alongside established projects.

For those exploring new entries in the market, Maxi Doge is often mentioned alongside other options considered among the best meme coins to buy, particularly for short-term momentum and social-driven interest.

Visit Maxi Doge

Conclusion

Beyond Pudgy Penguins, these presales represent some of the best meme coins to buy for investors looking to diversify within the space. By focusing on projects with strong communities, clear roadmaps, and strategic partnerships, traders can position themselves ahead of wider adoption.

Those who balance established projects like Pudgy Penguins with high-potential presales stand to benefit from both stability and the possibility of significant upside. This strategy provides exposure to the meme coin market while helping manage risk effectively.

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.

Market conditions remain complex as investors reassess layer-1 ecosystems, making a fresh Sui prediction especially relevant in today’s shifting crypto environment. Sui’s on-chain and structural metrics reinforce a cautious outlook despite periods of price stability.

Key indicators such as decentralized exchange volume, stablecoin market capitalization, and total value locked have all trended lower over recent months, signaling reduced ecosystem activity and raising questions about whether it is the best crypto to buy now.

While the network still benefits from broader market correlation, particularly with Bitcoin, internal momentum has yet to meaningfully recover. Without a notable shift in participation or liquidity, Sui’s fundamentals remain under pressure.

Source – Cilinix Crypto YouTube Channel

Sui price prediction

The $SUI price prediction leans toward a short-term stabilization followed by continued downside risk over the longer horizon. Technical signals suggest that recent selling pressure may be easing, allowing for a temporary relief rally.

This could lead to a retest of resistance levels near the upper $1 range, especially if Bitcoin remains stable. However, these moves appear corrective rather than trend-reversing.

Broader structural weakness indicates that sustained upside beyond key resistance zones remains unlikely without major external catalysts. Over time, price action may gravitate toward filling untested lower ranges around $1.20.

If bearish momentum resumes, deeper consolidation between $0.80 and $1.00 becomes increasingly plausible. Overall, the outlook favors caution, with rallies viewed as opportunities rather than confirmations of a new uptrend.

Sui Adoption Trends Strengthen Even as Price Momentum Lags

Despite short-term price pressure, on-chain data suggests ongoing engagement within the Sui ecosystem. Wallet growth remains strong at around 500,000 new accounts daily, while total value locked continues to move closer to its annual highs driven by DeFi activity.

Sui’s onchain trading activity took off in 2025.@MessariCrypto's 2026 Sui Report shows avg daily DEX volume up 232% YoY, reaching $409M.

If you want the full breakdown, the report is worth the read https://t.co/nZ1BavTbFi pic.twitter.com/ZyJTbYP4tS

— Sui (@SuiNetwork) December 20, 2025

Institutional participation has also increased steadily. Exchange-traded products tied to Sui have been introduced in select global markets, including Brazil. These offerings are not U.S.-based spot ETFs, but they nonetheless signal expanding institutional access to the asset.

While reports of significant whale accumulation remain anecdotal and lack on-chain confirmation, these developments suggest rising awareness of the Sui blockchain among professional investors.

Analysts warn, however, that broader ecosystem expansion does not necessarily lead to immediate price gains, especially during periods of risk-averse sentiment across the digital asset market.

Top Crypto to Buy Now: Looking Beyond Mature Altcoins

Sui’s limitations highlight a broader challenge facing many established altcoins: growth becomes more difficult once liquidity, usage, and narrative momentum fade. Even when short-term price rebounds occur, structural weaknesses can limit long-term upside and increase downside risk.

This is why many investors searching for the best crypto to buy now are broadening their focus beyond mature networks. Crypto presales, in particular, offer exposure to early-stage projects before market saturation sets in.

In contrast to Sui’s reliance on external market conditions, well-structured presales can benefit from organic growth catalysts. For those seeking alternatives, the selective presales below may offer a more attractive risk-reward profile.

Bitcoin Hyper (HYPER)

Bitcoin Hyper is presented as a Bitcoin-focused layer-2 solution designed to address long-standing limitations around speed, cost, and functionality. The project introduces a system that allows users to bridge Bitcoin into a parallel environment using modern blockchain technology.

Once bridged, transactions can be processed with near-instant finality and significantly lower fees. The presale has raised nearly $30 million, with each token priced at $0.013455, and participants can purchase using a bank card or crypto via the Best Wallet app.

Bitcoin Hyper is designing a Bitcoin-anchored state commitment layer that extends Bitcoin without changing it.

By exploring multiple anchoring models, the goal is simple: fast execution above, Bitcoin-level security below, and fully verifiable rollup history for anyone.

To read… pic.twitter.com/rbydf3MaUH

— Bitcoin Hyper (@BTC_Hyper2) December 12, 2025

Combined with structured token allocations and an active presale, Bitcoin Hyper positions itself as a utility-driven extension of the Bitcoin network rather than a standalone alternative.

Visit Bitcoin Hyper

Pepenode (PEPENODE)

With only 19 days left in its ICO, Pepenode has already raised around $2.3 million, making it one of the best cryptos to buy now. The platform offers a browser-based virtual mining experience, removing the technical barriers and hardware costs associated with traditional crypto mining.

Users can start with basic nodes, upgrade equipment, expand server rooms, and earn rewards in popular meme coins such as Pepe and Fartcoin. Leaderboards and staking incentives provide additional benefits, while a deflationary mechanism burns 70% of upgrade purchases.

Participation is open to anyone with a bank card or crypto funds, making it accessible to a broad audience. The gamified approach allows users to earn and accumulate tokens without the complexity of conventional mining setups.

Visit Pepenode

This article has been provided by one of our commercial partners and does not reflect Cryptonomist’s opinion. Please be aware our commercial partners may use affiliate programs to generate revenues through the links on this article.