Miss Learner

Key Takeaways
$XRP price drops over 2%, lagging a broadly positive crypto market
Bearish technical structure, with XRP trading below all major moving averages
Whale transfers and ETF uncertainty add to short-term selling pressure
Price Slides Amid Rotation Into Higher-Momentum Assets
XRP traded near $2.13, down close to 2%, even as several leading cryptocurrencies posted gains. Analysts note a visible rotation into high-momentum assets such as Solana, Ethereum and meme-tokens, drawing speculative capital away from slower-moving coins. This shift has pressured XRP’s short-term performance and reinforced a trend of relative weakness against the broader crypto market.
 
Network Activity Declines and Sparks Utility Concerns
A sharp pullback in XRP’s network activity, following prior transactional spikes, has raised questions around organic demand. Analysts argue that abrupt swings in transactions can reflect synthetic activity rather than real economic usage. For sentiment to improve, traders are watching for consistent daily transactions to signal renewed network utility.
 
Technical Indicators Turn Bearish Across All Moving Averages
XRP’s technical outlook remains weak. The token sits below every major moving average, including the SMA-20 at $2.1388, SMA-50 at $2.3050, and SMA-200 at $2.6137. All listed moving averages reflect a bearish alignment, indicating continued downward pressure. Momentum also remains soft, consistent with a market favoring cautious positioning and low confidence in short-term upside.
 
Whale Transfers and Regulatory Delays Add Mixed Signals
On-chain data shows large XRP transfers between major exchange wallets, which traders interpret as possible liquidity shifts and increased circulating supply. At the same time, interest in XRP ETFs remains steady, though regulatory timelines continue to lag behind other large-cap digital assets. According to analyst Viktoras Karapetjanc, regulatory stagnation and weak on-chain engagement continue to weigh on XRP’s sentiment relative to peers.
 
Outlook: Can XRP Reclaim Short-Term Levels?
For XRP to regain momentum, analysts are watching whether it can stabilize above the SMA-20 and push toward prior short-term levels near $2.20. A rebound in network activity, along with clearer progress in institutional-grade products, would be needed to improve XRP’s market alignment. Until then, the coin may continue to lag higher-momentum digital assets during rapid market cycles.
#TrumpTariffs #WriteToEarnUpgrade #CryptoIn401k

According to various cryptocurrency analysts and publications, Binance Coin ($BNB ) price predictions for 2030 show a wide range of potential values, from lows around $1,000 to highs exceeding $7,000

. However, it is important to remember that cryptocurrency markets are highly volatile and long-term predictions are speculative and not guaranteed. 

Here is a summary of some $BNB price predictions for 2030:

$1,147.21: Binance users' consensus rating, cited by Binance, projects BNB could reach this value within the next five years.

$1,075–$2,008: CoinCodex projects a range with a potential high of $2,007.77, based on its prediction algorithm.

$1,947–$2,296: A 2023 prediction from Binance suggests a potential low of $1,947 and a high of $2,296 for 2030.

$1,893–$2,749: Another Binance post from May 2025 indicates a potential range between $1,893 and $2,749 for BNB in 2030.

$6,278–$7,609: An analysis posted on Binance in May 2024 projects a potential range with a high of $7,609.

$4,718–$5,750: Benzinga reports a bullish prediction of up to $5,749.86 for BNB in 2030.

$1,600–$3,200: Mudrex Learn offers a potential range from $1,600 to $3,200, assuming conditions such as improving decentralization and continued Web3 adoption.

$4,107 (max): A post on Binance from April 2025 projects a maximum valuation of $4,106.73.

$1,000–$1,400 (moderate): YouHodler provides a moderate scenario, anticipating a price between $1,000 and $1,400 by 2030, assuming steady growth and increased competition.

$6,498 (average): An article posted on Binance in May 2024 suggests an average market price of $6,498.

$4,888 (average): A Benzinga article cites $4,888 as a potential average prediction for 2030. 

Factors influencing BNB's future price
Several factors could affect BNB's long-term performance: 

Growth of the Binance Ecosystem: The continued expansion of the BNB Chain, new features, and the overall success of the Binance exchange could increase demand.

Tokenomics: Binance's token burn mechanism reduces the circulating supply, which can positively impact the price if demand remains strong.

Regulatory Developments: Legal and regulatory issues, such as those involving the SEC, introduce uncertainty. Favorable regulation could boost investor confidence, while negative outcomes could harm the price.

Wider Crypto Adoption: The increasing acceptance of blockchain technology and cryptocurrencies in mainstream finance could drive demand for BNB.

Volatility and Competition: The crypto market is inherently volatile, and new cryptocurrencies and decentralized networks pose competition, which can affect BNB's growth. 
#BinanceBlockchainWeek #CPIWatch #BinanceAlphaAlert #TrumpTariffs

Recent news regarding Trump's tariffs (as of December 3, 2025) centers on ongoing legal challenges, new international trade deals, and proposed domestic economic policies related to tariff revenue. The legality of most existing tariffs is currently being weighed by the Supreme Court.
Key Developments
Supreme Court Case: The U.S. Supreme Court is set to rule on the legality of most of President Trump's tariffs in the coming weeks. The administration imposed these duties using the International Emergency Economic Powers Act (IEEPA) without direct Congressional approval, a move that lower courts have previously ruled illegal.
Business Lawsuits: Several major U.S. companies, including Costco, Revlon, and Bumble Bee Foods, have filed lawsuits seeking full refunds of tariffs paid, contingent on the Supreme Court ruling them unlawful. The financial burden has primarily fallen on American importers and consumers, leading many businesses to explore legal avenues to recover costs.
New Trade Deals: The Trump administration has continued to negotiate bilateral agreements to adjust tariff rates with specific countries.
A major deal was announced with the United Kingdom to establish zero import tariffs on pharmaceutical products and medical device technology.
The general tariff rate on imports from South Korea, including autos, has dropped to 15% after South Korea committed to new U.S. investments.
Discussions and friction continue with the European Union and Canada regarding steel, aluminum, and digital services tariffs.
Tariff breaks were expanded on certain Brazilian goods, such as coffee and beef, as the administration aims to lower consumer prices on everyday items.
Tariff exemptions on hundreds of Chinese products were extended for one year, through November 2026, as part of a trade truce that includes commitments for increased Chinese agricultural purchases.
Proposed Economic Policies: President Trump has repeatedly floated the idea of using the revenue generated from tariffs to cut or even eliminate personal income tax, or to issue a "tariff dividend" of around $2,000 to Americans. However, budget experts and economists argue that the tariff revenue collected is insufficient to cover the costs of such proposals and predict higher consumer prices as a result of the tariffs.
Economic Impact: Tariffs have contributed to supply chain chaos for small businesses and have coincided with persistent U.S. manufacturing contraction. Economic forecasts indicate the U.S. economy is growing more slowly than in 2024, but the global economy has shown resilience in the face of the tariffs.
#TrumpTariffs #BinanceBlockchainWeek #BinanceAlphaAlert

The latest news regarding cryptocurrency in 401(k) plans centers on recent actions by the U.S. government to remove regulatory hurdles and allow plan fiduciaries to offer digital assets as investment options. This shift is a significant change from prior guidance that strongly discouraged such investments. 

Key Developments

Executive Order Signed: On August 7, 2025, President Trump signed an executive order titled "Democratizing Access to Alternative Assets for 401(k) Investors". The order directs the Department of Labor (DOL), the Treasury, and the Securities and Exchange Commission (SEC) to work on regulatory details to pave the way for alternative investments, including cryptocurrency, in 401(k) plans.

DOL Guidance Rescinded: In May 2025, the U.S. Department of Labor's Employee Benefits Security Administration (EBSA) rescinded its 2022 compliance release that had previously instructed plan fiduciaries to exercise "extreme care" before including cryptocurrency options in 401(k) plans. This move reflects a neutral stance by the current administration, neither endorsing nor disapproving of crypto investments, but rather leaving the decision to plan fiduciaries.

Agency Action Underway: The relevant federal agencies are tasked with working out the regulatory framework to facilitate access to these assets. The SEC is also considering ways to facilitate access to alternative investments.

Industry Response: While asset managers are interested in the potentially massive pool of retirement money, many major retirement plan companies like Vanguard have not yet committed to launching specific crypto products for 401(k) plans. Employers and providers are generally expected to be cautious due to concerns about volatility, high fees, and potential litigation risk.

Current Availability: Currently, some specialized 401(k) providers, such as ForUsAll, offer access to a self-directed window for a variety of cryptocurrencies, typically capped at a small percentage of a participant's total balance (e.g., 5%). 

What This Means for Investors

Increased Options (Eventually): The recent actions are "permissive, not prescriptive". They open the door for employers to offer crypto, but do not mandate it. It is expected to take time (months to years) for the regulatory framework to be fully implemented and for plan providers and employers to update their offerings.

Fiduciary Responsibility: Plan fiduciaries (employers) still have a duty under ERISA to select prudent investments and must conduct thorough due diligence on any crypto options they choose to offer.

Risk and Volatility: Experts continue to warn that cryptocurrency is a highly volatile and speculative asset class, and its inclusion in retirement plans introduces significant risk.

Tax Advantages: Holding crypto within a traditional or Roth 401(k) would offer potential tax benefits, such as tax-deferred growth or tax-free withdrawals in retirement, which is a key advantage over holding crypto in a standard taxable brokerage account. 
#CryptoIn401k #TrumpTariffs #BinanceBlockchainWeek

It’s the first day of the week and the first day of the month, and Bitcoin is already down ~5%. The end of the year is usually bullish for crypto, but instead we got a brutal October followed by even more downside in November. Bitcoin closed November with a -17% drop, and now December is starting with another 5% decline. Will the crypto market continue to struggle, or is there still hope? Let’s discuss.

Let’s dive straight into the charts and see what’s going on. But before that, let’s recap what we discussed in last week’s update.

That trade we planned last week for a move into $93k worked out perfectly and as we discussed this move will change nothing bitcoin got rejected from the same zone.

Anyways lets discuss what can we expect now.

BTCUSD (Weekly)

The weekly chart remains unchanged. We’re still sitting around the monthly/weekly zone, but structurally it’s bearish as long as price is trading below $98k–$100k. There’s no reason to be a biased bull when the chart itself is bearish. As discussed in the last update, there will be some bounces in between, and we can keep an eye on those.

BTCUSD (Daily)

The daily chart remains in a downtrend, with price continuing to form lower highs and lower lows. The key level to watch is $93k, Bitcoin needs to break above this zone for us to start targeting higher prices.

Trade Plan?

This is more like a prediction than the trade with confirmation.

I personally want to see Bitcoin finds some support around $83k-85k zone, This could potentially give us a higher low and we can target $93k once again and potentially $98k. Today’s move is likely news-driven, coming from Japan. It’s a low volume move, and I wouldn’t be surprised if Bitcoin recovers.

That’s it for this week’s update. Overall, we remain in a downtrend. I don’t have a clear trade setup yet, what I shared above is more of a prediction than a trade plan because a higher low only confirms when price creates a higher high after.

Let me know your thoughts about BTC in the comments below! 👇
#BTC86kJPShock #BTCRebound90kNext?