This is indeed an ongoing reality; such macro trends are highly valuable for our investment and financial planning.
贤者出征恶魔逃离
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The summary is excellent. Basically the same ideas I have 😂, except I haven't organized my thoughts myself, so my expression isn't as good. Or perhaps these viewpoints are just reality.
From a Retail Investor's Perspective on Walrus: Why I'm Starting to Focus on 'Data Layer' Projects?
One of the biggest lessons this market cycle has taught me as an ordinary retail investor is that emotions and trends come quickly and fade just as fast. What truly endures through cycles are often not the projects with the most compelling stories, but rather infrastructure protocols that solve 'must-have' problems in Web3. That's precisely why I've recently started paying serious attention to @Walrus 🦭/acc .
When people talk about blockchain, their first thoughts are usually DeFi, NFTs, GameFi, or Meme coins—but few realize that behind all these applications lies the need for stable, secure, and scalable data storage and data availability. Without a solid data layer, even the most flashy application layer is just an empty shell. Walrus enters precisely from this most fundamental, yet often overlooked, layer.
As an ordinary retail investor, I'm increasingly focusing on infrastructure projects rather than just chasing hot narratives. Recently, I've been paying attention to @Walrus 🦭/acc —the core reason is simple: data storage and availability are fundamental requirements for all on-chain applications.
Many projects tell stories during bull markets but vanish in bear markets, whereas protocols like Walrus, designed around real Web3 pain points (data, storage, scalability), are worth watching in the long term.
$WAL may not be a current market focus, but if more future applications rely on decentralized data layers, its value will eventually be re-priced. Retail investors don't have to jump in first, but at least we should look further ahead.
As someone whose main source of income is investment and financial management, Ray Dalio's annual review report is a must-read for me. In the past two days, Dalio posted his 2025 review and 2026 outlook on X. https://x.com/RayDalio/status/2008191202751893770 Overall, the outlook is that the risks in the US stock market will intensify in 2026, while greater opportunities lie in China and other global markets. Diversification and preserving cash flow are key. From the perspective of an ordinary retail investor, I have summarized the report into ten points:
In the year when the Swiss government once again froze sovereign nation's private assets, when institutional platforms were subjugated by politics and power, and when the myth of 'neutrality' was shattered one after another, it becomes even more necessary to reread Vitalik's "Declaration of Trustlessness." You will then realize how exceptional and defiant Ethereum as a project truly is, and how it will become a core force in curbing power and preventing AI from misbehaving in the future:
"Gateways evolved into platforms. Platforms evolved into landlords. Landlords decide who can enter and what they can do.
The only defense is trustless design: the correctness and fairness of such systems rely solely on mathematics and consensus, never on the goodwill of intermediaries.
We choose to build on Ethereum because we choose verification over blind obedience. We write code to ensure power cannot hide behind policies. We design protocols to ensure freedom does not depend on permission.
Resilience is sovereignty. Here, sovereignty does not mean lobbying to join the UN and shaking hands in Davos just two weeks later, but rather... actively reducing our vulnerability to external dependencies, avoiding being easily stripped of autonomy.
#apro $AT To be honest, in the current market, everyone may be busy looking for the next hotspot for getting rich quickly. But in my opinion, no matter how the upper applications change, what ultimately supports the entire building are those projects that are genuinely doing the foundational work. Today, I want to talk to you about @APRO-Oracle, which I have been paying attention to recently.
Many friends may think that the oracle track is already mature, but with the explosion of the Bitcoin ecosystem and various layer two networks (L2), the market's demand for high-performance, low-latency, and secure data feeding is still enormous. Oracles are like the 'eyes' of blockchain; without accurate real-world data, no matter how complex the DeFi protocols are, they cannot operate stably.
I have been observing APRO for a while now, and their performance in ensuring data security and multi-chain compatibility is indeed remarkable. Especially as part of the foundational work, they have not rushed to create hype but are solidly advancing their ecological layout.
Regarding the future of $AT , I personally value its governance and empowerment logic within the entire ecosystem more. At this stage, rather than focusing on short-term fluctuations, I prefer to pay attention to those 'long-termists' who can solve real problems for the industry.
What are everyone's thoughts on the current oracle track? Or what do you think of projects that focus on foundational work? Feel free to communicate peacefully in the comments.
The market is quiet and cold, so we're tightening our positions and focusing on defense. I've sold off almost all altcoins, keeping only Bitcoin and Ethereum.
As for my USDT holdings, I'm not worried about where to put them. Here are three reliable projects offering yields above 10%, mainly targeting ordinary retail investors like us.
First, I recommend Binance Earn @币安Binance华语 's USD1 @WLFI Official flexible savings product. It offers a 20.05% yield, with a 50,000 USD limit per account—plenty of room for large volumes. The promotion runs until the end of the month. With the recent injection of new USD1 liquidity from Listadao @ListaDAO , the discount rate for USD1 has significantly decreased. Therefore, I consider this Binance Earn product one of the best savings options for retail investors right now.
The other two flexible savings projects I'm currently participating in are: one is Okx Pay @okxchinese's USDG, offering a 10% annualized yield for the first 10,000 USDT.
The other is Bitget Wallet's USDC stablecoin savings product, offering a 10% yield for the first 5,000 USDT.
Although the limits aren't very high, I believe the security level is higher than that of USD1. So, idle funds can be safely invested.
Having read Hong Hao's predictions about the US stock market in 2026, I feel that next year's market for Bitcoin is not optimistic.
Everyone should prepare for defense and control their positions well. Reduce positions where necessary, and clear out the altcoins that need to be cleared.
If the bear market hasn't arrived, it is on its way.
#linea $LINEA 🚀 Linea @Linea.eth launches the ‘Linea Exponent’ growth program! 📅 From November 4, 2025, to January 30, 2026, a 3-month initiative rewarding apps that scale the fastest and bring the most users to Linea. 💰 $250,000 prize pool, no judges, no pitch decks, no panel votes—just real performance! 📈 Every verified transaction boosts your rank, unlocking Consensys ecosystem rewards. 🔥 Register now to start your growth journey! 🌐
Morpho’s @Morpho Labs 🦋 innovative design sets it apart by eliminating liquidation and depegging risks, ensuring stability even during market turbulence. Unlike traditional protocols, Morpho relies on external actors to manage unhealthy positions, avoiding forced liquidations that could destabilize the system. Its modular structure shares liquidity across vaults, preventing isolated failures—like the recent USDE event around November 7-8, 2025—from triggering a broader depegging crisis. Data from this period shows unaffected vaults remained liquid and stable, showcasing the protocol’s resilience. By prioritizing idle markets and a liquidity-first approach, Morpho minimizes the risk of liquidity crunches that often lead to depegging in other DeFi platforms. Lenders in unaffected vaults even saw a yield boost with minimal liquidity cost, proving the system’s strength under pressure. With the upcoming Morpho Markets V2 update, advanced liquidity controls will further enhance its robustness, solidifying its position as a leader in secure, decentralized lending. This is DeFi done right—resilient, adaptable, and risk-averse.
Hemi's @Hemi economic model ties into the growing trend of Bitcoin DeFi, which saw a 15% market increase in Q3 2025.
The model aligns with recent advancements in decentralized staking, influenced by Ethereum's 2025 staking upgrades. HIPPO-2 reflects a shift toward community-driven governance, a trend gaining traction after the DAO voting surge in October 2025.
Protocol-owned liquidity mechanics draw from Olympus DAO's 2022 innovations, now adapted for Bitcoin ecosystems.
I clearly completed all the tasks of the Binance Square leaderboard event, but did not receive the rewards. According to the game rules of Binance Square, shouldn't the other qualified participants be able to share the remaining 20% of the prize pool?
Can anyone tell me why this is happening? Is it possible that I misunderstood?
Taking advantage of the rebound, I gathered various funds from on-chain DeFi, and basically cleared out the altcoins. It's better to stock up on food 🥖 for the winter.
Moonwalk Fitness airdrop today, the project team is really generous.
Two accounts, my wife and I, both genuinely exercise, insisting on working out, not using fake lottery machines.
In the end, what I gained was not only health but also rewards. One gave over 400u, the other over 200u, totaling over 700u. The key is that I paused playing this game for several months in between.
Going out for a nice dinner tonight. Then, continue exercising and continue building.
OKX mobile mining event for XPL ends today. Although the price of $XPL has dropped significantly, the mining yield of $BTC ultimately maintains at over 16%, and the mining yield of $USDT is over 24%. For such a large platform as OKX, this yield is generally very attractive. Moreover, XLP @Plasma is definitely not going to stop here. I choose to hold the coins I mined and wait for an opportunity to increase my holdings, and after it consolidates for a while, I expect it to take off again.
Immediately after, OKX launched a new round of airdrop earning event, this time using three coins to mine another valuable coin $Pengu. The yield has dropped this time, but it is still a good place to invest idle BTC for a yield of over 5%: where can you find a platform that can safely mine BTC with a yield of over 5%?
In terms of wealth management, doesn't Binance also need to learn more from its competitors? As much as possible to benefit retail investors. Of course, the airdrop event for Binance Holders is already quite good.
If you want to seek higher yields, you can cross-chain your BTC to SUI @Sui on Momentum @MMTFinanc through OKX, automatically convert it to xbtc, then exchange xbt for wbtc, and then create an xbt-wbtc (strictly set the range to 0.01%) LP, currently with an APR of 4.33%:
https://app.mmt.finance/leaderboard?refer=OUHA8D
Why create this LP? It is to participate in BuildPad @buidlpad's latest HODL event to seek the airdrop of Momentum tokens, with the official website showing a maximum yield of 101.69%.
https://buidlpad.com/hodl/momentum
The event ends on October 19. In addition to the BTC LP, there are several other LPs; please see the screenshot for details.
As an emerging platform integrating AI and blockchain, @HoloworldAI is committed to allowing everyone to create intelligent virtual characters (AI agents) without the need for programming. These characters can possess personalities, engage in conversations, interact across platforms, and have verifiable ownership on the Solana chain. #Holoworld states in its official documentation that these agents are not limited to simple Q&A but can connect to plugins and handle complex tasks.
A recent significant move is that Binance launched a 30.72 million HOLO HODLer airdrop and, on September 11, listed $HOLO on multiple trading pairs (USDT, USDC, BNB, etc.). This airdrop and listing have attracted a lot of attention and user influx to Holoworld.
Holoworld's vision is to establish an economy for AI agents—creators can issue, rent, and trade AI characters, and users can interact and experience them. As the HOLO ecosystem continues to expand and the AI model and plugin system gradually improve, I believe Holoworld has the potential to become an important entry point for the Web3 + AI creative economy.
@Boundless has recently received widespread attention in the market.
As a computing network based on zero-knowledge proof technology, #Boundless is committed to building cross-chain scalable ZK infrastructure to help different blockchains achieve unified verification and more efficient interoperability.
$ZKC was launched on Binance in September, accompanied by an airdrop event of 15 million tokens, attracting a large number of new users into the ecosystem. As the mainnet gradually improves and the staking mechanism is launched, community participation and network security are simultaneously enhanced. Boundless is becoming an important force that cannot be ignored in the ZK track.
Recently, @Plume - RWA Chain has been very active, becoming the focus of the RWA track.
With the launch of native USDC and CCTP V2, the cross-chain experience has become more efficient and secure, releasing greater liquidity for institutional and individual users.
At the same time, $PLUME has landed on Upbit and achieved on-chain tokenization of the Apollo Global Credit Fund ACRDX, further enriching the asset pool.
The TVL of #plume has grown by over 400% since June, with more than 200 ecosystem participants. It is foreseeable that Plume is gradually solidifying its leading position in the RWA field.
In today's crypto ecosystem, the transparency of data and information is becoming increasingly important. @OpenLedger is attempting to bring a more efficient and reliable ledger inquiry and asset management experience to the community through a decentralized approach. Whether you are a novice user or a professional investor, you can use OpenLedger's tools to better understand on-chain capital flows, enhancing the efficiency and security of decision-making.
It is also worth noting that $OPEN , as the core token of the ecosystem, is not just a medium for transactions but also carries community governance and incentive mechanisms. In the long run, as more users create, interact, and contribute content on #OpenLedger , the value of the entire network will continue to be amplified.
I believe that OpenLedger represents the direction of "free flow of information" in the crypto world and is one of the projects worth continuous attention and participation.
@Somnia Official has completed the mainnet and issued $SOMI (TGE) in September 2025, with approximately 16% of the tokens released for the first time.
#Somnia achieved a throughput of tens of millions during the testnet phase, and the goal is to further increase it to over one million TPS + sub-second confirmation after the mainnet launch. Its token economic model includes a 50% fee destruction mechanism, combined with $270 million in financing and high APR incentives after listing on Binance, accelerating the ecological construction.
As a high-performance chain positioned for the metaverse and gaming applications, Somnia's exploration in identity protocols and application layers is worth looking forward to.