Retail access to cryptocurrencies and private credit increases risks ahead of 2026
Retail investors are entering 2026 with a noticeably higher level of risk. New rules are being prepared in the U.S. that will expand access for individuals to cryptocurrencies and the private lending market.
Initiatives are being promoted by the administration of Donald Trump and the U.S. Securities and Exchange Commission under the leadership of Paul Atkins. Formally, this is about expanding investment opportunities. In practice, however, more and more experts are saying that risks are being transferred to unprepared investors.