The Hurun Report states that the average allocation of high-net-worth individuals in digital currency is about 2%, but 25% plan to increase it. Grayscale predicts that asset tokenization could expand by 1,000 times by 2030. Klarna is partnering with Coinbase to use USDC for short-term institutional financing.
Maple Finance CEO bluntly stated that the on-chain market will swallow Wall Street. U.S. regulators are pushing for a new crypto tax framework, indicating that the ledger is entering the mainstream system.
Over the past decade, the on-chain narrative has changed several times: cross-border payments, ICO financing, DeFi yields, RWA, and fund shares. Institutions have always wanted to get in, but are stuck on three issues: compliance, custody, and settlement efficiency.
Stablecoins solve the issue of settlement units, while custody and compliance rely on licenses and audits. The real turning point is not when the TPS of a certain blockchain doubles, but when traditional finance is willing to move cash management and short-term financing processes onto the blockchain.
It's just a matter of time.
