Banking giants officially enter the stablecoin battlefield! Is your USDT still safe?

Breaking news! The Federal Deposit Insurance Corporation (FDIC) has approved American banks to issue their own stablecoins. This means that traditional financial giants are stepping into the crypto world with a "regulatory pass." Ripple's RLUSD has also been highlighted, indicating that the compliant stablecoin sector is about to gain momentum.

What does this mean for retail investors? In the short term, the entry of traditional institutions will bring more funds and confidence to the market, which is a positive development. However, in the long term, bank-backed compliant stablecoins may directly challenge the status of USDT and USDC, potentially changing the landscape. Don't just focus on trading coins; look at the bigger picture.

Xinying believes that there's no need to panic, but one must remain clear-headed. The stablecoins from these giants are more compliant, which may attract a large amount of conservative capital, but it also means stronger centralized power. In your asset allocation, you might consider swapping some stablecoins for underlying assets like Bitcoin or Ethereum to diversify risk.

How will things change specifically? I will closely monitor the issuance scale and adoption speed of these "regular troops." This could be a key variable overlooked by many in the next bull market. Follow me to understand the movements of the giants in real-time and adjust your strategy in advance. #美SEC推动加密创新监管