Yes — it is true that SWIFT announced a blockchain-based ledger project.

But what is NOT true or confirmed are the specific speculations circulating on networks about its direct relationship with XRP ($XRP).

📌 What is official and confirmed:

✅ SWIFT, the network that processes payments between more than 11,000 banks, launched a project to develop a shared ledger based on blockchain to improve and streamline cross-border payments 24/7.

✅ The announcement was made at the Sibos 2025 conference with more than 30 global banks working alongside SWIFT and the Consensys team on a conceptual prototype.

🔹 The goal is to make payments between countries faster, more transparent, and more efficient using distributed technology.

❌ What is NOT confirmed (and tends to go viral as a rumor):

❗ That SWIFT has officially said it will use the XRP Ledger (XRPL) or that XRP will soar in price because of this.

❗ That SWIFT will integrate or recommend XRP as an official solution.

💡 All of these parts are speculation from the crypto community, not official statements from SWIFT.

🧠 In summary:

✔️ SWIFT is indeed building a real blockchain system for global payments.

❌ There is no official confirmation that this means an agreement with XRP or that $XRP is within the system as a native asset.