$XRP If you have money in a bank account, you need to see this!!!

I have been looking into this for several months, and it seems the situation is very bad.

Banks may collapse soon, especially with a bad recession that could hit in 2026.

Don't say I didn't warn you. Here’s why many major banks may collapse next year:

First, high debt levels are choking the system.

Governments and companies are burdened by loans taken when prices were very cheap, and now with interest rates remaining painful, refinancing is a nightmare.

When 2025-2026 comes, $1.2 trillion of commercial real estate loans will mature, and defaults have already increased.

Office spaces have become ghost towns due to remote work, with ratings down by 20-30%.

If they default, banks carrying the burden may face massive losses.

Then there is the world of shadow banking.

Consider private credit funds that own more than $1.5 trillion, burdened by debt and poorly regulated.

It is closely tied to the major banks (we're talking about over $1 trillion in links), so if they fail, it could lead to a chain reaction like we saw with SVB a few years ago.

Add to that the explosion of the artificial intelligence bubble, and you have a recipe for panic selling and liquidity freeze.

Geopolitical drama does not help either.

Trade wars, supply chain conflicts, and rising energy costs could lead to excessive inflation or recession, as prices rise while the economy collapses.

The unemployment rate has begun to rise, and corporate bankruptcies have reached their highest level in 14 years this year, and what is the inverted yield curve? It tells us 'recession ahead' just as it did before 2008.

Demographics are the slow burn, with aging populations meaning a shrinking workforce, rising costs, and stalled growth, making it difficult for banks to recover their loans.

Weak regulations fix nothing; in fact, they are lenient, setting the stage for another bailout at our expense.

What are the chances of a downturn? Experts say there is a 65% chance by 2026, with a 20% likelihood of a full-blown crisis.