At three in the morning, my phone vibrated until it got hot. I opened it to find a series of voice messages from my fan Aze, his voice trembling with tears almost shattered my headphones: 'Bro! I exchanged my stablecoins for cash to transfer to my card, and within less than two hours, my bank was bombarded with messages. Non-counter transactions were directly suspended! The money is visible but untouchable in the card; checking the balance requires entering the password three times. This is going to lock up all the money I earned staying up late to watch the market!'
I totally understand this feeling. Who in the crypto world hasn't experienced the rollercoaster of the market? Enduring plummets, avoiding liquidation, thinking everything is fine just by holding onto profits, only to stumble at the 'last step of cashing out.' That feeling of seeing numbers but being unable to use them is even more maddening than missing a hundred-fold market surge. After 5 years in the industry, I've seen over 200 similar frozen card cases, and I've found that 90% of people make the same mistake: they only focus on the K-line ups and downs, forgetting that the cashing out in the crypto world is more complex than the contract pool. The 'funds pollution' bomb can blow away all the money you've worked hard to earn at any moment.
To put it bluntly, what you think is normal trading may have long been associated with 'black history.' Some criminals use money obtained through fraud or money laundering to buy stablecoins on compliant trading platforms. This 'dirty money' goes through several rounds of circulation before reaching you, appearing clean on the surface. However, once something goes wrong upstream, all accounts on the entire funding chain will be monitored by risk control. You haven't committed a crime, but the money has become 'dirty', and the bank can only freeze it first and then talk. It’s like you drank a glass of seemingly clean water, only to find out that the water source has been contaminated; you didn’t do anything wrong, but you still have to accept an inspection.
But everyone, don't panic! A frozen card does not equal illegal activity. As long as you can provide compliant transaction certificates, chat records, and transfer proofs, 90% of accounts can be unfrozen. However, the process of running to the bank and coordinating with the police can take as little as three to four weeks or as long as half a year, consuming time and energy, which is far less efficient than putting protective measures in place in advance. As someone who has stepped in the pitfalls and helped fans solve countless frozen card problems, I will share three tested and effective safe liquidation guidelines, all summarized from hard-earned experience.
You must get a 'cryptocurrency specific card'! Do not mix cryptocurrency trading funds with your salary card or daily spending card. I have seen people use their mortgage card to receive liquidation funds, only to find they couldn't pay their mortgage after their card was frozen, almost affecting their credit. It is advisable to select a bank with relatively loose risk control, open a separate card specifically for compliant platform trading, and do not use this card for sending red envelopes or paying bills. Keep 'trading funds' and 'living funds' completely separated, so even if the card gets frozen, it won't affect your daily expenses.
When selecting trading partners, don't be a 'sucker'! Are you trying to save a few cents by looking for new sellers? That’s just paving the way for a frozen card! I only look at two hard indicators when choosing a partner: a credibility score of 95+ and trading history of over 1 year, preferably with a good transaction rating for the last 3 months. Those newly registered accounts with few records and prices significantly higher than the market rate, claiming to offer 'great deals', are likely involved with 'dirty money'. If you dare to trade, just wait to receive the bank's 'frozen card gift package'.
Only detail-oriented people can survive! When making a large amount of cash, do not bet everything at once; break it down into smaller transfers within 50,000. Try to operate between 10 AM and 3 PM, as this time frame has the clearest bank risk control review and is less likely to be misjudged. After the money arrives, do not rush to transfer it out; first, keep it for a 3-day observation period to confirm there are no abnormalities before acting. Also, for transfer remarks, do not write 'crypto return' or 'stablecoin liquidation'; instead, write 'goods payment' or 'technical service fee' for compliant purposes, which will also reduce doubts during bank review.
To be honest, being able to make money in the cryptocurrency space can only be considered luck; being able to safely pocket the profits is the real skill. I have seen too many people make a fortune during market upswings, only to lose all their profits due to frozen cards, even affecting their personal credit. It's just not worth the risk.
After working in this field for years, I have always believed that the core of making money in the cryptocurrency space, aside from market analysis skills, is to understand the 'way to protect money.' Aze's case is not an isolated incident; many people do not know how to comply with liquidation and how to quickly unfreeze after their cards are frozen.
Follow me, in the next issue I will compile practical scripts for coordinating with banks and police after a frozen card, along with a checklist of materials needed, into a useful collection, and then share 3 low-risk liquidation channels. On the road of cryptocurrency trading, not only should you know how to earn money, but you should also know how to protect it. By following experienced individuals, you can avoid stepping into pitfalls. Have you encountered a frozen card?
