🌍 What do banks think about cryptocurrencies?
Banks do not all share the same opinion, but we can summarize their vision in 3 main points:
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✅ 1. They see an opportunity (innovation, new finance)
Many banks recognize that crypto brings:
Faster technology (instant transfers, 24/7)
Lower costs
More freedom and global access
A new generation of investors
That’s why several major banks are already developing:
Their own blockchains
Banking stablecoins
Crypto custody services
Tokenization-based projects
👉 They know that crypto is part of the future financial system.
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⚠️ 2. They also see a threat
Cryptos can reduce:
The power of banks
The traditional system (transfers, cards, commissions)
The control of governments over money
Some banks fear:
Losing clients
Losing revenue
Losing their central role in finance
👉 That’s why some impose restrictions on crypto transfers.
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🛑 3. They want a regulated and controlled framework
Banks primarily request:
Clear laws
Strict regulation
That cryptos be monitored to prevent fraud, money laundering, scams…
They are not against crypto,
they just want it to be under control.
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🎯 Simple conclusion
👉 Banks do not hate crypto.
They see it as a powerful innovation,
but also as competition that can reduce their power.
So they adapt:
They invest
They create their own blockchain solutions
They collaborate with regulators
They start to offer crypto services
The truth?
Crypto will not eliminate banks…
but banks that do not adapt will be eliminated.