bank

The U.S. Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation said on Friday they are withdrawing their guidance on leveraged lending issued more than a decade ago, a move that contributed to the rise of private credit.
The regulators said the framework had become "overly restrictive" and pushed lending activity into the non-bank sector.
Leveraged lending, widely used to fund mergers and other corporate deals, remains a key source of capital for highly indebted borrowers.
The announcement marks another regulatory win for banks under the Trump administration, which has halted plans for tougher capital requirements and promoted a friendlier environment for banks.
Leveraged-lending guidance was introduced in 2013 by the OCC, the Federal Reserve and the FDIC to curb the riskiest loans made by banks. #bank #BankruptcyUpdate $BTC

French banks are indeed making significant strides in embracing cryptocurrency trading and services. This move reflects a broader trend of traditional financial institutions in France and Europe integrating digital assets into their offerings.

Key Developments:

1. Regulatory Clarity – France has established a relatively clear regulatory framework for crypto assets through the Autorité des marchés financiers (AMF). The country’s PACTE law provides guidelines for digital asset service providers (DASPs), encouraging innovation while ensuring compliance.
2. Banking Adoption – Major French banks are exploring or launching crypto-related services:
· Société Générale launched its own regulated digital asset subsidiary, Société Générale – Forge, which offers crypto custody, trading, and tokenization services.
· BNP Paribas has shown interest in crypto custody and reportedly explored offering crypto derivatives to clients.
· Crédit Agricole and other banks have invested in blockchain and digital asset infrastructure.
3. Services Offered – Services being developed include:
· Crypto custody and security solutions.
· Trading of major cryptocurrencies like Bitcoin and Ethereum.
· Tokenization of traditional assets (e.g., bonds, equities).
· Integration of blockchain for cross-border payments and settlements.
4. Partnerships – Some French banks are partnering with fintech and crypto-native firms to accelerate their offerings, rather than building everything in-house.
5. Institutional Interest – The push is partly driven by rising demand from institutional and wealthy clients seeking exposure to digital assets.

Why This Matters:

· Legitimacy – Traditional banks entering the crypto space adds credibility and reduces stigma.
· Security – Banks’ robust security and compliance frameworks could make crypto more accessible to risk-averse investors.
· Mainstream Adoption – Easier fiat-to-crypto onramps via existing bank accounts may accelerate adoption.

Challenges Remain:

· Volatility and risk management – Banks must navigate crypto’s price swings and operational risks.
· Regulatory evolution – European regulations like MiCA (Markets in Crypto-Assets) will shape future offerings.
· Technological adaptation – Integrating crypto with legacy banking systems is complex.

Conclusion:

French banks are cautiously but actively embracing crypto trading and services, positioning themselves at the intersection of traditional finance and the digital asset ecosystem. This trend is likely to continue as regulatory frameworks mature and client demand grows.
$BTC
$ETH
$BANK
#btc #Ethereum #bank #Binance

In a market full of noise, $BANK Coin is quietly building something most projects forget — trust. No overhyped roadmap, no unrealistic promises, just a simple goal: create real value that people can actually use.

Bank Coin’s journey feels different because it focuses on transparency and steady progress. Instead of chasing quick pumps, the team shares real updates, listens to the community, and builds tools that make crypto easier for everyday users. And in a space where trust breaks faster than price levels, this approach hits differently.

What makes Bank Coin stand out is its mix of utility + community power. Holders aren’t treated like just wallet addresses — they’re treated like contributors who help shape the ecosystem. That human connection is something most new coins fail to deliver.

As more investors move away from hype-driven projects, Bank Coin’s calm and consistent vision is starting to attract the kind of audience that actually stays. It’s not trying to be another trending coin; it’s becoming a project people can genuinely rely on.

In a world where everything pumps and dumps overnight, Bank Coin is building value the old-fashioned way — with honesty, stability, and real utility. And maybe that’s exactly why it’s getting attention.
@Lorenzo Protocol
#lorenzoprotocol #WriteToEarnUpgrade #bank #creatorpad #BinanceAlphaAlert

Lorenzo Protocol is one of those concepts that feels like it's bridging two very different worlds. On one side, you've got traditional finance, the tried and tested methods that have been in place for decades, maybe centuries. On the other side, you’ve got blockchain — the shiny new frontier that everyone’s buzzing about. It’s almost like a marriage between old and new. A place where the wisdom of the past meets the innovation of the future. But, of course, the real magic is in the execution.
At its core, Lorenzo Protocol is an asset management platform, but it’s not just any platform. It’s a place where traditional financial strategies can now live and breathe in the world of blockchain. The idea is to take some of the strategies we know from the stock market, hedge funds, and institutional investing — think things like managed futures, quantitative trading, or even volatility strategies — and give them a fresh coat of paint using blockchain technology.
This isn't just for the tech-savvy crowd; it’s for anyone who’s familiar with the way finance works, but wants the added benefits that come with the decentralization, transparency, and speed of blockchain. Think about it like this: traditionally, financial products would be locked up in physical markets or in centralized institutions, where they could only be accessed by a select few. Lorenzo Protocol tears down those barriers, opens up access, and, in the process, turns the entire financial landscape into something more inclusive and accessible.
Now, one of the big draws here is the concept of On-Chain Traded Funds (OTFs). You’ve heard of ETFs, right? Well, OTFs are like their cool, decentralized cousins. OTFs are tokenized versions of traditional funds, and the beauty of that is that they make exposure to different trading strategies easier to access for anyone, anywhere. It’s like taking a complex financial tool and making it available to the masses with just a few clicks. The platform doesn’t complicate things; it simplifies them, which is what a lot of people need when diving into the often overwhelming world of finance.
The technology behind Lorenzo is pretty impressive too. The platform uses something called vaults, and the role of these vaults is to route capital into different strategies. These vaults aren’t just static; they’re designed to be flexible and adaptable, keeping in line with the ever-evolving world of finance. Imagine vaults as smart containers that know how to handle different types of assets and investments, constantly optimizing themselves based on what’s going on in the market.
And let’s not forget the native token of the protocol — BANK. BANK is like the lifeblood of the platform. It powers everything, from staking and governance to transactions. If you’re looking to participate in the ecosystem, then BANK is your entry point. But it’s more than just a token. It represents a level of security and decentralization, ensuring that the whole system remains fair, transparent, and sustainable.
But here’s the thing: while all of this sounds great in theory, the real value comes when you see it in action. When you can actually tap into these decentralized funds and see how the strategies that have been tried and tested for years can be applied in the new world of blockchain. And that’s where Lorenzo stands out — it’s not just about talking the talk, it’s about walking the walk. It takes traditional finance and integrates it with blockchain in a way that’s seamless, practical, and most importantly, accessible to everyone.
So, as we look forward, there’s a lot to be excited about when it comes to Lorenzo Protocol. It’s one of those projects that could reshape how we think about investing, bringing together the best of both worlds: the stability of traditional finance and the innovation of blockchain. And who knows? Maybe this is just the beginning. If you’re someone who’s interested in the future of finance, this is definitely a platform worth watching.
@Lorenzo Protocol $BANK
#lorenzoprotocol #bank #BinanceBlockchainWeek #BinanceAlphaAlert #BinanceAlphaAlert #BinanceAlphaAlert #CryptoRally

Bank of America analyst Aditya Bhave said in a note this week that the holiday table could be full of “cold weather [and] heated debates,” with families likely to ask pointed questions about inflation, housing, the labor market and the Federal Reserve.
As a result, the bank outlined “10 questions you might get asked,” and how to answer them.

On prices, BofA says bluntly: “Inflation is running at nearly 3%,” adding that “tariffs are one reason why your holiday budget won’t go as far this year.”

While some goods, including computers and clothing, are cheaper than a year ago, BofA warns, “I’m not sure you’ll be too happy when you go to pay your credit card bills.”

Housing is unlikely to offer relief. According to BofA, “housing affordability remains a major problem because both mortgage rates and home prices are very elevated,” with 30-year mortgage rates around 6.4% and home prices “around 16% above their pre-pandemic trend.”

The bank notes that the median age of a first-time buyer has climbed to 40, an “all-time high.”

Relatives questioning why the Fed doesn’t cut rates faster may hear that “if the Fed cuts rates too much, the economy could over-heat.”

BofA points out the 10-year Treasury yield, not the Fed funds rate, drives mortgage borrowing costs, and warns that cutting too aggressively could push long-term yields higher.

Despite a soft labor market, BofA highlights a “K-shaped” economy, with tech stocks buoyed by AI optimism and wealthy households continuing to spend. #bank #bitcoin