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PayPal Q3: Profit beats expectations, revenue misses; full-year EPS guidance raised to $5.60 📌 PayPal reported Q3 results on 10/27: revenue of $8.58 billion (+2%), below the expected $8.71 billion; adjusted EPS of $1.45, above the expected ~$1.31 (Investing.com/LSEG) 📌 Total payment volume was $487.1 billion (+6.3%), with 440 million active accounts; transaction margin dollars were about $3.95 billion (+2%) 📌 Full-year non-GAAP EPS guidance raised from $5.38 to about $5.60; adjusted FCF of at least $6.5 billion; $1.5 billion in Q3 buybacks; Q4 EPS guidance of about $1.43 (company announcement) 📌 Management called 2027 an “investment year”; shares were briefly down about 2.6% premarket, then turned up about 1.2% after the open (Investing.com) 【View】 A classic case of “propping up profits through buybacks and cost cuts while revenue growth remains sluggish.” Total payment volume rose 6%, but revenue increased only 2%, suggesting that take rates are under pressure and branded checkout remains challenged. The real growth opportunities are Venmo, Buy Now, Pay Later, and financial services (which the company expects to contribute over 20% of transaction margin dollars). Increased investment in 2027 could mean sacrificing near-term margins for growth. 【Opportunities/Risks】 ✅ Payments/financial technology sector: A valuation floor supported by an FCF yield of about 14% and ongoing buybacks limits downside ✅ Stablecoins and on-chain payments: Slowing growth in traditional payments is pushing giants to step up investment in stablecoins and cross-border settlement; watch related public blockchain ecosystems ⚠️ Risk: With the FOMC meeting on Wednesday and 10-year U.S. Treasury yields around 5%, high-valuation growth stocks and crypto assets remain under pressure from interest rates 👀 To watch: Wednesday’s FOMC meeting, Microsoft/Google earnings, and whether $BTC can hold the 80,000 level With growth slowing for traditional payments giants, do you think stablecoins could become their second growth curve? #PayPal #美股财报 #稳定币 #支付 $BTC $ETH For reference only; not investment advice
PayPal Q3: Profit beats expectations, revenue misses; full-year EPS guidance raised to $5.60

📌 PayPal reported Q3 results on 10/27: revenue of $8.58 billion (+2%), below the expected $8.71 billion; adjusted EPS of $1.45, above the expected ~$1.31 (Investing.com/LSEG)
📌 Total payment volume was $487.1 billion (+6.3%), with 440 million active accounts; transaction margin dollars were about $3.95 billion (+2%)
📌 Full-year non-GAAP EPS guidance raised from $5.38 to about $5.60; adjusted FCF of at least $6.5 billion; $1.5 billion in Q3 buybacks; Q4 EPS guidance of about $1.43 (company announcement)
📌 Management called 2027 an “investment year”; shares were briefly down about 2.6% premarket, then turned up about 1.2% after the open (Investing.com)

【View】
A classic case of “propping up profits through buybacks and cost cuts while revenue growth remains sluggish.” Total payment volume rose 6%, but revenue increased only 2%, suggesting that take rates are under pressure and branded checkout remains challenged. The real growth opportunities are Venmo, Buy Now, Pay Later, and financial services (which the company expects to contribute over 20% of transaction margin dollars). Increased investment in 2027 could mean sacrificing near-term margins for growth.

【Opportunities/Risks】
✅ Payments/financial technology sector: A valuation floor supported by an FCF yield of about 14% and ongoing buybacks limits downside
✅ Stablecoins and on-chain payments: Slowing growth in traditional payments is pushing giants to step up investment in stablecoins and cross-border settlement; watch related public blockchain ecosystems
⚠️ Risk: With the FOMC meeting on Wednesday and 10-year U.S. Treasury yields around 5%, high-valuation growth stocks and crypto assets remain under pressure from interest rates
👀 To watch: Wednesday’s FOMC meeting, Microsoft/Google earnings, and whether $BTC can hold the 80,000 level

With growth slowing for traditional payments giants, do you think stablecoins could become their second growth curve?

#PayPal #美股财报 #稳定币 #支付 $BTC $ETH

For reference only; not investment advice
Today in History | October 21, 2020: PayPal Announces Support for Cryptocurrency On October 21, 2020, PayPal opened buying and selling services for BTC, ETH, and other cryptocurrencies to its 346 million users. The traditional payments giant officially entered the market, and BTC broke above $13,000, reaching its highest level since 2019. Six years later, this remains a landmark moment in traditional payments embracing crypto. Did you buy crypto for the first time on a major platform? Share your story in the comments. $BTC $ETH $SOL #PayPal #加密历史 #BTC (Source: Crypto history records) ⚠️ Risk warning: The above is shared for informational purposes only and does not constitute investment advice. Investing involves risk; proceed with caution.
Today in History | October 21, 2020: PayPal Announces Support for Cryptocurrency
On October 21, 2020, PayPal opened buying and selling services for BTC, ETH, and other cryptocurrencies to its 346 million users. The traditional payments giant officially entered the market, and BTC broke above $13,000, reaching its highest level since 2019.
Six years later, this remains a landmark moment in traditional payments embracing crypto.
Did you buy crypto for the first time on a major platform? Share your story in the comments.
$BTC $ETH $SOL
#PayPal #加密历史 #BTC
(Source: Crypto history records)
⚠️ Risk warning: The above is shared for informational purposes only and does not constitute investment advice. Investing involves risk; proceed with caution.
【This Day in History】Six years ago today, PayPal opened BTC and ETH trading to its 346 million users. The payments giant had officially entered the market, and BTC broke above $13,000, reaching its highest level since 2019. Six years later, major players entering the market has become commonplace; compliance and institutional participation are now the main themes. Back then, did you think this was the end or the beginning? $BTC $ETH $BCH #比特币 #以太坊 #PayPal (Source: Historical Events) ⚠️Risk warning: The above is shared for informational purposes only and does not constitute investment advice. Investing involves risk; please exercise caution when entering the market.
【This Day in History】Six years ago today, PayPal opened BTC and ETH trading to its 346 million users. The payments giant had officially entered the market, and BTC broke above $13,000, reaching its highest level since 2019. Six years later, major players entering the market has become commonplace; compliance and institutional participation are now the main themes. Back then, did you think this was the end or the beginning?
$BTC $ETH $BCH
#比特币 #以太坊 #PayPal
(Source: Historical Events)
⚠️Risk warning: The above is shared for informational purposes only and does not constitute investment advice. Investing involves risk; please exercise caution when entering the market.
🔥 INSIGHT: PayPal can execute $1B in intercompany dividend payments in just two hours using stablecoins, according to PayPal’s Steve Everett.$ONDO What is happening? • PayPal can process up to $1B in intercompany dividend payments • Stablecoins can enable settlement within roughly two hours $XRP • The use case highlights stablecoins for corporate treasury operations • Faster settlement could reduce friction in cross-border corporate payments What this suggests$SUI Stablecoins are increasingly being positioned as infrastructure for high-value corporate payments, not just consumer transactions. Market takeaway: PayPal’s example highlights the potential for stablecoins to make large-scale corporate money movement faster and more efficient. #Paypal #StablecoinRatings #FedMinutesFocusOnOctoberPause
🔥 INSIGHT: PayPal can execute $1B in intercompany dividend payments in just two hours using stablecoins, according to PayPal’s Steve Everett.$ONDO
What is happening?
• PayPal can process up to $1B in intercompany dividend payments
• Stablecoins can enable settlement within roughly two hours $XRP
• The use case highlights stablecoins for corporate treasury operations
• Faster settlement could reduce friction in cross-border corporate payments
What this suggests$SUI
Stablecoins are increasingly being positioned as infrastructure for high-value corporate payments, not just consumer transactions.
Market takeaway: PayPal’s example highlights the potential for stablecoins to make large-scale corporate money movement faster and more efficient.
#Paypal #StablecoinRatings #FedMinutesFocusOnOctoberPause
Partly True
🚨 BIG UPDATE FOR $PI 🚨 PayPal has reportedly added Pi Network ($PI) to its “Pay with Crypto” whitelist, potentially enabling PI payments at verified U.S. merchants with real-time fiat conversion. If confirmed, this could be a major step toward real-world $PI utility. 🌍💜 #PiNetwork #pi #PI #PayPal #crypto
🚨 BIG UPDATE FOR $PI 🚨

PayPal has reportedly added Pi Network ($PI) to its “Pay with Crypto” whitelist, potentially enabling PI payments at verified U.S. merchants with real-time fiat conversion.

If confirmed, this could be a major step toward real-world $PI utility. 🌍💜

#PiNetwork #pi #PI #PayPal #crypto
🚨 Stripe & Advent Reportedly Offer $53B to Acquire PayPal Stripe and private equity firm Advent International have reportedly submitted a joint proposal to acquire PayPal for approximately $53 billion, according to Reuters-cited sources. The reported offer values PayPal at around $60.50 per share, representing a premium of roughly 28% over its previous closing price. The potential deal comes as both companies continue expanding their presence in digital payments and stablecoins. PayPal’s PYUSD has become a significant player in the stablecoin market, while Stripe has been accelerating its stablecoin payment infrastructure through its Bridge platform and global partnerships. If the acquisition moves forward, it could represent a major shift in the global payments industry — bringing together two major players at the intersection of traditional finance, digital payments and blockchain-based settlement. For the crypto market, the bigger question is whether such a deal could accelerate institutional adoption of stablecoins and blockchain-powered payment infrastructure. 📊 A potential $53B acquisition could be far more than a traditional fintech deal — it may signal where global payments are heading next. ⚠️ The reported offer has not been confirmed as a completed acquisition. Investors should verify official announcements before making financial decisions. #PayPal #StripeStable #PYUSD #Web3 #BinanceSquareTalks
🚨 Stripe & Advent Reportedly Offer $53B to Acquire PayPal

Stripe and private equity firm Advent International have reportedly submitted a joint proposal to acquire PayPal for approximately $53 billion, according to Reuters-cited sources.

The reported offer values PayPal at around $60.50 per share, representing a premium of roughly 28% over its previous closing price.

The potential deal comes as both companies continue expanding their presence in digital payments and stablecoins. PayPal’s PYUSD has become a significant player in the stablecoin market, while Stripe has been accelerating its stablecoin payment infrastructure through its Bridge platform and global partnerships.

If the acquisition moves forward, it could represent a major shift in the global payments industry — bringing together two major players at the intersection of traditional finance, digital payments and blockchain-based settlement.

For the crypto market, the bigger question is whether such a deal could accelerate institutional adoption of stablecoins and blockchain-powered payment infrastructure.

📊 A potential $53B acquisition could be far more than a traditional fintech deal — it may signal where global payments are heading next.

⚠️ The reported offer has not been confirmed as a completed acquisition. Investors should verify official announcements before making financial decisions.

#PayPal #StripeStable #PYUSD #Web3 #BinanceSquareTalks
PayPal launches PYUSDx platform for custom stablecoin creation #PayPal launched #PYUSDx , a platform that lets businesses and developers create their own custom stablecoins, each fully backed by PayPal’s existing PYUSD token. PYUSDx was developed with stablecoin infrastructure provider #M0 and crypto payments company #MoonPay , launching with #Saturn , #Concrete, and #Cap, which have collectively processed over $100M in volume. Other projects, including #USDAI and #Fairblock, are also joining the platform. 👉 coindesk.com/business/2026/09/09/paypal-expands-stablecoin-rails-with-launch-of-custom-token-issuance-platform
PayPal launches PYUSDx platform for custom stablecoin creation

#PayPal launched #PYUSDx , a platform that lets businesses and developers create their own custom stablecoins, each fully backed by PayPal’s existing PYUSD token. PYUSDx was developed with stablecoin infrastructure provider #M0 and crypto payments company #MoonPay , launching with #Saturn , #Concrete, and #Cap, which have collectively processed over $100M in volume. Other projects, including #USDAI and #Fairblock, are also joining the platform.

👉 coindesk.com/business/2026/09/09/paypal-expands-stablecoin-rails-with-launch-of-custom-token-issuance-platform
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Article
PayPal's cryptocurrency grows in adoption, but declines in market capThe market capitalization from its peak on January 3 to date has fallen 34%. PayPal's stablecoin is backed by dollar deposits and U.S. Treasury bonds. The PYUSD cryptocurrency recorded 863 new wallets in a single day. For the Santiment firm, the increase in wallets is a "healthy signal". On August 3, the PayPal USD (PYUSD) stablecoin recorded a total of 863 new wallets in a single day, representing its largest day-over-day growth on the network since April 8, according to data from the analytics firm Santiment.

PayPal's cryptocurrency grows in adoption, but declines in market cap

The market capitalization from its peak on January 3 to date has fallen 34%.
PayPal's stablecoin is backed by dollar deposits and U.S. Treasury bonds.
The PYUSD cryptocurrency recorded 863 new wallets in a single day.
For the Santiment firm, the increase in wallets is a "healthy signal".
On August 3, the PayPal USD (PYUSD) stablecoin recorded a total of 863 new wallets in a single day, representing its largest day-over-day growth on the network since April 8, according to data from the analytics firm Santiment.
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🎯 PayPal surpasses expectations on earnings, but tech stocks still crash 📰 PayPal Q2 EPS of $1.38 beats expectations, yet the seven major tech giants all plunged together before the bell. BTC slid to 63K as macro pressure rippled through 💬 Honestly, PayPal’s results show the payments side is fine—the tech sell-off is driven by valuation, not fundamentals. BTC holding up through the FOMC was tough 🏷️ #PayPal #科技股 #BTC #FOMC #earnings report
🎯 PayPal surpasses expectations on earnings, but tech stocks still crash

📰 PayPal Q2 EPS of $1.38 beats expectations, yet the seven major tech giants all plunged together before the bell. BTC slid to 63K as macro pressure rippled through

💬 Honestly, PayPal’s results show the payments side is fine—the tech sell-off is driven by valuation, not fundamentals. BTC holding up through the FOMC was tough

🏷️ #PayPal #科技股 #BTC #FOMC #earnings report
⚡ Reports show that the board of directors of #PayPal rejected the offer submitted by #Stripe and #Advent amounting to $53 billion 💰 The offer made by Stripe and Advent to acquire PayPal for $53 billion is considered insufficient according to Reuters reports 📈 This view reflects the PayPal board’s confidence in the company’s value and its outlook for the future
⚡ Reports show that the board of directors of #PayPal rejected the offer submitted by #Stripe and #Advent amounting to $53 billion
💰 The offer made by Stripe and Advent to acquire PayPal for $53 billion is considered insufficient according to Reuters reports
📈 This view reflects the PayPal board’s confidence in the company’s value and its outlook for the future
PayPal just launched PYUSDx — a developer platform letting any business build its own custom stablecoin backed by $PYUSD. Built with M0 and MoonPay. This isn't just PayPal issuing a coin anymore, they're turning into stablecoin infrastructure for everyone else. #PYUSD #Paypal #stablecoin
PayPal just launched PYUSDx — a developer platform letting any business build its own custom stablecoin backed by $PYUSD. Built with M0 and MoonPay. This isn't just PayPal issuing a coin anymore, they're turning into stablecoin infrastructure for everyone else.
#PYUSD #Paypal #stablecoin
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🚨 PayPal Doubles Down on Crypto in Q2 Earnings! - PayPal's latest Q2 report revealed strong performance with $8.68 billion in revenue, including a significant $81 million crypto-related earnings adjustment. - The financial giant highlighted a major expansion of its stablecoin services, signaling a deeper integration of digital assets into its massive global payments network. - Why this matters: PayPal's move adds huge legitimacy to the crypto space and could be a major catalyst for mainstream adoption, potentially bringing millions of new users into the ecosystem. What are your thoughts on this? Will PayPal's involvement push stablecoins to the next level? Share your opinion below! 👇 $BTC $ETH #CryptoNews #PayPal #Stablecoin Disclaimer: This is not financial advice. DYOR.
🚨 PayPal Doubles Down on Crypto in Q2 Earnings!

- PayPal's latest Q2 report revealed strong performance with $8.68 billion in revenue, including a significant $81 million crypto-related earnings adjustment.

- The financial giant highlighted a major expansion of its stablecoin services, signaling a deeper integration of digital assets into its massive global payments network.

- Why this matters: PayPal's move adds huge legitimacy to the crypto space and could be a major catalyst for mainstream adoption, potentially bringing millions of new users into the ecosystem.

What are your thoughts on this? Will PayPal's involvement push stablecoins to the next level? Share your opinion below! 👇

$BTC $ETH
#CryptoNews #PayPal #Stablecoin

Disclaimer: This is not financial advice. DYOR.
🚨 INSTITUTIONAL REVALUATION PUSHES $PYPL TARGET UP TO $59! 📈 Target: 59 🚀 Panewsion Investment has officially adjusted its valuation model for $PYPL , revising the upside price target from $42 straight to $59. 📊 This institutional repricing reflects a significant shift in smart money expectations, signaling growing confidence in volume recovery and strategic expansion. 📌 From a structural perspective, high-timeframe demand pools are absorbing overhead supply while institutional order flow shifts toward accumulation. ⚡ As macro liquidity aligns with undervalued assets, market participants are monitoring this systematic target upgrade for expanded upside momentum. 💬 Do you expect institutional flows to drive $PYPL toward $59 this quarter, or will resistance hold? 👇 ⚠️ Not financial advice. Always manage your risk. 🛡️ 🏷️ #PYPL #PayPal #Fintech #MarketUpdate 🔥 💎
🚨 INSTITUTIONAL REVALUATION PUSHES $PYPL TARGET UP TO $59! 📈

Target: 59 🚀

Panewsion Investment has officially adjusted its valuation model for $PYPL , revising the upside price target from $42 straight to $59. 📊 This institutional repricing reflects a significant shift in smart money expectations, signaling growing confidence in volume recovery and strategic expansion.

📌 From a structural perspective, high-timeframe demand pools are absorbing overhead supply while institutional order flow shifts toward accumulation. ⚡ As macro liquidity aligns with undervalued assets, market participants are monitoring this systematic target upgrade for expanded upside momentum.

💬 Do you expect institutional flows to drive $PYPL toward $59 this quarter, or will resistance hold? 👇

⚠️ Not financial advice. Always manage your risk. 🛡️

🏷️ #PYPL #PayPal #Fintech #MarketUpdate

🔥 💎
Stripe and Advent seek to acquire PayPal in a $53B deal #Stripe and private equity firm #AdventInternational have reportedly made a joint bid of over $53B to acquire #PayPal . Reuters reported that Stripe and Advent offered $60.50 per PayPal share, representing a 28% premium over Tuesday’s closing price. Around $50B in bank financing has reportedly been secured to support the proposed acquisition. Under the proposal, Stripe and Advent would take equal ownership of PayPal, keeping the company intact while integrating PayPal’s PYUSD stablecoin and payments network into Stripe. 👉 reuters.com/business/finance/stripe-advent-offer-buy-paypal-more-than-53-billion-sources-say-2026-07-15/
Stripe and Advent seek to acquire PayPal in a $53B deal

#Stripe and private equity firm #AdventInternational have reportedly made a joint bid of over $53B to acquire #PayPal . Reuters reported that Stripe and Advent offered $60.50 per PayPal share, representing a 28% premium over Tuesday’s closing price. Around $50B in bank financing has reportedly been secured to support the proposed acquisition. Under the proposal, Stripe and Advent would take equal ownership of PayPal, keeping the company intact while integrating PayPal’s PYUSD stablecoin and payments network into Stripe.

👉 reuters.com/business/finance/stripe-advent-offer-buy-paypal-more-than-53-billion-sources-say-2026-07-15/
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Bullish
PayPal drops sharply after Stripe and Advent end pursuit of $53B+ deal 📉 According to Bloomberg, the Stripe and Advent International consortium has stopped pursuing its proposed acquisition of PayPal after weeks of negotiations. The group had previously offered $60.50 per share, valuing the company at more than $53 billion. 💵 PayPal closed on August 27 at $61.47, already above the offer price. Its board had also viewed the proposal as insufficient and raised concerns over financing and regulatory hurdles. 📊 Following reports that the consortium had stepped away, PayPal shares fell around 12–15% in August 28 trading. The move largely reflects the removal of the M&A premium that had been built into the stock. ⚠️ Bloomberg cited people familiar with the matter, while PayPal, Stripe and Advent declined to comment. The situation could still change, and a future return to negotiations has not been completely ruled out. #PayPal $PYPLB
PayPal drops sharply after Stripe and Advent end pursuit of $53B+ deal

📉 According to Bloomberg, the Stripe and Advent International consortium has stopped pursuing its proposed acquisition of PayPal after weeks of negotiations. The group had previously offered $60.50 per share, valuing the company at more than $53 billion.

💵 PayPal closed on August 27 at $61.47, already above the offer price. Its board had also viewed the proposal as insufficient and raised concerns over financing and regulatory hurdles.

📊 Following reports that the consortium had stepped away, PayPal shares fell around 12–15% in August 28 trading. The move largely reflects the removal of the M&A premium that had been built into the stock.

⚠️ Bloomberg cited people familiar with the matter, while PayPal, Stripe and Advent declined to comment. The situation could still change, and a future return to negotiations has not been completely ruled out.

#PayPal $PYPLB
【The $53B Payment Power Struggle Shifts】 Reuters reveals: Stripe has teamed up with private equity giant Advent and made a takeover offer to PayPal of $60.50 per share, valuing the deal at over $53 billion—about a 28% premium versus Tuesday’s closing price. Behind it all is roughly $50 billion in bank financing support. The offer was submitted earlier this month. The two parties each hold 50% equity, with no plan to split the company, and the goal is to reach an agreement by the end of the month. PayPal has not responded yet. Notably, PayPal only recently reorganized its business into three segments this April—checkout, Venmo consumer finance, and payments & crypto—followed by major management reshuffling. If Stripe truly takes this piece of the puzzle, the global landscape of online payments could be rewritten, and the crypto payments race may gain new variables: a Stripe with ambitions around Stablecoins, paired with a PayPal that has already deeply positioned itself in stablecoins and crypto settlement. Traditional payment giants are being encircled by “new forces + capital,” and the story of $PYUSD may just be getting started. Do you think Stripe will lead the consolidation, or that PayPal can break out on its own? #Stripe #PayPal #Crypto Payments
【The $53B Payment Power Struggle Shifts】

Reuters reveals: Stripe has teamed up with private equity giant Advent and made a takeover offer to PayPal of $60.50 per share, valuing the deal at over $53 billion—about a 28% premium versus Tuesday’s closing price. Behind it all is roughly $50 billion in bank financing support.

The offer was submitted earlier this month. The two parties each hold 50% equity, with no plan to split the company, and the goal is to reach an agreement by the end of the month. PayPal has not responded yet.

Notably, PayPal only recently reorganized its business into three segments this April—checkout, Venmo consumer finance, and payments & crypto—followed by major management reshuffling. If Stripe truly takes this piece of the puzzle, the global landscape of online payments could be rewritten, and the crypto payments race may gain new variables: a Stripe with ambitions around Stablecoins, paired with a PayPal that has already deeply positioned itself in stablecoins and crypto settlement.

Traditional payment giants are being encircled by “new forces + capital,” and the story of $PYUSD may just be getting started. Do you think Stripe will lead the consolidation, or that PayPal can break out on its own?

#Stripe #PayPal #Crypto Payments
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Bullish
Verified
A huge potential deal in the payments sector PayPal is holding talks to sell the company to a consortium that includes Stripe and private equity firm Advent International, in a transaction that could become one of the largest deals in the fintech sector. The consortium had made an offer in July of $60.50 per share, valuing PayPal at around $53 billion, but the company considered the offer too low. Negotiations are currently continuing over a higher price, with the possibility of reaching an agreement within the coming weeks, without any guarantee that the deal will be completed. The news pushed PayPal’s shares up by about 1.8%, as investors await the possibility of an improved bid. Most importantly: the potential deal reflects a major shift in the landscape of digital payments, and could give Stripe a stronger foothold in the consumer payments sector, while giving PayPal an opportunity to reassess its strategic operations. $PYPL $PYPLB #PayPal #Stripe #fintech
A huge potential deal in the payments sector
PayPal is holding talks to sell the company to a consortium that includes Stripe and private equity firm Advent International, in a transaction that could become one of the largest deals in the fintech sector.
The consortium had made an offer in July of $60.50 per share, valuing PayPal at around $53 billion, but the company considered the offer too low. Negotiations are currently continuing over a higher price, with the possibility of reaching an agreement within the coming weeks, without any guarantee that the deal will be completed.
The news pushed PayPal’s shares up by about 1.8%, as investors await the possibility of an improved bid.
Most importantly: the potential deal reflects a major shift in the landscape of digital payments, and could give Stripe a stronger foothold in the consumer payments sector, while giving PayPal an opportunity to reassess its strategic operations.
$PYPL $PYPLB
#PayPal #Stripe #fintech
The payments industry is about to change. Reuters exclusive: Stripe has teamed up with private equity giant Advent to make a takeover offer to PayPal at $60.50 per share, valuing the deal at over $53 billion. The offer represents a premium of about 28% over Tuesday’s closing price, and is supported by commitments for roughly $50 billion in bank financing. Under the proposal, both parties would each hold 50% equity and jointly take over PayPal, rather than selling off the business in pieces. Three layers of signals worth noting: 1. PayPal, in April, reorganized its business into three segments: checkout, Venmo, payments, and crypto. There has been a major management shake-up—arguably the best window for a “whole-package” acquisition. 2. Stripe has made frequent moves this year in stablecoin settlements. If it truly wins PayPal, it would effectively fold in the PYUSD stablecoin, the Venmo user base, and a global merchant network in one shot. The industry landscape for stablecoin payments would be rewritten directly. 3. Bank financing at the $50 billion scale suggests that traditional finance’s confidence in “payments + crypto” hybrid infrastructure is returning—an overall positive for the on-chain payments narrative. As of now, PayPal has not officially responded. Whether the deal can be finalized by the end of the month remains unknown. But regardless of whether it closes, the repricing of the stablecoin and crypto payments market has already begun. #Stripe #PayPal #stablecoin payments
The payments industry is about to change.

Reuters exclusive: Stripe has teamed up with private equity giant Advent to make a takeover offer to PayPal at $60.50 per share, valuing the deal at over $53 billion. The offer represents a premium of about 28% over Tuesday’s closing price, and is supported by commitments for roughly $50 billion in bank financing.

Under the proposal, both parties would each hold 50% equity and jointly take over PayPal, rather than selling off the business in pieces.

Three layers of signals worth noting:
1. PayPal, in April, reorganized its business into three segments: checkout, Venmo, payments, and crypto. There has been a major management shake-up—arguably the best window for a “whole-package” acquisition.
2. Stripe has made frequent moves this year in stablecoin settlements. If it truly wins PayPal, it would effectively fold in the PYUSD stablecoin, the Venmo user base, and a global merchant network in one shot. The industry landscape for stablecoin payments would be rewritten directly.
3. Bank financing at the $50 billion scale suggests that traditional finance’s confidence in “payments + crypto” hybrid infrastructure is returning—an overall positive for the on-chain payments narrative.

As of now, PayPal has not officially responded. Whether the deal can be finalized by the end of the month remains unknown. But regardless of whether it closes, the repricing of the stablecoin and crypto payments market has already begun.

#Stripe #PayPal #stablecoin payments
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