mica

European central banks are openly opposed to the MiCA rule imposing 60% stable reserves in bank deposits: according to them, this would expose banks to stablecoin volatility and weaken traditional deposits. Meanwhile, BNB has just surpassed the market capitalization of BNY Mellon with $104.95 billion. The paradox is delicious: traditional finance is being caught up by the crypto it is trying to regulate at all costs. Bitcoin consolidates at 86 581 $ (+0,83%) and Ethereum at 2 751 $ (+0,44%) while Brussels is still looking for how to regulate an industry that isn’t waiting for it. The real question: can Europe regulate what it doesn’t understand? #MiCA #Stablecoins

Tether goes all the way, and the ECB backs down first. It refuses to apply for MiCA because 60% of reserves must be kept in banks; now the ECB proposes to scrap that rule, and the reason is still the risk to bank stability. Did the rules get drafted on the spur of the moment? Keeping stablecoin reserves in banks turns all the books into bad debts the moment a liquidity crisis hits. The market wasn’t wrong—regulators finally wake up.

$USDT #MiCA

#Tether #MiCA

Tether CEO Paolo Ardoino said that, because MiCA requires major stablecoin issuers to keep at least 60% of reserves in commercial bank deposits, the company declined to apply for an EU license.

The European Central Bank and others have proposed removing this reserve requirement and replacing it with a liquidity requirement based on short-term maturing assets, but this change has not yet been approved.

This rule ties the issuers’ balance sheets to those of the banking system; the affected parties are issuers that want to operate in the EU in a compliant manner. Assessment: as long as the 60% deposit requirement remains, Tether’s position will not change.

$TAO $ONDO $KITE

The ECB recommends scrapping the MiCA requirement of a 60% bank reserve for deposits and instead pushing short-term liquid assets. On the stablecoin reserves issue, the hawks are quite aggressive: banks backing deposits are swapped for short-dated Treasuries, and the ability to withstand bank runs looks stronger—but who will take over the risks of liquidity segmentation and discounting?

If this actually comes to pass, the reserve structures of USDC and USDT will have to be reshuffled again, and compliance costs for the European region will keep rising. Don’t rush to pick sides on the pros and cons yet—wait to see how the detailed rules are written.

$USDC $USDT #MiCA #stablecoin

Kraken co-CEO David Ripley said that U.S. crypto regulation is “adversarial,” and that it’s not as pragmatic as Europe. Europe is moving from following the U.S. to leading the way, and it has drawn a comparison between MiCA and the CLARITY bill that the U.S. just saw collapse, praising MiCA for setting clear rules for the industry.

Kraken itself obtained an MiCA license from the Central Bank of Ireland starting in June 2025, covering all 30 EU countries. Coming from the mouth of a trading-exchange CEO who has already benefited from Europe’s regulatory regime, the statement sounds more like an advertisement for its own regulatory environment. The report also doesn’t provide specific token, enforcement, or fund-flow data. For ordinary users, this information is more suitable as an observation of industry policy, not as a basis for taking action in any given direction. #欧洲央行启动区块链欧元结算 #南非拟将加密纳入外汇管制 #Clarity #MiCA

Stumbled upon Odaily: In the EU Commission’s review document item 66 for MiCA, there was a question—does the current EU staking regulation go far enough? If not, the relevant companies may be given new requirements.

The analysis is quite straightforward: if the rules are too strict, staking returns could be reduced, which in turn could also impact network security. MiCA has only just rolled out, and now another review is underway; in the staking space, it’s moved one step from “indirect oversight” toward “whether to regulate it specifically.” #加密监管 #MiCA

ECB and MiCA: new compliance challenges for EU exchanges

Latest breaking news: while it was known that the ECB had blocked the Binance MiCA license in Greece, new revelations show that several other exchanges are facing similar hurdles in different European countries. The MiCA regulation (Markets in Crypto-Assets) scheduled for 2024 is running into national delays. Implications: exchanges must strengthen their compliance or risk suspensions. To watch as the weekend begins.

#news_update #NewsAboutCrypto #ECB #MiCA

Traditional finance is diving headfirst into digital assets under Europe's new regulatory framework. With traditional banks now making up nearly a quarter of the EU's official crypto provider register, the institutionalization of the market is accelerating rapidly. Clear rules are no longer just protecting consumers; they are actively greenlighting banking giants to build out serious Web3 infrastructure. The line between TradFi and DeFi is blurring fast. #MiCA #CryptoRegulation #Banking

#Binance ’s EU License: The Bigger Signal
The Wall Street Journal reports that ECB President Christine Lagarde intervened over Binance’s Greek MiCA application. The ECB itself is not the formal licensing authority under MiCA. �
The Wall Street Journal +1
The bigger story is Europe’s financial infrastructure.
Dollar-based stablecoins are expanding while Europe pushes euro-denominated alternatives and the digital euro.
Binance’s case shows how regulation, stablecoins and monetary policy are increasingly connected.
The question goes beyond one license: how will Europe shape its digital financial system?
#crypto #MiCA #Stablecoins $BTC

Binance is standing strong in Europe, brushing off recent ECB speculation regarding its Greek MiCA license bid. Instead of getting bogged down by rumors, the exchange is doubling down on regulatory compliance. This is a massive signal that major players are playing the long game with Europe's new crypto framework. Securing a foothold here isn't just about market access—it sets the blueprint for global compliance standards moving forward. $BNB #Binance #MiCA #CryptoRegulation

🎯 The central bank has tightened its grip on Binance licenses

📰 WSJ: Lagarde personally intervened, blocking Binance's Greek MiCA license, fearing it would use a dollar-backed stablecoin to dilute the digital euro

📰 She wants to wait for ESMA to take over licensing uniformly before making a final decision. Binance withdrew its Greek application in June

💬 A small country’s license can cover the whole of Europe—of course the European Central Bank can’t sit still. Defending monetary sovereignty is the real regulation; this stablecoin battle has only just begun

🏷️ #MiCA #拉加德 #数字欧元 #稳定币 #European Central Bank

Banks double on the EU’s MiCA crypto provider whitelist, accounting for 23%

- Banks currently make up nearly 1/4 of the providers on ESMA’s registered MiCA list.
- The number of participating banks has increased by roughly double since the end of June.
- The RSS feed has not yet provided any additional details about the bank names or specific countries.

#BinanceSquare #CryptoNews #MiCA #EU #Banking

$btc $eth

vlikevn Titanbot

Source: CoinTelegraph

🚨 The number of EU banks registered with MiCA doubles to 80 🧠

📊 | $BTC | $ETH | $BNB |

- Please follow, like, and share your thoughts 📈

- The number of banks in the MiCA register has doubled within three months, reaching about 80.
- These banks’ share of crypto service providers is close to 23%, taking a significant portion of the list.
- Data comes from the latest analysis report by the European Securities and Markets Authority. 🔥

- Given rising regulatory attention, the market may face further downside pressure.
- If whales continue selling or accumulate at low levels, short-term volatility may increase, leading to panic selling.
- It is expected that in the near term, Bitcoin and major altcoins will be affected by negative sentiment, with declines likely staying within 5%.

- What impact do you think regulatory expansion will have on the long-term trend of crypto assets?

- Please keep following our in-depth analysis—we look forward to your comments.

#Crypto #MiCA #Whales #Regulation #Markets

The EU MiCA license is quickly turning into a bank back garden. From the end of June to now, the number of licensed banks has doubled to 80, accounting for nearly 23% of crypto service providers.

Retail investors are still chasing meme coins, while traditional banks have quietly taken over the compliance channels. Once the ETFs and custody are rolled out across the board, pricing power will sooner or later return to institutions, leaving on-chain natives with little more than working for the whitelist.

#MiCA #BTC

The number of merchants registered with the EU bank MiCA crypto registry has doubled, now accounting for 23%!
What does this mean? Simply put: regulatory clarity in Europe, and banks are now massively moving into the crypto space!
Under the MiCA framework, financial institutions are rushing in. This isn’t a small-time play. Liquidity in the European market is about to explode—especially for compliant projects. Institutional money is accelerating its entry—are Bitcoin and Ethereum about to moon?
Remember: money only flows where regulations are clear. With Europe’s crypto “pie,” all the big players have already smelled the opportunity. #MiCA $BTC $ETH

Banks doubling down on EU MiCA crypto registry, now accounting for 23%!
What does this mean? Straight up: regulatory clarity in Europe, and banks are massively entering the crypto space now!
Under the MiCA framework, financial institutions are rushing in. This isn't small time. European market liquidity is about to explode, especially for compliant projects. Institutional money is accelerating entry - Bitcoin and Ethereum about to moon?
Remember: money only flows where regulations are clear. Europe's crypto pie is attracting all the big players now. #MiCA $BTC $ETH

🎯 Lagarde personally steps in to block Binance’s Europe license

📰 WSJ report: Lagarde personally intervened, delaying Binance’s Greece MiCA license—fearing that USD stablecoins could crowd out the digital euro. BTC is currently at $78K

💬 They call it compliance, but the real substance is a battle over monetary sovereignty. When stablecoins get bigger, they go after the euro cheese—this move is so blatant you’ll pause for two seconds after reading it

🏷️ #MiCA #欧盟 #稳定币 #regulation

The Wall Street Journal’s piece is quite explosive: it claims that ECB president Lagarde privately called Greek Prime Minister Mitsotakis to urge him not to approve the Greek MiCA for Binance—at the time, Greek regulators apparently had already signaled to ESMA that they were ready to clear it.

The concerns mentioned in the report are twofold: first, Binance’s compliance guilty plea in the U.S. in 2023; second, a worry that USD stablecoins would continue to grow in Europe, dragging on the digital euro. The ECB itself does not have the authority to issue MiCA licenses, and Greece’s securities regulator emphasized that it is an independent review. Binance responded to Cointelegraph, saying it “won’t comment on speculation,” and that it still plans to obtain a license in Europe in compliance with regulations. On June 24, it withdrew the Greek application and sought another EU member state.

$BNB #MiCA # Regulatory

Binance does not comment on MiCA rumors, reaffirms commitment to Europe

• Binance refuses to comment on reports about the ECB’s potential intervention in the MiCA file in Greece.
• The exchange reiterates its commitment to obtaining a license to operate in Europe.

#BinanceSquare #CryptoNews #MiCA

$btc $eth

#vlikevn #Titanbot

Source: CoinTelegraph

🔍 On the same day the Fed raised rates, Deutsche Bank set the timetable for cryptocurrency custody.

September 16, Frankfurt. Deutsche Bank announced that it will provide digital-asset custody services for European institutional and corporate clients, with plans to go live by the end of the year after obtaining the required regulatory approvals. A spokesperson, Heinrich Frömsdorf, said the MiCA license is expected to be granted in October, with the approving authority being Germany’s BaFin.

The initial supported assets are limited. Bitcoin and Ethereum, plus three stablecoins (USDC, EURC, and EURAU). Deutsche Bank will manage the wallets and private keys. With hardware-backed key protection, multi-party approvals, and cold–hot wallet separation, customers won’t have to build custody infrastructure themselves. Target customers include asset managers, hedge funds, custodian banks, brokerages, and sovereign institutions; tokenized financial instruments are slated for a later phase.

Deutsche Bank is on the G-SIB list. German peers DZ Bank and LBBW are also moving in this direction, and their technical cooperation with Swiss firm Taurus was signed back in 2023.

One detail worth noting: EURAU is a stablecoin issued by AllUnity, and DWS—Deutsche Bank’s asset-management subsidiary—is a shareholder in this joint venture. Their own coin goes into their own wallet system; this whole thread stays within the Deutsche Bank group.

In the U.S., the picture is different. The CLARITY Act this week did not make it past a procedural vote in the Senate, and Wall Street is still waiting for legislation. The EU’s path is already clear: a licensed bank can begin operations after giving regulators 40 business days’ notice. European banks don’t wait on Congress.

The market that day didn’t look good. The Fed raised rates by 25 basis points, lifting the interest-rate range to 3.75%–4%, the first time since 2023. The vote passed unanimously 12–0, and the dot plot suggested there may be one more hike within the year. The Dow fell 1.21%, or 631 points. The 10-year U.S. Treasury yield was 5.01%. Bitcoin dropped from 78,173 before the decision to 75,638, down 3.3% in a day, and is now trading sideways. ETH is at 2,390.

My take: custody is a slow business. Pricing depends more on the license and the client roster than on coin prices. Watch two numbers: whether Deutsche Bank’s October MiCA license gets approved, and when the first batch of institutional clients will be announced. Even if markets were falling on the rate-hike day, this infrastructure keeps moving.

$BTC $ETH

#中本聪国际社区Baoluo币商资本 #Bitcoin #MiCA