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#FDUSD Când Celsius a fost lansată în 2017, mulți au văzut compania ca având potențialul de a deranja industria cu platforma sa de împrumuturi cripto. La șase ani distanță, capitolul Celsius în lumea cripto pare să se încheie, pe măsură ce dezvoltările recente sugerează.
Aplicația se va închide în 90 de zile
Aplicația Celsius se va închide în termen de 90 de zile, conform declarației revizuite a companiei în cadrul procedurilor sale de faliment în curs. Acest lucru vine pe măsură ce compania se pregătește pentru un nou capitol care va vedea compania operând sub o nouă entitate, "NewCo," care va fi administrată de Fahrenheit Group și deținută de creditorii Celsius.

#Worldcoin A bill aimed at regulating stablecoins is facing bipartisan opposition in the House of Representatives Financial Services Committee.
Some lawmakers fear the bill could allow tech bosses like #ElonMusk to launch their own stablecoins and dominate the global payments market.
The bill, submitted by Representative Don Beyer, would require stablecoin issuers to obtain a banking contract, comply with federal reserve rules, and obtain approval from the Department of the Treasury and the Federal Deposit Insurance Agency. The bill also aims to prevent stablecoins from being used for illegal activities such as money laundering and terrorist financing.
However, some members argue that the bill is too broad and could hinder innovation and competition in the #cryptocurrency industry. They also worry that the bill could give tech giants an unfair advantage with the resources and influence to comply with regulations and enter the stablecoin market.
Representative Maxine Waters, chair of the committee, said she was concerned that the bill could allow Elon Musk's “#Twitter X” company to issue its own stablecoin and become a global payments provider.
Waters called it a “scary proposal” and urged his fellow Republicans to reconsider their support for the bill.
Republican Patrick McHenry, the most senior member of the committee, also voiced his reservations about the bill. McHenry said he was concerned the bill could hand over the keys to an unregulated market to Mark Zuckerberg, who is facing charges of contempt of Congress for Facebook's handling of data privacy scandals.
*Not investment advice.#googleai

#Binanceturns6 Ripple had won a major victory in its legal battle with the US Securities and Exchange Commission (SEC), when the judge ruled that the sale of $XRP on exchanges was not a security offering.
The decision was a “victory” for both the company and the #cryptocurrency community, but Stu Alderoty, chief legal officer of Ripple Labs, stated that the search for regulatory clarity is not over yet.
Following the decision, the #SEC claimed that the decision in favor of Ripple on secondary market sales was a “wrong decision”.
However, Alderoty said that Ripple will not shy away from a possible appeal from the:
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Alderoty said the #Ripple lawsuit could provide clarity for other pending lawsuits:
“I think our case and the verdict of our judge will . said the question policymakers and lawyers alike should ask is “What is the best regulatory framework that protects the integrity of the market?”
Overall, Alderoty noted that the industry needs a comprehensive regulatory framework, and without it the US would risk losing innovation:
“Without this, I don't think the crypto industry and the technology behind it, the brilliant entrepreneurs who drive it, can truly realize the full potential of this technology in the U.S. and overseas relocations will continue.”
Alderoty also advised other #crypto companies:
“Incorporate in a country with a “clear regulatory regime”. Otherwise, you will continue to face the hostility we see in the crypto industry in the US. Until you have a clear, comprehensive regulatory framework in the US, this is probably not a place you would want to start your business. And that's a sad statement.”
*Not investment advice.#googleai

#MultiChain Crypto News: Ripple executives on Saturday clarified about the U.S. Securities and Exchange Commission’s jurisdiction on XRP tokens, in the wake of news that the federal regulatory agency is likely to appeal the Summary Judgment delivered by Judge Analisa Torres on July 13, 2023.
Will SEC’s Appeal Impact XRP?
With the judge ruling that the programmatic sale of XRP tokens via exchanges does not qualify them as securities, the question now arises as to what would be the legal standing if the SEC does appeal against the ruling. Attorney John Deaton, who represents over 75,000 XRP token holders, explained the ifs and buts of how the Summary Judgment would come into force.
Also Read: Bitcoin Price: Don’t Miss These Key Crypto Market Movers This Week
On Friday, the US SEC mentioned in its filing in the Terraform Labs CEO Do Kwon’s case that it intends to seek a review of the decision in the Ripple lawsuit. This came after Kwon showed intent to use the XRP lawsuit verdict as a precedent for digital assets not being treated as securities.
US SEC Appeal Not A Setback
Amid speculation that a possible appeal by the US SEC would be a setback for the #crypto market, Attorney Deaton clarified that even if the agency does appeal, it would not be close to being a setback for XRP holders.
An appeal is not even close to be a setback. First, it will be two years from now before a decision is issued by the 2nd Circuit, if it’s appealed. The Torres Decision is the law until then – at least in the 2nd Circuit. Second, even if the 2nd Circuit said Torres was wrong… https://t.co/GzW31D9edQ— John E Deaton (JohnEDeaton1) July 22, 2023
He explained that a decision on the appeal could take as long as two years and in the mean time, the Summary Judgment will prevail as the law. Meanwhile, it remains to be seen when the SEC staff will initiate proceedings for request for appeal against the decision.
“An appeal is not even close to be a setback. Don’t let anyone underestimate how significant this win is for XRP and XRPHolders and Ripple.”
Reacting to the debate about the SEC’s oversight on the tokens, Stuart Alderoty, the chief legal officer at Ripple, said,
A securities agency only has jurisdiction over securities. No security, no role for the SEC.Pretending to have jurisdiction when there is none, is simply a political power play. It helps no one; it hurts everyone. https://t.co/OhNSaDuJ26— Stuart Alderoty (s_alderoty) July 22, 2023
Earlier, CoinGape reported that the US #SEC has no other option left but to go for an appeal. It is the part which concerns the institutional sale of $XRP that may have some leeway for the agency to explore terms of settlement, considering judge Torres ruled that only the retail sale of #XRP amounts to not being securities assets.
Also Read: ShibaInu Claws Back Gains But This Metric Shows Better Days Are Ahead#googleai