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🧠 P2P is not dangerous, it is strict And those who do not follow the process pay for the mistake. In Binance P2P it is not enough to just "get paid", it matters how you get paid.
🔑 Golden rule The name of the payer must match the name of the user on Binance. If it does not match: Do not release Do not accept pressure Use the chat Open a dispute if necessary It is not distrust, it is protocol.
⚠️ Why Binance is strict There are scams where a third party pays, the buyer presses, and then the money gets blocked. Whoever releases incorrectly loses.
⏱️ Well-done P2P is not always fast Better slow and secure than fast and expensive.
🧭 For beginners Start with small amounts, use stables and verified advertisers. Whoever respects the process reduces the risk to almost zero.
And that's where many lose money. In Binance P2P, the fastest does not win, the one who follows the process wins. 🔹 The most expensive error in P2P Think that: “If I have already been paid, I release and that's it” ❌ Error. In P2P, it's not enough for you to be paid; the way you are paid must be fulfilled. 🔹 Golden rule that every novice should know In a P2P operation: 👉 The name of the payer must match 👉 the name of the Binance user. If it does not match: Do not release Do not continue the order Request clarification within the chat Open a dispute if necessary
another thing that bothers me is that they get thick on the subject of verifying real names, but at least I don't know if they can be seen before making the deal
MugiwaraJF
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The P2P issue is starting to bother me regarding third-party accounts.
How can they shamelessly state "use partner/family accounts" and then say, "I do not accept third-party accounts for any reason"? It's everyone; there are many who do this. I don't use borrowed accounts, but it gives a lot of distrust towards those people because they do it and then act as if it's a crime, but they do it themselves.
Can someone explain to me why a practice that is initially prohibited is so massively present in such a visible way.
🧠 Starting in crypto doesn’t always mean 'buying volatility'
Many believe that entering the crypto world is synonymous with 📈 sharp rises, 📉 sharp drops and constant stress. But there is a much calmer entry point 👇 🔹 Stablecoins: the first logical step Stablecoins (like USDT or USDC) are designed to maintain a value close to the dollar. They don’t promise to get rich quickly, but they do organize the path. They are useful for: Learn to use Binance without pressure Understanding P2P, Spot, or Earn Maintain liquidity while you decide what to do Avoid converting everything to fiat every time
P2P on Binance: what you need to know when BUYING USDT (guide for beginners)
Buying USDT in P2P is not dangerous, but it does have rules. Most problems occur when roles and the process are not well understood. Let's go step by step 👇 🔹 Who is who in P2P? YOU = TAKER → buy USDT SELLER = MAKER → sells USDT BINANCE → locks the USDT and acts as an arbitrator in disputes When you buy: 👉 You send fiat money 👉 Binance holds the USDT locked 👉 The seller releases when payment is confirmed ✅ Golden rule when BUYING
💡 Money must ALWAYS come from an account in your name.
Buying in P2P is simple, but a mistake can cost money. Keep this 👇
BEFORE opening the order • Verified seller with a good history • Clear and known payment method • Your bank account must be in your name
DURING the order • Pay only to the account indicated on Binance • Use the exact concept (or none if stated) • Keep receipts and screenshots • Do not leave the Binance chat
AFTER payment • Mark "Payment made" • Wait for the release of the USDT • If there is a problem, appeal immediately • Do not cancel if you have already paid
⚠️ Golden rule The best price is useless if you lose security.
The P2P issue is starting to bother me regarding third-party accounts.
How can they shamelessly state "use partner/family accounts" and then say, "I do not accept third-party accounts for any reason"? It's everyone; there are many who do this. I don't use borrowed accounts, but it gives a lot of distrust towards those people because they do it and then act as if it's a crime, but they do it themselves.
Can someone explain to me why a practice that is initially prohibited is so massively present in such a visible way.
🔍 How to verify third-party payments BEFORE accepting or releasing in P2P?
1️⃣ Review the ad with a magnifying glass (before opening the order) Before touching “Place order,” look at: 📌 Declared payment method 📌 Advertiser's notes 📌 Phrases like: “Using accounts from my team” “Payment from business account” “Payer's name may vary” 👉 That is already a red flag. Binance requires name matching.
2️⃣ Verify the payer's name in the P2P profile Once inside the order (before releasing): Check the Binance user's name Compare it with: Bank name Wallet (Skrill, Neteller, etc.) If it doesn’t match exactly, stop.
3️⃣ Never rely solely on the receipt Scammers often: Send screenshots Edit names Use real accounts of third parties 👉 The legal name of the account holder is what matters, not the pretty receipt.
4️⃣ Ask clearly and leave a trace in the chat Before accepting to release, you can write: “I confirm that the payment will be from an account in your name, same as verified in Binance.” If they hesitate, evade, or pressure → red alert 🚩
5️⃣ Use this simple mental rule 🧠 Three mandatory matches: Name on Binance Name on the payment method User who opened the order If one fails → DO NOT release.
6️⃣ What if the payment hasn’t arrived yet? Perfect. As long as you don’t release, there’s no loss. Binance freezes the crypto just to give you time to verify.
🛡️ What Binance expects from you Binance cannot validate external payments if: They come from third parties Negotiated outside the chat Released without verification That’s why the platform protects those who follow the process, not those who “trusted.”
🎯 Clear conclusion In P2P: Prevention happens before releasing The most expensive mistake is “releasing and then asking” Binance protects you if you protect yourself first
Y si uno va a p2p a vender a un cajero, y te depositan pero de otra cuenta que no es el titular y luego te pide que liberes? Que hacer?
Que sucede allí? Que debería hacer?
❗ What to do if someone pays in P2P from a third-party account?
In Binance P2P, not every valid payment is a correct payment. One of the most costly mistakes for beginners occurs when the money comes from an account that does not belong to the order holder.
🧩 First, let's understand the roles Maker: posts the ad (sells or buys). Taker: takes the ad and executes the order. Third party: external person who is neither the maker nor the taker, but from whose account the money is sent.
🚨 What is happening when this occurs? The taker uses (or is manipulated to use) a bank account or wallet that does not match their verified name on Binance. This is known as third-party payment and is a high risk.
📜 What do Binance P2P's Terms and Conditions say? Binance states that: The name of the payment method holder must match the verified name on the Binance account. The use of third-party accounts is prohibited. In disputes, Binance prioritizes strict adherence to procedure, not intent.
👉 If you release funds with a third-party payment, you may lose protection in an appeal.
✅ What should you do exactly?
DO NOT release the funds Verify the payer's name If it does not match: Ask the taker to refund from the same account Or to cancel the order If they insist: Open a dispute immediately Attach proof of the non-matching name Keep all communication within the Binance chat
🧠 Golden rule: Correct payment = correct holder + within Binance
⚠️ Why is Binance strict about this? It's not punishment, it's prevention: Money laundering Manipulation scams Identity theft Protection of the P2P ecosystem
🎯 Final recommendation If you are a novice: Prioritize security over speed Reject third-party payments, even if "the money is already there" A mistake here can cost all the capital Binance P2P works well when rules are followed to the letter.
Y si uno va a p2p a vender a un cajero, y te depositan pero de otra cuenta que no es el titular y luego te pide que liberes? Que hacer?
Que sucede allí? Que debería hacer?
The script scam that every user should know P2P trading on Binance is a powerful tool: it allows you to buy and sell cryptocurrencies directly between users, with the platform acting as a security intermediary. However, where there is value, there are also attempts to deceive. And many of them follow a repeated, almost mechanical script. This article explains how that scam works, the key terms, warning signs, what happens in a dispute on Binance and how to protect yourself, especially if you are just starting.
⚠️ They ask you to write via WhatsApp or Telegram ⚠️ They say "this is faster" outside of the chat ⚠️ The name of the payer does not match ⚠️ They insist on releasing before paying ⚠️ They send unclear receipts ⚠️ They change conditions during the order ⚠️ They show unnecessary haste or pressure ⚠️ They say "support already authorized"
🧠 Simple rule: If something is not written down on Binance, it does not exist.
☐ Never leave the Binance P2P chat ☐ Do not accept instructions via WhatsApp, Telegram, or calls ☐ Verify that the payer's name matches the account name ☐ Read the full terms of the announcement ☐ Do not release crypto without seeing the payment confirmed in your bank ☐ Do not accept "urgencies" or time pressure ☐ Keep receipts within the chat ☐ If something doesn't add up, open a dispute before releasing
🧠 Golden Rule: If something happens outside of Binance, Binance cannot protect you.
⚠️ P2P on Binance: a common scam you need to understand (explained simply)
In P2P there is something that beginners don’t always see: not all scams happen within Binance.
👥 Basic roles Maker: the one who posts the advertisement Taker: the one who takes the order External third party: someone who is NOT on Binance
🕳️ How does the scam happen? 1️⃣ The taker opens a P2P order 2️⃣ An external third party contacts them (WhatsApp, Telegram, call) 3️⃣ That third party tells them how to pay, but outside of Binance 4️⃣ The payment is made incorrectly or from a problematic account 5️⃣ The trader gets trapped in the dispute
The trader never spoke with the scammer, but can still be affected.
🧠 Key point for newcomers If you negotiate outside of the Binance chat, Binance cannot protect you.
⚠️ Why this is important
In disputes, Binance usually prioritizes fraud prevention, even if one of the parties has complied correctly.
This does not mean that P2P is bad, it means there are rules you must respect 100%.
✅ Golden rule All agreements, payments, and conversations only within the Binance P2P chat.
🎯 Conclusion P2P is a useful tool, but understanding these dynamics reduces risks and avoids costly mistakes. Educating new users protects everyone.
BINANCE P2P IS NOT SAFE FOR HIGH FREQUENCY AND VOLUME TRADERS.
Context: I'm about to lose 10,000 USDT just by trading on Binance P2P. During the order, the TAKER acted negligently by trading outside the platform, guided by a third party who has no contact with the MAKER.
This is a “script scam”: the scammer manipulates the TAKER, and the trader ends up losing without having any connection to that external transaction.
About my compliance: I provided a video of the payment, signed account statements, video verification of the account holder, and completed KYC via video call. All within Binance LATAM regulations, which allow third-party accounts if they meet the merchant's terms.