If you have money in a bank account, you need to see this!!!
I have been looking into this for months, and the situation looks very bad.
Banks could collapse soon, especially with a harsh recession that may hit in 2026.
Don't say I didn't warn you. Here’s why many major banks may collapse next year:
First, high levels of debt are choking the system.
Governments and companies are drowning in the loans they took out when prices were far too cheap, and now, with interest rates continuing to rise, refinancing is a nightmare.
By 2025-2026, $1.2 trillion in commercial real estate loans will come due, and defaults have already begun to rise.
Office spaces are ghost towns thanks to remote work, with valuations down by 20-30%.
If they default, banks that bear the losses may face massive losses.
Then there is the world of shadow banking.
Consider private equity funds worth over $1.5 trillion, with high leverage levels and minimal regulation.
They are closely tied to the major banks (we're talking about over $1 trillion in connections), so if they fail, it could lead to a chain reaction as we saw with SVB a few years ago.
Add to that the explosion of the artificial intelligence bubble, and you'll find yourself in a recipe for panic selling and liquidity freeze.
Geopolitical drama isn't helping either.
Trade wars, supply chain conflicts, and rising energy costs could lead to hyperinflation or stagflation, where prices rise while the economy collapses.
The unemployment rate has already begun to rise, and corporate bankruptcies have hit their highest level in 14 years this year, and that inverted yield curve? It's telling us "recession ahead" just like it did before 2008.
The demographic structure is slow burning; an aging population means a shrinking workforce, rising costs, and stagnant growth, making it difficult for banks to recover loans.
Weak laws accomplish nothing; in fact, they are lax, paving the way for another bailout at our expense.
What are the chances of recession? Experts say there is a 65% chance by 2026, with a 20% chance of a full-blown crisis.$XRP
