#usdd以稳见信 sUSDD: Redefining the Paradigm Revolution of Yield-Enhancing Stablecoins
(Product Core Value)
sUSDD serves as the yield enhancement layer of the USDD ecosystem, achieving a decentralized upgrade of traditional bank savings functions through automation via smart contracts. Its innovation is reflected in three dimensions:
1. On-chain Savings Account System
• Yield Generation Mechanism:
Real-time connection to 8 top yield protocols (Aave/JustLend, etc.)
Utilizes a dynamic compound interest model (automatically compounds 8 times daily)
Current benchmark APY 5.2% (floating range 4-18%) • Capital Security Framework: ✓ 100% principal isolation ✓ Smart contracts verified by CertiK ✓ Reserve asset over-collateralization rate maintained at 130%+
2. User Experience Breakthrough
Zero-friction Operation: ▸ 1:1 free conversion to USDD (zero slippage) ▸ No lock-up period restrictions ▸ Yields calculated per block (approximately every 3 seconds)
Transparent Management: ▸ Real-time yield dashboard (APY/cumulative yield/risk exposure) ▸ Daily smart contract health report ▸ Multi-signature governance wallet monitoring
3. Financial Innovation Experiment
The latest upgrade includes:
✓ Yield Tiered Products (fixed/floating rate options)
✓ Exclusive large channel for institutions (minimum $100K)
✓ Cross-chain yield aggregation (supports 5 public chains)
(Comparison with Traditional Savings)
│ Function │ sUSDD │ Bank Savings │
│ Yield │ Dynamic 5.2% │ Fixed 0.5-2% │
│ Liquidity │ Instant Redemption │ T+1 Business Day │
│ Transparency │ On-chain verifiable │ Non-public use of funds │