At 11 AM Tokyo time, when the Governor of the Bank of Japan said the number '0.75%', a market maker friend of mine in Shenzhen sent me a voice message.
The background sound is the exclamations of traders, but his voice is unusually calm: 'The highest since 1995, an era has ended.'
I stared at the fluctuating exchange rate on the screen—the yen against the dollar instantaneously surged by 2%.
My finger paused on the keyboard for three seconds, then pressed the confirmation key: I converted the last 20% of my flexible position entirely into @usddio.
A friend asked me: 'How much do you think BTC will drop?'
I replied: 'I don’t know how much it will drop, but I know—no matter how much it drops, I have ammunition ready.'

This is not about foreseeing the future, but about understanding a principle:
When the last cheap funding pool in the world starts charging, all assets built on cheap leverage will need to be repriced.

Why is this interest rate hike in Japan important?

  1. A once-in-30-years turning point: in 1995, the internet was not yet widespread, Bitcoin had not yet been born

  2. Inflation forces interest rate hikes: after 44 consecutive months above the 2% target, Japan can finally no longer hold on

  3. Arbitrage trading collapses: the era of borrowing yen to buy global assets comes to an end

But the most critical thing is the chain reaction it triggers:

  • Yen strengthens → Dollar is pressured → Volatility in risk assets

  • Global liquidity contraction → Speculative funds retreat → Cryptocurrency bears the brunt

In the face of this macro change, technical analysis and on-chain data seem pale.
What you are fighting against is not market sentiment, but the redirection of global capital flows.

This is why I choose USDD as a 'macro hedge tool':

  • It does not rely on any fiat currency: it fears neither a rising yen nor a falling dollar

  • It does not participate in arbitrage games: value is supported by collateral, not interest rate spread trading

  • It remains still in the storm: when global assets are shaken by liquidity restructuring, it remains stable

The 'stable trust' of USDD is extraordinarily significant at the once-in-30-years interest rate turning point:

  1. What I trust is not the promises of central banks, but the mathematical certainty of over-collateralization

  2. What is stable is not relative value, but absolute value storage capability

I am currently adopting a '33-33-34' allocation:

  1. 33% offensive position: core crypto assets like BTC, ETH

  2. 33% defensive position: stable value assets like USDD

  3. 34% wait-and-see position: cash, waiting for macroeconomic clarity

If you are also anxious about this interest rate hike, please first answer:
Is your asset allocation built on the illusion of 'everlasting cheap funding', or are you prepared for 'rising funding costs'?

True risk awareness is not about predicting every fluctuation, but being prepared with a life jacket for unpredictable macro turning points.

#USDD stable trust
Follow @usddio, and find that constant anchor point in the once-in-30-years interest rate turning point.
You can analyze the impact of interest rate hikes, but your wealth should trust mathematics rather than central banks.

@USDD - Decentralized USD #USDD以稳见信