Wake up! You rushed in to bottom fish because you saw the chairman being 'caught' for 2 million dollars? You might be jumping into a carefully designed emotional trap.
Let's first calculate an account that makes your back feel cold:
-- Scene One (Rich List Version): If according to (McLean) magazine, he has 66.3 billion dollars, then a loss of 2 million dollars is equivalent to you having 663,000 in your account and then losing 200. Would you care? You probably wouldn't even notice!
Scene Two (Personal Denial Version): If he claims his wealth is 'exaggerated by 100 times' is true, then this 2 million dollars might account for 7.5% of his fortune! That’s equivalent to you having 100,000 in principal and losing 7,500 in a day—this feeling is completely different, right?
The core of the problem has emerged: you simply don't know whether it hurts or not. You use the hard-earned money you've saved to 'accompany' a wealthy person whose real loss ratio you can't even figure out through 'difficult times'? Is this faith or gambling?
When the market uses this indistinguishable 'big shot caught' story to stir your emotions, making you FOMO (fear of missing out) or panic - friend, what you need is an emotional isolation pod, a 'decision base' that allows you to think calmly.
Your 'decision base': the stable force you urgently need when the world goes crazy.
When news is flying everywhere and prices are bouncing wildly, and your heart is also fluctuating, it is easiest to make the wrong decision of chasing highs and selling lows. At this time, you need an anchor, a ballast that keeps your assets from spiraling out of control in the storm.
This is the reason I always maintain a USDD position in my asset allocation.
It is not meant to make you rich overnight; it gives you the confidence to 'watch coldly' when the market tells various horrifying or tempting stories.
It is the 'stabilizer' in your asset portfolio: whether ASTER rises or falls, regardless of how much the chairman is worth, 1 USDD is pegged to the value of 1 dollar. It does not participate in the frenzy of narratives but provides the most basic stability and liquidity. This means that when you spot the next opportunity, you have predictable 'ammunition' to strike, rather than cutting losses at the lowest point.
It is your emotional 'isolation wall': putting a part of your assets in USDD is like insuring your investment mindset. You know that no matter how crazy the market gets, the value of that portion of assets is stable. This peace of mind can help you avoid making wrong decisions in a panic during the anxiety of the '2 million story'.
It is your 'opportunity reserve fund': real opportunities often arise during irrational market crashes, when gold is everywhere. But at that time, you might be holding a bunch of depreciated altcoins. Holding USDD means that when the opportunity comes, you are not holding similarly depreciated assets, but rather a 'key' with stable purchasing power.
Our thinking: Beyond the narrative, establish your own rules.
The market will always concoct stories - giant losses, institutional entries, mysterious good news... The only purpose of these stories is to stir your emotions and make you give up your chips.
Mature investors do not pan for gold in stories but survive under rules.
One of my rules is: never expose all assets to a single narrative and extreme volatility. USDD is one of the executors of this rule. It is not sexy, not exciting, but it is this 'boring' stability that protects me in the noisy market, allowing me to keep a clear mind and have the initiative to enter and exit.
Stop guessing what the 2 million dollars mean to the chairman. It is not important. What matters is whether your next decision is based on emotion or reason? Can your asset allocation withstand the impact of the next horrifying story?
While everyone is focused on the ups and downs telling stories, holding USDD means you choose to detach from emotional control and master the rhythm of decision-making. This is not retreating; it is a more advanced offensive preparation.
