XRP price prediction by 2040Based on your prediction that XRP will change at a rate of 5% every year, the price of XRP would be $2.03 in 2026, $2.46 in 2030, $3.14 in 2035, and $4.01 in 2040.
Although XRP is experiencing renewed bearish sentiment and trading below the $2 spot level, insights from an artificial intelligence (AI) model suggest the token could recover by Q1 2026.
To assess how XRP might trade in the first three months of the new year, Finbold turned to OpenAI’s ChatGPT, which outlined several scenarios.
According to the model, XRP’s performance during the period will likely be influenced by institutional activity via exchange-traded funds (ETFs), macroeconomic trends, and overall crypto market sentiment.
Under ChatGPT’s base-case scenario, which is considered the most likely outcome, XRP is projected to trade between $3 and $4.50 in Q1 2026. This outlook assumes continued stabilization above key support levels and a gradual improvement in market confidence.
