🏛️ #StablecoinLaw (GENIUS Act – July 2025)

The GENIUS Act is the first federal law in the U.S. that comprehensively regulates stablecoins. It was signed by the president on July 18, 2025, and establishes a legal framework for their issuance, backing, and operation.

🔐 Key points of the law:

✅ Mandatory 1:1 backing

✅ Monthly audits

✅ Mandatory licensing

✅ Prohibition of unstable algorithms

✅ Total transparency

💥 Impact on the crypto market:

🔹 $USDC y PYUSD are strengthened (they already meet requirements).

🔹 Projects like DAI or FRAX must adapt or risk exclusion.

🔹 Major companies like PayPal, JPMorgan, and Circle are already taking advantage of the new regulation.

🔹 Increases institutional adoption by reducing regulatory risks.

🔹 Enables its use in global payments, payrolls, and retail commerce.