iof

⚠️ Crypto Market Reacts to the Increase in IOF

What Does This Mean for Your Investments ❓💰

🔹 What happened ❓

➣ The Brazilian government proposed an increase in IOF (Tax on Financial Transactions) for transactions with cryptocurrencies abroad, and the crypto market is already responding.

🔹 Impact on Investors

➣ Possible increase in costs for operations such as purchasing stablecoins and international transfers via crypto.

➣ Exchanges and brokers may adjust fees or seek alternatives to minimize costs.

➣ Debate on regulation and Brazil's competitiveness in the global crypto landscape.

#BigTechStablecoins #IOF #BinanceAlphaAlert $BTC $ETH #BrasilCrypto

As I had already warned!!

The Brazilian government has finally begun to advance the idea of charging #IOF on operations with crypto, especially #Stablecoins , after the Central Bank started classifying them as currency exchange operations.

In practice, this completely changes the game. Until now, those who used stablecoins for currency protection, cheap international remittances, or quick capital movement benefited from the total absence of IOF, something that made this market much more efficient and competitive than the traditional banking system.

Now, with the real possibility of charging #IOF , the government makes it clear that it sees stablecoins less as financial innovation and more as a “shortcut” to escape traditional currency exchange fees.

Thus, any operation of buying, selling, or international transfer using USDT, USDC, or other stablecoins may become more expensive, reducing the attractiveness of this type of asset for:

• Protection against depreciation of the real
• Currency hedge
• International remittances
• Quick movements between exchanges

This change has a direct impact on the Brazilian investor, especially on the profile that uses stablecoins as a strategic entry (or exit) point within the crypto market.

The government’s message is clear:

“If it works like a dollar, it will be taxed like a dollar.”

And this is exactly the regulatory trend that I had already anticipated.

Stablecoins becoming the central target of fiscal policies, as they are the point where the traditional system loses the most ground to crypto.

Investors now need to prepare for a scenario in which the financial efficiency of stablecoins may decrease and allocation strategies, risk management, and international movement will need to be revisited.

Good news for Brazilians!

The chamber approves urgency to vote on the suspension of the IOF decree and leaves on the table opposing signals to new tax increases for the population without cuts in spending or the release of amendments.

How does this affect your investments?

#IOF #USDT
$USDC

BRAZIL IS JUST A DOWNHILL 🫠🤡

Instead of encouraging technological development, the government tries to force the crypto market into an outdated revenue collection model. This is not regulation, it is suffocation.

Moreover, applying the same tax rate as traditional investments ignores the peculiarities of the cryptocurrency market, such as volatility, decentralization, and much higher risks.

In practice, the State continues to want its share of the profits, but without offering any safety, guarantee, or structure for those who operate in this sector.

ANOTHER ABSURDITY…

#BinanceAlphaAlert #IOF

WHAT IS IOF?

​IOF is an important tool for the government, which uses it to monitor and, in some cases, influence the economy. For example, adjusting the tax rate can stimulate or discourage certain financial activities, such as the use of credit or the purchase of foreign currency.
​Main situations in which IOF is charged:
​Credit operations: Loans, financing, and the use of overdraft.
​Exchange: Buying and selling foreign currency, and international purchases (with credit card, for example).
​Insurance: Applies to various types of insurance.
​Investments: Withdrawals of financial applications made in less than 30 days.
#IOF #gager #BinanceAlphaAlert #Binance

📝 🚨After the Central Bank's rule, what will happen to the IOF on stablecoins? 📊*

After the Central Bank's rule, stablecoins began to be treated as traditional currency exchange operations, which raised questions about the incidence of the Tax on Financial Operations (IOF). However, according to Tiago Severo, a lawyer specializing in cryptocurrency regulation, the change is regulatory in nature and not tax-related.

*What does this mean? 🤔*

- The Central Bank will supervise the flows of stablecoins within the Exchange System, requiring registration and reporting 📝
- There is no creation of a new incidence hypothesis for the IOF 🚫
- The regulation only governs "who can" and "how can" operate, without altering the tax matrix rule of the tax 📜

In summary, stablecoins should not be taxed by the IOF solely because of the new rule from the Central Bank. However, it is important to consult a taxation specialist for more accurate and up-to-date information [8][5].

#Stablecoins
#IOF
#BancoCentral
#Criptomoedas
#Tributacao

Truther is set to launch a payment card in El Salvador by 2026

According to information from ChainCatcher, Truther — a company focused on payment solutions with cryptocurrencies — is preparing to make a payment card available in El Salvador on January 29, 2026. The project, developed in partnership with Visa, will allow users to use USDT directly from self-custody wallets.

The card will operate without the need for prior reloading or custody services, applying a fixed conversion fee of 2%. For Brazilians, there is also the advantage of usage without IOF charges. After its debut in El Salvador, the card will be released globally for all Truther users.

The company also plans to expand its operations to other markets, such as Argentina, Mexico, Colombia, and Russia. In addition, it aims to add new local stablecoins to its self-custody wallet as early as 2025.

#USDT
#Visa
$SOL
#IOF