carolinepham

Commodity Futures Trading Commission has again confirmed that she plans to move to the crypto firm MoonPay. This move will happen once the Senate confirms her replacement and the new chair officially takes office. The transition has been expected for some time and now appears very close.

President Donald Trump has nominated Mike Selig to lead the CFTC. According to the Senate schedule his confirmation vote was planned for Wednesday evening. Once approved and sworn in Selig will take over the agency and Pham will step aside from her current role.

Pham has already made her future plans clear. She is expected to join MoonPay in a senior leadership position. Her role will focus on legal and administrative matters. MoonPay recently secured a New York trust charter which marks an important step in its growth and compliance journey. The company has now publicly confirmed Pham decision to join them.

Pham shared her thoughts in a public statement. She said she is excited to join MoonPay at an important time for the company and the wider crypto space. She also posted online that she looks forward to a smooth transition once the new CFTC chair is sworn in. She described the future as bright and expressed confidence in the path ahead.

Before leading the CFTC Pham worked as a managing director at a major financial firm. During her time at the commission she pushed for clearer and more supportive rules for crypto markets. In recent weeks several of her initiatives have moved forward. These efforts came as the Senate process to confirm her replacement was nearing completion.

Mike Selig currently works at the US Securities and Exchange Commission. He has been involved in shaping crypto policy there. His move to the CFTC comes at a time when digital assets remain a key topic for regulators. If confirmed he will take charge as new policies and programs are already in motion.

MoonPay leadership welcomed Pham openly. The company chief executive described her as one of the most important voices in US financial regulation. He said she has helped shape the future of digital assets and called her a strong fit to guide the company through its next phase of growth and compliance.

At MoonPay Pham will oversee policy and regulatory strategy in Washington. The company works across crypto payments trading and stablecoin services. While MoonPay is not directly regulated by the CFTC it operates in a space that depends heavily on clear rules and trust. Her background is expected to help the firm work closely with policymakers and regulators.

This move reflects a broader trend of experienced public officials joining private crypto firms. For Pham it marks the next step in a career focused on financial markets and innovation. For MoonPay it adds a leader with deep knowledge of regulation and government process.

As the Senate vote approaches all eyes are on the final steps of this transition. Once Selig takes office the change will be official. Pham will then begin her new chapter at MoonPay bringing years of public service experience into the private sector of digital finance.
#CarolinePham
#MoonPay
#CryptoRegulation
#DigitalAssets

📅 September 29 | Washington, D.C., USA
The "War of territories" between United States agencies came to an end . Caroline Pham, interim president of the Commodity Futures Trading Commission (CFTC) , surprised to declare that disputes with the Securities and Exchange Commission (Sec) and other institutions will now give way to cooperation. The announcement marks a historical turn, after years of clashes that left the crypto industry trapped in a limbo of uncertainty and regulatory contradictions.

📖 The rivalry between the SEC and the CFTC was one of the most commented battles in the crypto ecosystem. While the SEC, under Gary Gensler, claimed jurisdiction on almost all tokens when they consider them "securities", the CFTC defended that many digital assets were Commodities , under their legal framework.
For years, these opposite visions generated confusion:
Projects that did not know what license they should obtain. Exchange facing simultaneous investigations of different agencies. Insecure investors on whether an asset was legal or pursued.
In his speech, Pham said that the goal is now aligning efforts . He talked about creating joint work tables, sharing data and designing consistent rules for the sector. This change occurs just when Congress also discusses specific frameworks for stablcoins and digital custody , reinforcing the pressure towards a regulatory unification .
For the industry, this could mean the beginning of a clearer and less hostile. However, many experts warn that the challenge will be to turn words into actions, since internal tensions and different legal interpretations persist.

Topic Opinion:
I think that this announcement by Caroline Pham can mark a before and after for the crypto ecosystem in the US, the industry has been trapped in a jurisdictions that only generated uncertainty and talent escape. If there is really a joint effort, entrepreneurs and users can operate with more confidence.
But I also know that US regulatory history is full of promises that are then diluted in practice. Therefore, I maintain a cautious optimism: the key will be that Congress and agencies work hand in hand to give clear, stable and realistic rules.
💬 Do you think the CFTC and the SEC will really cooperate for the benefit of the crypto ecosystem?

Leave your comment ...
#CFTC #SEC #bitcoin #CarolinePham #CryptoNews $BTC

📅 December 11 | United States
At a time when crypto regulation in the United States is navigating political pressures, risk warnings, and internal power struggles, the CFTC has just made a move few expected: eliminating its 2020 guidance on “actual delivery” of digital assets. This guidance had been a cornerstone of the post-BitMEX regulatory era, used to oversee how exchanges had to demonstrate that users actually received the assets they purchased.

📖The withdrawal of the 2020 guidance marks a turning point for digital asset regulation in the United States. This guidance, created during the early attempts to define how the "actual delivery" of cryptocurrencies should function, sought to establish criteria for assessing when a user had full control over assets purchased on retail platforms.
At the time, it emerged in response to market evolution stemming from the 2018 financial crisis and congressional concerns following the passage of the Dodd-Frank Act in 2010.
However, in Caroline Pham's words, the guidance has become obsolete. The acting chair explained that its complexity and outdated nature generated more confusion than clarity, especially now that custody, exchange, and settlement models have advanced rapidly.
According to Caroline Pham, this change aligns directly with the recommendations of the President's Working Group on Digital Assets Markets, one of the most influential reports published this year regarding risks, regulatory standards, and proposed authority for federal oversight.
During the summer, the White House published an extensive report that addressed issues such as illicit finance, tax policy, and the need to give the CFTC greater authority to regulate digital assets in spot markets. Within that framework, the elimination of the 2020 guidance is interpreted as a step toward simplifying the regulatory architecture and establishing a more coherent foundation for future comprehensive oversight.
Although the agency has not yet released new guidance to replace the eliminated version, officials close to the matter have suggested that the goal is to move toward more transparent and consistent rules, especially regarding the custody, transfer, and effective control of digital assets. This decision could also pave the way for broader adjustments in how the CFTC and the SEC divide jurisdiction over tokens, stablecoins, and trading platforms.
Crypto regulation in the United States is entering a new phase, and past rules are no longer sufficient to keep pace with the current rate of innovation.

Topic Opinion:
The crypto market has changed so much since 2020 that continuing to apply outdated rules only added friction and ambiguity. I think it's healthy that the agency recognizes that regulation needs updating if it truly wants to protect users and foster efficient markets. However, I also believe that this temporary regulatory gap should be filled soon with clearer guidelines, especially considering the growth of platforms that handle complex custody.
💬 Do you think the US is truly modernizing its crypto regulations?

Leave your comment...
#CFTC #BTC #CarolinePham #DigitalAssets #CryptoNews $BTC

У світі криптовалют панує нова ера стабільності: війна між ключовими регуляторами США — Комісією з цінних паперів і бірж (SEC) та Комісією з торгівлі товарними ф'ючерсами (CFTC) — за домінування в криптоіндустрії офіційно завершена. Про це заявила Керолайн Фам, комісарка CFTC, у своєму недавньому інтерв'ю для CoinDesk 28 вересня 2025 року. "Ми досягли консенсусу, де SEC фокусується на цінних паперах, а CFTC — на деривативах і commodities. Це кінець хаосу", — зазначила вона.Конфлікт тягнувся роками, починаючи з позовів SEC проти Binance та Coinbase у 2023-му, де регулятор класифікував токени як securities.
CFTC, навпаки, бачила в крипті commodities, подібні до золота чи нафти, і активно просувала деривативи. Результатом стали численні судові баталії, що гальмували інновації та відлякували інвесторів. За даними Chainalysis, через регуляторну невизначеність обсяг інвестицій у крипто у США впав на 15% у 2024 році.Тепер, за словами Фам, Конгрес готує єдиний крипто-закон — Crypto Market Structure Act 2025, який чітко розмежовує юрисдикції.
SEC очолить нагляд за ICO та стейблкойнами, CFTC — за ф'ючерсами та спотовими ринками commodities на кшталт BTC та ETH. "Це відкриває двері для інституційних гігантів, як BlackRock і Fidelity, без страху штрафів", — підкреслила Фам.Для індустрії це означає сплеск: аналітики з Bloomberg прогнозують зростання ринку на 40% у 2026-му. Роздрібні інвестори отримають кращий захист, а стартапи — чіткі правила. Однак Фам застерігає: "Регуляція не зупинить інновації, але зробить їх безпечнішими".Ця угода — перемога для крипто, що переходить від "дикого заходу" до зрілого ринку. США повертають лідерство у глобальній крипто-економіці, обганяючи ЄС та Азію.
#CryptoRegulation #SECvsCFTC #CarolinePham #CryptoNews #BTC #ETH #Web3
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