😤 Let me share my 5-year journey in the crypto space— from losing 500k to dollar-cost averaging for 100 days
Back in 2021, with dreams of hitting the jackpot, I jumped into crypto right as the bull market was peaking, with BTC just breaking 60k. I felt like the chosen one.
I started trading futures, opening 10x and 20x positions, staying up all night glued to the candlesticks, my heart racing with the price action. At my worst, I lost 80k in a single day; I had one altcoin crash from a 300% gain to zero, totaling a loss of 500k.
During that time, I was too scared to check the charts, tossing and turning at night, scrolling through Weibo for all those rags-to-riches stories, getting more anxious with every read, and the more anxious I got, the more I felt the urge to act. A classic retail trader loop: losing money and wanting to break even, breaking even and wanting to make more, making money and wanting to get rich, getting rich and wanting to retire—then losing it all again.
❌ Eventually, I realized: frequent trading is essentially using "trading" to mask the panic of "not knowing what I'm buying."
Starting in 2025, I began dollar-cost averaging into BTC and BNB, not checking the charts, not obsessively watching the market, just buying a fixed amount each month as if I were saving. 30 years is a long time, so I set a small target first—let's see how it goes for 100 days.
Today marks exactly 100 days.
There were many times I felt the urge to sell—every time the market dipped, I wondered, "Is it crashing?" and every time it surged, I thought, "Should I get out?"—but I held strong.
Not because I have incredible willpower, but because I knew: if I can't hold for 100 days, how can I hold for 30 years?
Honestly, the market is pretty interesting right now:
❶ BTC funding flipped positive for the first time in history, bulls starting to load up
❷ ETH funding also turned positive, with 4 levels of funding showing 2 positive, 1 flat, and 1 deeply negative
❸ In just 1 hour and 10 minutes, all 4 funding levels reversed over the last 24 hours—textbook-level resonance
❹ Yet, the Fear and Greed Index (FNG) is still stuck at 18, showing a serious divergence between market sentiment and liquidity
This is the most divided moment I've observed in these 100 days: liquidity is already challenging the FNG, but retail sentiment is still frozen.
Solana shorts shifted from "holding on" to "defeated," with all 4 funding levels flipping positive in 1 hour and 10 minutes—this is a textbook bottom signal.
I’m pondering a question: back when I lost 500k, if someone had told me to “dollar-cost average for 30 years,” would I have listened?
Most likely not.
Because back then, I didn’t believe in "slowly getting rich." I thought I was the chosen one, capable of perfectly timing the top and bottom—then what? The most expensive lesson in crypto isn’t the tuition; it’s the arrogance of thinking, "I got this."
Now, my monthly investment days are set for 11:57, 15:57, and 19:57—I set my alarm, let it deduct at the right time, and don’t check the price.
❓ How about you? Have you ever lost money and completely changed your strategy?
My biggest regret isn’t losing money; it’s not starting dollar-cost averaging sooner.
BTC $64,787, ETH $1,703, BNB $613, SOL $69.51—prices are decent, still holding.
Back in 2021, with dreams of hitting the jackpot, I jumped into crypto right as the bull market was peaking, with BTC just breaking 60k. I felt like the chosen one.
I started trading futures, opening 10x and 20x positions, staying up all night glued to the candlesticks, my heart racing with the price action. At my worst, I lost 80k in a single day; I had one altcoin crash from a 300% gain to zero, totaling a loss of 500k.
During that time, I was too scared to check the charts, tossing and turning at night, scrolling through Weibo for all those rags-to-riches stories, getting more anxious with every read, and the more anxious I got, the more I felt the urge to act. A classic retail trader loop: losing money and wanting to break even, breaking even and wanting to make more, making money and wanting to get rich, getting rich and wanting to retire—then losing it all again.
❌ Eventually, I realized: frequent trading is essentially using "trading" to mask the panic of "not knowing what I'm buying."
Starting in 2025, I began dollar-cost averaging into BTC and BNB, not checking the charts, not obsessively watching the market, just buying a fixed amount each month as if I were saving. 30 years is a long time, so I set a small target first—let's see how it goes for 100 days.
Today marks exactly 100 days.
There were many times I felt the urge to sell—every time the market dipped, I wondered, "Is it crashing?" and every time it surged, I thought, "Should I get out?"—but I held strong.
Not because I have incredible willpower, but because I knew: if I can't hold for 100 days, how can I hold for 30 years?
Honestly, the market is pretty interesting right now:
❶ BTC funding flipped positive for the first time in history, bulls starting to load up
❷ ETH funding also turned positive, with 4 levels of funding showing 2 positive, 1 flat, and 1 deeply negative
❸ In just 1 hour and 10 minutes, all 4 funding levels reversed over the last 24 hours—textbook-level resonance
❹ Yet, the Fear and Greed Index (FNG) is still stuck at 18, showing a serious divergence between market sentiment and liquidity
This is the most divided moment I've observed in these 100 days: liquidity is already challenging the FNG, but retail sentiment is still frozen.
Solana shorts shifted from "holding on" to "defeated," with all 4 funding levels flipping positive in 1 hour and 10 minutes—this is a textbook bottom signal.
I’m pondering a question: back when I lost 500k, if someone had told me to “dollar-cost average for 30 years,” would I have listened?
Most likely not.
Because back then, I didn’t believe in "slowly getting rich." I thought I was the chosen one, capable of perfectly timing the top and bottom—then what? The most expensive lesson in crypto isn’t the tuition; it’s the arrogance of thinking, "I got this."
Now, my monthly investment days are set for 11:57, 15:57, and 19:57—I set my alarm, let it deduct at the right time, and don’t check the price.
❓ How about you? Have you ever lost money and completely changed your strategy?
My biggest regret isn’t losing money; it’s not starting dollar-cost averaging sooner.
BTC $64,787, ETH $1,703, BNB $613, SOL $69.51—prices are decent, still holding.