The "last mile" of crypto has always been spending. We can earn yield in DeFi, but moving those funds into a bank account usually involves slow, expensive off-ramps. The @undefined team is solving this with Plasma One, a stablecoin-native neobank that is now live in over 150 countries. Imagine a world where your balance stays on-chain, earning 10%+ yield, yet remains instantly spendable via a physical or virtual card.
This isn't just a vision; it’s the reality of the $XPL ecosystem in 2026. Users are currently enjoying up to 4% cashback on their daily purchases, paid directly in $XPL , while benefiting from zero-fee instant transfers to other users. The app has already surpassed 75,000 registered users, proving that there is a massive appetite for financial services that combine the best of both worlds. By obtaining EU licenses and focusing on regulatory compliance, @Plasma is building a "global stablecoin payment platform" that works for everyone from exporters in Istanbul to casual users in Southeast Asia. This is what mass adoption actually looks like—blockchain technology hidden behind a seamless, high-value banking experience.
