Binance Argentina Card: Fees and Limits
1. How to check the limits on my Binance Argentina Card?
To view the monthly and daily limits of your Binance Argentina Card, go to [Card Dashboard] - [Transaction Limit]. To change limits, select [View More].
Please note: Your limits are based on your identity verification (KYC) level, not card type.
To increase limits, you must upgrade your KYC level. Contact customer support for more info on how to upgrade your KYC level.
KYC 1 | KYC 2 | KYC 3 | |
| Daily Spend | 12,580,000 ARS | 17,760,000 ARS | 26,640,000 ARS |
| Monthly Spend (USD) | 14,800,000 ARS | 22,200,000 ARS | 33,300,000 ARS |
| Annual Spend (USD) | 59,200,000 ARS | 133,200,000 ARS | 199,800,000 ARS |
| Daily Cash Withdrawal (USD) | 600 USD (888,000 ARS) | 930 USD (1,376,400 ARS) | 1,400 (2,072,000 ARS) |
| Monthly Cash Withdrawal (USD) | 4,700 (6,956,000 ARS) | 4,700 (6,956,000 ARS) | 7,000 (10,360,000 ARS) |
| Annual Cash Withdrawal (USD) | 40,000 (59,200,000 ARS) | 40,000 (59,200,000 ARS) | 60,000 (88,800,000 ARS) |
| Daily Max ATM Withdrawals | 3 | 3 | 3 |
| Monthly Max ATM Withdrawals | 30 | 30 | 30 |
2. Binance Argentina Card Fees
You can refer to the following table for Binance Argentina Card fees:
| Item | Fee |
| Foreign Exchange Fee | 6-7% |
| Crypto Conversion Fee | 0.9% |
| Annual Fee | 0 ARS |
| ATM withdrawal fee | 2 free monthly withdrawals, thereafter 1.5USD each withdrawal |
| Physical Card issuance fee | 10 USD (first card free until 2026-12-31) |
| Card cancellation fee | 0 ARS |
Please note:
- Local fees, Third party fees, network fees, a conversion spread, and taxes may apply. You can check the costs/conversion rate applied for each transaction on your Binance Card from your Binance account.
- Refunds are in ARS, and fees are non-refundable.
- Fees will be debited in accordance with users’ payment Priority Setting.
3. What taxes may apply to my Binance Card transaction?
Certain taxes may apply when making international transactions or digital service purchases with your Binance Argentina Card. These taxes are regulated by the Argentine tax authority (AFIP) and are charged based on the transaction type and the merchant category.
Applicable taxes may include:
| VAT (Value Added Tax) | A rate of 21% when you use your Binance Card to hire digital services abroad or from foreign suppliers that appear in sections A or B of this list. Accessing or downloading digital books is exempt. |
| Gross Income Tax (IIBB) | A rate ranging from 1% to 13.20% (depending on the province where your customer lives) when you use your Binance Card to hire digital services abroad or from foreign suppliers listed by the tax authorities of each province: |
| Gambling (online betting) | A rate of 10% when you use your Binance Card to place a bet and/or hire a game of chance using their card in foreign businesses included in the list published by ARCA. The rate increases to 15% when the foreign business is located in a country with no or low taxation or in a non-cooperating country. |
Aviso legal: La Binance Card Argentina es emitida por Pomelo Fintech Services S.A.S. (CUIT 30-71714070-9) y permite a los usuarios disponer de los activos virtuales en su cuenta Binance, operada por Binance Services Latinoamérica S.A. de C.V., o de los fondos en pesos argentinos (ARS) de su cuenta de pago con SG Financial Technology, S.A. (PSP N° 33586), para realizar pagos en comercios adheridos a la red Mastercard. Para más información, consulte los Términos y Condiciones de la Binance Card Argentina.
BINANCE SERVICES LATINOAMÉRICA S.A. DE C.V. -S.S.E, (C.U.I.T. N° 30-71903746-8) Proveedor de Servicios de Activos Virtuales (PSAV) se encuentra inscripto bajo el N°76 de fecha 11 de septiembre de 2024 en el Registro de Proveedores de Servicios de Activos Virtuales de CNV Argentina. Este registro es a los fines del control como Sujeto Obligado ante la Unidad de Información Financiera (UIF) y de todo otro ente regulador facultado a tal efecto, en el marco de sus competencias, y no implica licencia ni supervisión por parte de la COMISIÓN NACIONAL DE VALORES sobre la actividad realizada por el PSAV.