ZK for privacy ZK for scale ZK for security ZK for new possibilities At BenPay, ZK is more than a technical upgrade — it’s the foundation of safer, faster, and user-centric crypto payments and on-chain finance. Pay effortlessly with BenPay Card, grow your assets with BenPay DeFi Earn, and stay fully self-custodial from end to end. Secure login✅ Minimized-trust settlement✅ Real-time yield✅
BenPay, the One-Stop On-Chain Financial Platform, Launches Native Privacy Payments! According to official sources, BenPay, a one-stop on-chain financial platform deeply incubated by BIXIN VC, has released v1.6.6 of its mini program, enabling native privacy payments: verifiable, non-leaking, and ready to use upon registration.
This capability is built on BenFen, the world's first native privacy payment public chain, providing full-chain encryption of accounts, balances, and transaction paths at the protocol layer. In collaboration with State Labs, BenPay uses Move VM enhancements, MPC, and TSS (threshold signature shares) to complete the entire signing and authorization processes in a distributed manner, ensuring private keys are never exposed in plaintext, and sub-second interaction speeds are maintained.
Key Features: ♻️One-Click Privacy Wallet Creation: Convert stablecoins and other assets into "privacy coins" usable for payments and receipts. ♻️Applicable Scenarios: High-privacy transactions such as large transfers, bulk payments, and payroll distribution.
Ecosystem Integration: Meanwhile, the DeFi Earn feature within the BenPay App, a DeFi aggregation tool, offers a unified entry point for multi-chain blue-chip protocols. It supports USDT/USDC direct deposits and withdrawals across multiple chains, simplifying cross-chain processes. This allows users to securely allocate and manage the flow of assets within the same application after completing privacy-preserving payments. #加密市场回调
🌍Emily's BenPay Journey Emily is a global traveler at the forefront of the cryptocurrency world. As a freelancer, she frequently needs to make payments and transactions with clients from different countries. Cross-border payments through traditional banks have always been a headache, especially on weekends or holidays when transfers can take days to process. This significantly reduces her flexibility when handling client payments.
One day, Emily heard about #BenPay, a decentralized payment tool that promises to make crypto payments simpler and more global. She decided to give it a try and chose the Alpha Card. The reason was simple—no top-up fees, global usability, and smooth crypto-to-fiat conversion.
After a meeting in Seoul one day, Emily wanted to meet her friends in Tokyo. To avoid the hassle of currency exchange, she used her Alpha Card to pay for her hotel in Tokyo. The payment process was smooth, and it was completed in just a few seconds. She immediately realized she no longer needed to worry about the slow cross-border payments of traditional banks.
A few months later, Emily traveled to Brazil for a project collaboration. This time, she opted for BenPay's Delta Card because of its zero monthly fee, allowing her to make payments anytime, anywhere, globally. She even used her Delta Card to buy coffee and snacks from a small vendor in Brazil, and the merchant had no issues accepting the payment. Even in places where crypto payments are not widely accepted, BenPay’s global coverage made Emily’s travels much easier.
She remembers the excitement she felt the first time she used BenPay—the sense of freedom, as if she had regained control over her finances and payments. From then on, BenPay became her best partner on her crypto payment journey.
BenPay not only changed Emily's payment methods but also allowed her to experience the convenience and freedom of crypto payments on a global scale. And this is just one of countless stories.
🎮Choose your fighter, and enter the payment battlefield💳 Pick your champion:
💙Alpha — Zero top-up fee, for the fearless spender 💜Sigma — No cross-border fee, for the global explorer 💚Delta — Zero monthly fee, for the freedom-loving degen
Each card unlocks a new way to pay. So… which one will you choose today?👀
Pay. Earn. Fully On-chain. Volatile markets shouldn’t stop your day-to-day life — or your growth. With BenPay Card, you can spend seamlessly across global payment scenarios. With BenPay Earn, your idle assets keep generating yield while staying fully self-custodied.
One wallet. One seamless experience. Payments + Yield, built for Web3.
🔹On-chain settlement 🔹Flexible multi-card switching 🔹Earn yield with full control of your assets
Spend smarter. Earn continuously. The future of crypto finance starts with BenPay.
🚀It’s here — BenPay DeFi Earn is officially live! A brand-new on-chain DeFi experience, inviting you to be among the first to try💰 What is BenPay DeFi Earn? BenPay DeFi Earn is a key component of the BenFen ecosystem within the super app BenPay, providing users with a unified gateway to access multi-chain DeFi protocols effortlessly.
✨Product Highlights 📦Multi-chain aggregation — deploy across chains with one click 💸Self-custody of assets — you control your private keys 🔄Flexible redemption — redeem anytime 🔐Streamlined access — ZKLogin login, no private keys, zero barrier to entry 💙Blue-chip selection — integrates top protocols like Solana, Aave, Compound; avoids high-risk assets
🔹No trading required — make passive income simple One click, earn across DeFi
🌊Market volatility? Your assets can stay stable and flexible. 💳BenPay Card: Make global payments effortlessly 💰BenPay DeFi Earn: Let idle assets grow automatically One card, one wallet, fully on-chain self-custody—payments + yield, all in one. 🔹Alpha / Sigma / Delta cards, switch freely 🔹Stable yield strategies, fully transparent on-chain 🔹zk-login · ready to use instantly BenPay — Payments and Yield, United
To make it easier for users to top up and use different crypto assets, we’ve updated the BenPay cross-chain bridge video. No matter if you hold assets on ETH, BSC, or other chains, you can seamlessly bridge them to your BenPay Card with one click. Join now: http://benpay.com BenPay — breaking the payment barriers between chains.
Congratulations to all users who received a BenPay Card! Next step How to deposit and withdraw on your card? We’ve prepared an easy tutorial to guide you step by step, making your BenPay Card ready to use anytime. Start now: http://benpay.com BenPay Card — making payments freer and more secure.
BenPay DeFi Earn — Direct Access to the World’s Leading DeFi Protocols
Over the past five years, decentralized finance (DeFi) has swept the globe, and the pace of innovation in the cryptocurrency market has continually refreshed people’s perceptions. Yet at the same time, complex operational logic, high gas fees, and uneven protocol quality have made the space intimidating for most users. Many people are drawn to DeFi, but are stopped by technical barriers and security concerns. The launch of BenPay DeFi Earn aims to solve this very dilemma. It is a core component of the BenFen blockchain ecosystem within the super app BenPay, positioned as a “one-click gateway to DeFi protocols.” By aggregating high-quality multi-chain protocols, automating operational workflows, and providing a zero-barrier user experience, BenPay DeFi Earn transforms the complex strategies once accessible only to “seasoned on-chain users” into an easy-to-use asset management tool for everyone. Here, users can complete cross-chain configurations and deploy yield strategies with a single click, while assets always remain under the user’s wallet control, ensuring safety, transparency, and traceability. This is the essence of BenPay: connecting global value and enabling free asset flow. Why Is BenPay DeFi Earn Needed? If traditional finance is plagued by centralization, the current problem in DeFi is “high entry barriers”: Complexity: New users must understand multiple concepts, such as wallet connections, cross-chain bridges, liquidity pools, and yield strategies, as a small mistake could result in asset loss.Hidden Costs: Every on-chain interaction requires gas fees, and switching between chains involves swaps and bridging, consuming both time and effort.Risk Management Challenges: Users cannot easily assess protocol security; audits and fund flows are often opaque.Fragmented Experience: Earning, paying, lending, and swapping are separate, making it difficult for users to move assets across different use cases smoothly. These pain points directly lead to the fact that, despite DeFi TVL reaching billions of dollars, only a small group of professional users can participate, leaving most ordinary users on the sidelines. BenPay DeFi Earn adds value by abstracting all these challenges—moving the complexity to the background, so users only need to “click once.” Core Advantages: One-Click Access, Full Control BenPay DeFi Earn is not just another “yield product.” It is a next-generation entry point built around safety, transparency, user experience, and cost efficiency: Self-Custody, Full Asset Control All assets remain in the user‘s wallet, with private keys fully controlled by the user. The platform never holds custody.Multi-Chain Aggregation, One-Click Deployment BenPay aggregates high-quality protocols across multiple chains, automating cross-chain swaps and exchanges.One-Click Access to Multi-Chain Protocols.Redeem Anytime, Flexible Allocation Users can redeem or reallocate configurations at any time according to market conditions or personal needs.On-Demand Redeem, Flexible Allocation.Certified Security, Strong Support The public chain code is audited by SlowMist, and the project is invested in and deeply incubated by Bixin Ventures.Seamless Experience, Zero Gas Fees Users pay no gas fees during core operations; all on-chain costs are fully covered by the platform.Zero-Fee Gasless Experience. In short, BenPay DeFi Earn makes earning yield as simple as “mobile phone money transfer” while retaining the transparency and autonomy of decentralized finance. BenPay: A One-Stop Financial Ecosystem If DeFi Earn is the gateway, BenPay’s full-stack ecosystem represents the future. It offers not just yield tools, but a super app for decentralized finance: BenPay Card Crypto assets like stablecoins can be used for global spending, supporting both offline POS and online payments, bridging life and on-chain usage.BenPay DEX An efficient, low-fee decentralized exchange platform offering deep liquidity support.BenPay C2C A decentralized escrow platform based on intelligent custody, ensuring secure and efficient transactions, enabling cross-border swaps and free asset movement.BenPay Shop Users can directly purchase goods on Shop using crypto, accelerating everyday crypto payments.BenPay Lending A decentralized collateralized lending platform, allowing users to unlock liquidity while keeping assets secure, fueling products like DeFi Earn. This ecosystem matrix allows users to earn income (DeFi Earn), manage assets (Lending/DEX), spend freely (Card/Shop), and move funds flexibly (C2C)—creating a closed-loop Web3 financial lifestyle. Mission & Vision BenPay’s mission is to lower the barriers to finance through technology, giving everyone equal access to the digital financial world. We believe that the future of finance will be: Borderless: Global users can access it directly without intermediaries.Intermediary-Free: Peer-to-peer value transfer reduces unnecessary costs.Transparent & Fair: Assets and rules are fully visible and verifiable, rather than relying on trust.Accessible to All: No longer a game for the few, but an inclusive financial service. BenPay DeFi Earn is the first realization of this vision. By simplifying the DeFi experience with “one-click access”, users can take control of their asset growth path without coding knowledge or frequent operations. In the future, as the BenPay ecosystem expands, we will continue to integrate core functions, including Earn, Pay, Lend, Trade, and Shop, to create a one-stop decentralized financial lifestyle for users worldwide.
Following the completion of the BenFen mainnet V1.24.2 upgrade, the BenFen public chain officially launches the privacy payment feature! With the launch of the Privacy Payment feature on the BenFen blockchain, BenPay — as a payment application built on BenFen— now fully inherits this core capability.
Powered by BenFen’s new on-chain privacy layer, every transaction on BenPay now includes: Encrypted account and balance data Protected payment paths Zero exposure of sensitive information Near-instant transaction performance
Users can now create a privacy wallet in one tap, convert stablecoins into privacy-enabled assets, and enjoy fully protected payments across spending, transfers, and other scenarios. Privacy is no longer an add-on — it is the foundation of modern payments. Starting today, all BenPay users can experience it in full. Welcome to the new era of privacy payments on BenPay.
BenPay decentralized self-custody Web3 payment card: bringing the convenience and freedom of integrating crypto assets into everyday life As Web3 continues to evolve, users are eager for a payment solution that embodies both the freedom of decentralized finance and the convenience of traditional financial systems. The BenPay multifunctional payment card, built on the high-performance BenFen blockchain, is designed for this generation of global crypto users. Whether online, offline, or mobile, it provides a seamless, secure, and borderless consumption experience. BenPay currently offers three different card options—Alpha, Sigma, and Delta—designed for different use cases while retaining core advantages such as decentralization, low fees, global availability, and multi-chain support.
BenPay.com BenPay Vision: Connecting global value, enabling free flow of assets In today's digital economy, assets should flow freely and efficiently on a global scale. BenPay is committed to building the next generation of digital financial infrastructure for users and businesses, providing a secure, compliant, and efficient platform to ensure that your assets are completely under your control while maximizing growth opportunities. To fully realize this vision, users need a comprehensive ecosystem that not only helps them achieve asset appreciation but also provides seamless payment, trading, and financial services.