Companies and institutions manage large assets and fear 'one person making arbitrary operations.' Morpho's multi-signature wallet just solves this, meeting the company's internal control requirements:
① Multi-level approval, spending requires multiple signatures
Companies can set up an 'approval process'—for example, loans under 1 million require 2 signatures, and loans over 1 million require 3 signatures. Once an employee initiates a loan application, other responsible parties must confirm it in the system, ensuring there is no situation where 'one person makes the decision,' in line with the company's internal control rules.
② Role permissions are clearly defined, and no one can exceed their authority
The finance position can only initiate transactions, not approve them; the approval position can only approve transactions, not initiate them; the auditing position can view all records but cannot operate;
Permissions can be adjusted at any time. For example, if an employee leaves, their permissions can be revoked immediately, eliminating the risk of 'former employees still being able to operate assets.'
③ Can integrate with enterprise systems, making data synchronization effortless.
Through the API, the multi-signature wallet can be integrated into the enterprise's own financial system—such as being able to view Morpho's positions and transaction records in real-time within the company's ERP, eliminating the need for manual data reconciliation and automatically generating compliance reports for audits, saving a significant amount of manual effort.
Many cross-border enterprises are now using this multi-signature wallet for stablecoin settlements, which is both secure and compliant with internal controls, making it much more convenient than traditional financial tools.
