The small banks in the United States are really not worth mentioning!
Friends, today I saw the news about small banks in the U.S. recognizing impairment, and is anyone panicking again, thinking there will be a crash or a significant drop?
But those who have experienced the crisis caused by the Silicon Valley Bank collapse should understand that the collapse of the Silicon Valley Bank back then triggered a liquidity crisis, directly alarming the Federal Reserve, forcing it to urgently start quantitative easing (QE) during the balance sheet reduction cycle to rescue the market by injecting liquidity into the financial system through balance sheet expansion.
Looking at this time, the recognized impairment is only 50 million, while the Silicon Valley Bank collapsed by 22 billion at that time! From the perspective of risk exposure and systemic risk, the difference in magnitude is enormous, and the impact on the financial market is simply not on the same level. Moreover, when market panic occurs, it may also be a sign that value depression is quietly brewing.
In the crypto world, news is very important, but we need to learn to analyze dialectically using the logic of financial cycles and risk pricing. This small-scale bank volatility is more about localized credit risk exposure, with limited transmission effects on the entire financial system.
So, friends, don’t be scared by short-term news! We also need to keep up with investment advice:
Position Management: Maintain a reasonable position, don’t blindly liquidate due to panic, and don’t be overly aggressive all in; leave some funds to cope with possible fluctuations. Asset Selection: Focus on cryptocurrencies that have actual application scenarios and clear long-term development logic, avoiding pure speculation and air tokens with no fundamental support. Mindset Control: The volatility in the crypto world is inherently large, so get used to viewing investments with a long-term perspective, don’t let short-term news lead you by the nose, and holding quality assets is key.
We need to broaden our vision and draw experiences from the evolution of historical financial events. Do you think this time will continue with panic, or should we ponder the opportunities? Let’s chat in the comments! #美联储降息预期 #加密市场回调 $BTC $ETH
