Is XRP Finally Waking Up? The $3 Question in Early 2026

As we kick off 2026, XRP is turning heads again. The Ripple-associated token is hovering around $2.15–$2.35, with recent surges pushing it past key resistance levels like $2.12 on strong volume. Just days into the new year, it's already up significantly in short bursts, fueled by shrinking exchange supplies and steady institutional inflows into spot XRP ETFs.

The buzz from crypto enthusiasts—like that viral post asking if $3 is the next stop—feels spot-on right now. Trading volume has exploded in spots, hitting billions daily, showing real money flowing in rather than just speculative hype. A clean break above recent highs (around $2.43 in some charts) could indeed pave the way for that 25–30% upside to $3, especially with exchange balances at multi-year lows creating a supply squeeze.

But let's keep it real: getting there won't be a straight shot. XRP needs sustained buying pressure and follow-through volume to hold those gains. Institutional demand looks promising—ETFs have raked in over $1.3 billion since late 2025—but broader market volatility, regulatory tweaks, and competition in cross-border payments could cap the rally.

Analysts are split, with some eyeing $3–$4 by year-end on adoption growth, while others see consolidation around $2–$3 if catalysts slow. One thing's clear: XRP's momentum is shifting bullish early in 2026. Are you holding tight for $3, or waiting for a dip? The ride's just getting interesting.

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