BREAKING: Galaxy Digital CEO Mike Novogratz warns that XRP and Cardano (ADA) risk becoming “relics of the past” if they fail to pivot toward verifiable real-world utility.
According to Novogratz, the era of hype-driven crypto is ending. The market is shifting toward business-backed tokens with clear revenue and profit models. He predicts a major 1–3 year structural transformation, where the industry consolidates and wallets and exchanges evolve into neobank-style financial platforms.
This view mirrors 2025 market trends, where Real World Assets (RWA) emerged as the top narrative with +185% returns, while speculative sectors like Gaming and DePIN crashed over 75%.
The message is clear: for XRP and ADA to survive this new “utility filter,” community strength isn’t enough anymore. Projects must prove their real economic value in the next generation of on-chain finance.
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