On-chain neobanks are platforms that handle core banking functions directly on blockchains, skipping traditional systems.Industry estimates suggest this sector could grow significantly—from around $149 billion in 2024 to over $4.4 trillion by 2034.The main advantages come from blockchain basics: instant cross-border transfers, full transparency on every transaction, and 24/7 availability with no downtime or geographic limits.As these platforms mature, they’re starting to offer more than just payments—think savings accounts, asset management, and easier global money movement.In simple terms, it’s software gradually taking over parts of traditional finance infrastructure.What do you think—will on-chain banking become everyday for most people, or stay more niche?

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