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🚨
XRP’S $943 SCENARIO? BRAD GARLINGHOUSE WENT ALL-I💣
👉$XRP could capture 14% of SWIFT’s $1.5 quadrillion flows within 5 years.
#SWIFT moves ~$1.5 QUADRILLION annually. Yes, with a “Q.” Garlinghouse says $XRP could handle 14% of it.
𝐓𝐡𝐚𝐭’𝐬 ~$𝟐𝟏𝟎 𝐓𝐑𝐈𝐋𝐋𝐈𝐎𝐍 𝐢𝐧 𝐟𝐥𝐨𝐰𝐬.
For context: the entire U.S. GDP is ~$27T.
If even a fraction of that demand funnels into $XRP liquidity pools, the price discovery won’t look like any past cycle.🤯
𝐅𝐨𝐫𝐠𝐞𝐭 $𝟑. 𝐅𝐨𝐫𝐠𝐞𝐭 $𝟏𝟎.
THE NUMBERS GET WILD🔢
Conservative math:
• 1% of $530T global flows = ~$𝟗𝟔/𝐗𝐑𝐏
Speculative liquidity squeeze:
• 5.6B effective float = $𝟗𝟒𝟑/𝐗𝐑𝐏
⚡️𝐘𝐞𝐬, 𝐭𝐡𝐚𝐭’𝐬 𝐭𝐡𝐫𝐞𝐞 𝐝𝐢𝐠𝐢𝐭𝐬.
GARLINGHOUSE’S SIGNAL
📢
“5 𝘺𝘦𝘢𝘳𝘴. 14%.”
That wasn’t a throwaway line. @Ripple sees adoption timelines accelerating.
Even tiny slices = life-changing valuations:
• 0.1% → ~$9.6
• 1% → ~$96
• 14% SWIFT →
🚀🚀🚀
XRP’S $943 SCENARIO? BRAD GARLINGHOUSE WENT ALL-I💣
👉$XRP could capture 14% of SWIFT’s $1.5 quadrillion flows within 5 years.
#SWIFT moves ~$1.5 QUADRILLION annually. Yes, with a “Q.” Garlinghouse says $XRP could handle 14% of it.
𝐓𝐡𝐚𝐭’𝐬 ~$𝟐𝟏𝟎 𝐓𝐑𝐈𝐋𝐋𝐈𝐎𝐍 𝐢𝐧 𝐟𝐥𝐨𝐰𝐬.
For context: the entire U.S. GDP is ~$27T.
If even a fraction of that demand funnels into $XRP liquidity pools, the price discovery won’t look like any past cycle.🤯
𝐅𝐨𝐫𝐠𝐞𝐭 $𝟑. 𝐅𝐨𝐫𝐠𝐞𝐭 $𝟏𝟎.
THE NUMBERS GET WILD🔢
Conservative math:
• 1% of $530T global flows = ~$𝟗𝟔/𝐗𝐑𝐏
Speculative liquidity squeeze:
• 5.6B effective float = $𝟗𝟒𝟑/𝐗𝐑𝐏
⚡️𝐘𝐞𝐬, 𝐭𝐡𝐚𝐭’𝐬 𝐭𝐡𝐫𝐞𝐞 𝐝𝐢𝐠𝐢𝐭𝐬.
GARLINGHOUSE’S SIGNAL
📢
“5 𝘺𝘦𝘢𝘳𝘴. 14%.”
That wasn’t a throwaway line. @Ripple sees adoption timelines accelerating.
Even tiny slices = life-changing valuations:
• 0.1% → ~$9.6
• 1% → ~$96
• 14% SWIFT →
🚀🚀🚀
Le Hohlt tDu4:
Antes era el juicio con la sec, luego esperaban que salga Rlsud, luego los ETF, luego iso20022, ahora clarity! Siempre esperaran algo y buscaran culpables! XRP “NO” HARA RICOS!
ترجمة
🚨 XRP’s $943 Scenario: Why Garlinghouse’s “14% of SWIFT” Comment Changes Everything 💣
For years, $XRP price discussions have been trapped in small numbers—$3, $5, maybe $10 in optimistic cycles. But those targets assume XRP behaves like a retail-driven speculative asset.
That assumption may be completely wrong.
What follows is not hype—it’s flow-based valuation logic, institutional plumbing, and first-principles math grounded in global settlement infrastructure.
🌍 The #Swift Benchmark No One Talks About
SWIFT is not a payment network—it is the global messaging backbone of money.
Annual transaction flows: ~$1.5 QUADRILLION
Used by 11,000+ financial institutions
Touches nearly every cross-border transfer on Earth
Brad Garlinghouse recently stated that XRP could realistically capture 14% of SWIFT’s flows within 5 years.
That single statement reframes XRP entirely.
14% of $1.5 quadrillion = ~$210 TRILLION in annual flow
For scale:
Entire U.S. GDP ≈ $27T
Global crypto market cap (peak) ≈ $3T
We are not comparing markets anymore.
We are comparing financial arteries.
🔁 Why Flow Matters More Than Market Cap
Most investors price assets by market cap.
Institutions price assets by liquidity throughput.
$XRP is designed for:
High-frequency settlement
Capital efficiency
On-demand liquidity (ODL)
Minimal nostro/vostro requirements
If even a fraction of SWIFT-like settlement demand migrates to XRP-based rails, price discovery stops following historical crypto cycles.
This becomes infrastructure valuation, not speculation.
📊 The Numbers (Conservative First)
Let’s remove emotion and run controlled math.
🌐 Global Cross-Border Flow Baseline
Estimated annual global settlement flows relevant to XRP:
~$530 trillion
Scenario 1: Minimal Institutional Penetration
1% of global flows
Required liquidity support: massive
Implied valuation:
≈ $96 per XRP
No mania. No squeeze.
Just base-layer utility.
🔥 The Liquidity Squeeze Scenario
Now apply reality.
Total XRP supply: 100B
Locked, escrowed, institutional, lost supply reduces effective float
Estimated effective circulating float: ~5.6B XRP
Scenario 2: High-Demand, Low-Float Environment
If institutional settlement demand forces liquidity competition:
$530T ÷ 5.6B XRP ≈ $943 per XRP
⚡ That is not a meme number.
That is supply vs throughput mathematics.
🧠 Why Garlinghouse’s Words Matter
Garlinghouse didn’t say:
“Maybe someday.”
He said:
“5 years. 14%.”
That implies:
Regulatory clarity assumptions
Bank-level adoption confidence
Infrastructure readiness
Timeline acceleration
Executives don’t float numbers like that casually—especially in regulated finance.
📈 Even Tiny Slices Change Lives
Let’s zoom out one final time:
0.1% of flows → ~$9.6/XRP
1% of flows → ~$96/XRP
14% of SWIFT-equivalent flows → 🚀🚀🚀
And this ignores:
Token velocity compression
Liquidity hoarding
Strategic reserves
Central bank corridors
🧩 Final Thought
This is not about predicting a top.
It’s about understanding that XRP is not competing with other coins.
It’s competing with legacy settlement systems measured in quadrillions.
Once you see $XRP through that lens, asking whether $3 or $10 is possible becomes irrelevant.
The real question becomes:
How much of global money flow can realistically migrate—and how fast?
That’s where the real numbers start. 🔥
That assumption may be completely wrong.
What follows is not hype—it’s flow-based valuation logic, institutional plumbing, and first-principles math grounded in global settlement infrastructure.
🌍 The #Swift Benchmark No One Talks About
SWIFT is not a payment network—it is the global messaging backbone of money.
Annual transaction flows: ~$1.5 QUADRILLION
Used by 11,000+ financial institutions
Touches nearly every cross-border transfer on Earth
Brad Garlinghouse recently stated that XRP could realistically capture 14% of SWIFT’s flows within 5 years.
That single statement reframes XRP entirely.
14% of $1.5 quadrillion = ~$210 TRILLION in annual flow
For scale:
Entire U.S. GDP ≈ $27T
Global crypto market cap (peak) ≈ $3T
We are not comparing markets anymore.
We are comparing financial arteries.
🔁 Why Flow Matters More Than Market Cap
Most investors price assets by market cap.
Institutions price assets by liquidity throughput.
$XRP is designed for:
High-frequency settlement
Capital efficiency
On-demand liquidity (ODL)
Minimal nostro/vostro requirements
If even a fraction of SWIFT-like settlement demand migrates to XRP-based rails, price discovery stops following historical crypto cycles.
This becomes infrastructure valuation, not speculation.
📊 The Numbers (Conservative First)
Let’s remove emotion and run controlled math.
🌐 Global Cross-Border Flow Baseline
Estimated annual global settlement flows relevant to XRP:
~$530 trillion
Scenario 1: Minimal Institutional Penetration
1% of global flows
Required liquidity support: massive
Implied valuation:
≈ $96 per XRP
No mania. No squeeze.
Just base-layer utility.
🔥 The Liquidity Squeeze Scenario
Now apply reality.
Total XRP supply: 100B
Locked, escrowed, institutional, lost supply reduces effective float
Estimated effective circulating float: ~5.6B XRP
Scenario 2: High-Demand, Low-Float Environment
If institutional settlement demand forces liquidity competition:
$530T ÷ 5.6B XRP ≈ $943 per XRP
⚡ That is not a meme number.
That is supply vs throughput mathematics.
🧠 Why Garlinghouse’s Words Matter
Garlinghouse didn’t say:
“Maybe someday.”
He said:
“5 years. 14%.”
That implies:
Regulatory clarity assumptions
Bank-level adoption confidence
Infrastructure readiness
Timeline acceleration
Executives don’t float numbers like that casually—especially in regulated finance.
📈 Even Tiny Slices Change Lives
Let’s zoom out one final time:
0.1% of flows → ~$9.6/XRP
1% of flows → ~$96/XRP
14% of SWIFT-equivalent flows → 🚀🚀🚀
And this ignores:
Token velocity compression
Liquidity hoarding
Strategic reserves
Central bank corridors
🧩 Final Thought
This is not about predicting a top.
It’s about understanding that XRP is not competing with other coins.
It’s competing with legacy settlement systems measured in quadrillions.
Once you see $XRP through that lens, asking whether $3 or $10 is possible becomes irrelevant.
The real question becomes:
How much of global money flow can realistically migrate—and how fast?
That’s where the real numbers start. 🔥
ترجمة
XRP’s $943 Potential? Brad Garlinghouse Just Dropped a Bomb💣
👉 According to Garlinghouse, $XRP could capture 14% of #Swift $1.5 quadrillion annual flows within the next 5 years.
Yes, you read that right — $1.5 QUADRILLION moves through SWIFT every year. If XRP grabbed 14% of that, we’re talking roughly $210 TRILLION in flows.
•For perspective: the entire U.S. GDP is about $27T.
Even a tiny slice of that moving through $XRP liquidity pools could make price discovery completely unlike anything we’ve ever seen. 🤯
•Forget $3. Forget $10.
The numbers get insane 🔢
Conservative estimate: 1% of $530T global flows → ~$96/XRP
Speculative liquidity squeeze (5.6B effective float) → $943/XRP ⚡️
•Yes, that’s three digits.
Garlinghouse’s message:
📢 “5 years. 14%.”
This wasn’t just talk — Ripple expects adoption to accelerate.
Even small percentages are massive:
•0.1% → ~$9.6
•1% → ~$96
•14% → the $943 scenario
#StrategyBTCPurchase #Xrp🔥🔥
Yes, you read that right — $1.5 QUADRILLION moves through SWIFT every year. If XRP grabbed 14% of that, we’re talking roughly $210 TRILLION in flows.
•For perspective: the entire U.S. GDP is about $27T.
Even a tiny slice of that moving through $XRP liquidity pools could make price discovery completely unlike anything we’ve ever seen. 🤯
•Forget $3. Forget $10.
The numbers get insane 🔢
Conservative estimate: 1% of $530T global flows → ~$96/XRP
Speculative liquidity squeeze (5.6B effective float) → $943/XRP ⚡️
•Yes, that’s three digits.
Garlinghouse’s message:
📢 “5 years. 14%.”
This wasn’t just talk — Ripple expects adoption to accelerate.
Even small percentages are massive:
•0.1% → ~$9.6
•1% → ~$96
•14% → the $943 scenario
#StrategyBTCPurchase #Xrp🔥🔥
ترجمة
$XRP $943 Potential? Brad Garlinghouse Just Dropped a Bomb💣
👉 According to Garlinghouse, $XRP could capture 14% of #Swift $1.5 quadrillion annual flows within the next 5 years.
Yes, you read that right — $1.5 QUADRILLION moves through SWIFT every year. If XRP grabbed 14% of that, we’re talking roughly $210 TRILLION in flows.
•For perspective: the entire U.S. GDP is about $27T.
Even a tiny slice of that moving through $XRP liquidity pools could make price discovery completely unlike anything we’ve ever seen. 🤯
•Forget $3. Forget $10.
The numbers get insane 🔢
Conservative estimate: 1% of $530T global flows → ~$96/XRP
Speculative liquidity squeeze (5.6B effective float) → $943/XRP ⚡️
•Yes, that’s three digits.
Garlinghouse’s message:
📢 “5 years. 14%.”
This wasn’t just talk — Ripple expects adoption to accelerate.
Even small percentages are massive:
•0.1% → ~$9.6
•1% → ~$96
•14% → the $943 scenario
#StrategyBTCPurchase #Xrp🔥🔥
👉 According to Garlinghouse, $XRP could capture 14% of #Swift $1.5 quadrillion annual flows within the next 5 years.
Yes, you read that right — $1.5 QUADRILLION moves through SWIFT every year. If XRP grabbed 14% of that, we’re talking roughly $210 TRILLION in flows.
•For perspective: the entire U.S. GDP is about $27T.
Even a tiny slice of that moving through $XRP liquidity pools could make price discovery completely unlike anything we’ve ever seen. 🤯
•Forget $3. Forget $10.
The numbers get insane 🔢
Conservative estimate: 1% of $530T global flows → ~$96/XRP
Speculative liquidity squeeze (5.6B effective float) → $943/XRP ⚡️
•Yes, that’s three digits.
Garlinghouse’s message:
📢 “5 years. 14%.”
This wasn’t just talk — Ripple expects adoption to accelerate.
Even small percentages are massive:
•0.1% → ~$9.6
•1% → ~$96
•14% → the $943 scenario
#StrategyBTCPurchase #Xrp🔥🔥
ترجمة
XRP’S $943 SCENARIO? BRAD GARLINGHOUSE WENT ALL-I💣
👉$XRP
could capture 14% of SWIFT’s $1.5 quadrillion flows within 5 years.
moves ~$1.5 QUADRILLION annually. Yes, with a “Q.” Garlinghouse says $XRP could handle 14% of it.
𝐓𝐡𝐚𝐭’𝐬 ~$𝟐𝟏𝟎 𝐓𝐑𝐈𝐋𝐋𝐈𝐎𝐍 𝐢𝐧 𝐟𝐥𝐨𝐰𝐬.
For context: the entire U.S. GDP is ~$27T.
If even a fraction of that demand funnels into $XRP liquidity pools, the price discovery won’t look like any past cycle.🤯
𝐅𝐨𝐫𝐠𝐞𝐭 $𝟑. 𝐅𝐨𝐫𝐠𝐞𝐭 $𝟏𝟎.
THE NUMBERS GET WILD🔢
Conservative math:
• 1% of $530T global flows = ~$𝟗𝟔/𝐗𝐑𝐏
Speculative liquidity squeeze:
• 5.6B effective float = $𝟗𝟒𝟑/𝐗𝐑𝐏
⚡️𝐘𝐞𝐬, 𝐭𝐡𝐚𝐭’𝐬 𝐭𝐡𝐫𝐞𝐞 𝐝𝐢𝐠𝐢𝐭𝐬.
GARLINGHOUSE’S SIGNAL
📢
“5 𝘺𝘦𝘢𝘳𝘴. 14%.”
That wasn’t a throwaway line. @Ripple sees adoption timelines accelerating.
Even tiny slices = life-changing valuations:
• 0.1% → ~$9.6
• 1% → ~$96
• 14% #SWIFT →
🚀🚀🚀
👉$XRP
could capture 14% of SWIFT’s $1.5 quadrillion flows within 5 years.
moves ~$1.5 QUADRILLION annually. Yes, with a “Q.” Garlinghouse says $XRP could handle 14% of it.
𝐓𝐡𝐚𝐭’𝐬 ~$𝟐𝟏𝟎 𝐓𝐑𝐈𝐋𝐋𝐈𝐎𝐍 𝐢𝐧 𝐟𝐥𝐨𝐰𝐬.
For context: the entire U.S. GDP is ~$27T.
If even a fraction of that demand funnels into $XRP liquidity pools, the price discovery won’t look like any past cycle.🤯
𝐅𝐨𝐫𝐠𝐞𝐭 $𝟑. 𝐅𝐨𝐫𝐠𝐞𝐭 $𝟏𝟎.
THE NUMBERS GET WILD🔢
Conservative math:
• 1% of $530T global flows = ~$𝟗𝟔/𝐗𝐑𝐏
Speculative liquidity squeeze:
• 5.6B effective float = $𝟗𝟒𝟑/𝐗𝐑𝐏
⚡️𝐘𝐞𝐬, 𝐭𝐡𝐚𝐭’𝐬 𝐭𝐡𝐫𝐞𝐞 𝐝𝐢𝐠𝐢𝐭𝐬.
GARLINGHOUSE’S SIGNAL
📢
“5 𝘺𝘦𝘢𝘳𝘴. 14%.”
That wasn’t a throwaway line. @Ripple sees adoption timelines accelerating.
Even tiny slices = life-changing valuations:
• 0.1% → ~$9.6
• 1% → ~$96
• 14% #SWIFT →
🚀🚀🚀
ترجمة
🚨 Could $XRP Really Hit $943? Brad Garlinghouse Breaks It Down 💣
Ripple CEO Brad Garlinghouse recently shared a bold prediction: $XRP could capture up to 14% of SWIFT’s $1.5 quadrillion annual transaction flows within the next 5 years. To put that in perspective, that’s around $210 trillion in potential flows — nearly 8 times the size of the entire U.S. GDP (~$27T). 🤯
If even a small portion of that volume enters XRP liquidity pools, price discovery could defy anything we’ve seen in past cycles. Forget $3. Forget $10. The numbers we’re talking about are in a completely different league.
⚡ Conservative vs. Speculative Scenarios
Conservative estimate: 1% of $530T global flows → ~$96 per XRP
Speculative liquidity squeeze: 5.6B effective float → $943 per XRP
Yes, three-digit territory is not impossible if adoption accelerates as Garlinghouse suggests.
📢 Key Takeaways
Garlinghouse’s timeline: 5 years, 14% SWIFT penetration
Even a tiny fraction of adoption could be life-changing:
• 0.1% adoption → ~$9.6
• 1% adoption → ~$96
• 14% adoption → 🚀🚀🚀
The message is clear: $XRP is not just another crypto. With institutional adoption, real-world use cases, and global payment flows in play, the next cycle could look completely different from anything in the past.
#XRP #Ripple #CryptoNews #SWIFT #Blockchain
Ripple CEO Brad Garlinghouse recently shared a bold prediction: $XRP could capture up to 14% of SWIFT’s $1.5 quadrillion annual transaction flows within the next 5 years. To put that in perspective, that’s around $210 trillion in potential flows — nearly 8 times the size of the entire U.S. GDP (~$27T). 🤯
If even a small portion of that volume enters XRP liquidity pools, price discovery could defy anything we’ve seen in past cycles. Forget $3. Forget $10. The numbers we’re talking about are in a completely different league.
⚡ Conservative vs. Speculative Scenarios
Conservative estimate: 1% of $530T global flows → ~$96 per XRP
Speculative liquidity squeeze: 5.6B effective float → $943 per XRP
Yes, three-digit territory is not impossible if adoption accelerates as Garlinghouse suggests.
📢 Key Takeaways
Garlinghouse’s timeline: 5 years, 14% SWIFT penetration
Even a tiny fraction of adoption could be life-changing:
• 0.1% adoption → ~$9.6
• 1% adoption → ~$96
• 14% adoption → 🚀🚀🚀
The message is clear: $XRP is not just another crypto. With institutional adoption, real-world use cases, and global payment flows in play, the next cycle could look completely different from anything in the past.
#XRP #Ripple #CryptoNews #SWIFT #Blockchain
ترجمة
🏦 THE $943 "MOON MATH": Can XRP Capture 14% of SWIFT? 💣📈
Is the "Banker’s Coin" about to swallow a massive chunk of the global financial system? At the XRPL Apex event, Ripple CEO Brad Garlinghouse dropped a bombshell that has the community crunched the numbers: $XRP could capture 14% of SWIFT’s market share within the next 5 years.
When you look at the scale of SWIFT—which moves an estimated $1.5 Quadrillion annually—the implications for $XRP aren't just bullish; they are world-changing.
🔍 Breaking Down the "Quadrillion" Scale
To understand why the $943 scenario exists, you have to look at the Liquidity Gap:
The Goal: Capturing 14% of SWIFT’s volume means processing roughly $210 Trillion in annual flows.
The Problem with SWIFT: It relies on pre-funded "Nostro/Vostro" accounts, locking up trillions in stagnant capital.
The Ripple Solution: XRP acts as a bridge currency, settling in seconds and freeing up that capital. Garlinghouse’s focus is on Liquidity, not just messaging.
🔢 THE MATH: FROM $3 TO $943?
While most analysts are eyeing $3.00 to $8.00 as realistic 2026 targets, the "Supply Shock" math for 14% adoption gets wild:
The Conservative Play ($9 - $12): If XRP captures a few percentage points of global remittance, a price of $10+ becomes a mathematical necessity just to facilitate the transaction volume.
The Liquidity Squeeze ($96+): Capturing 1% of total global flows could push XRP into the triple digits as demand for the available float skyrockets.
The "Garlinghouse" Vision ($943): This is the ultimate "Black Swan" scenario where XRP becomes the primary global reserve bridge for central banks, absorbing 14%+ of SWIFT's total quadrillion-dollar traffic.
💡 WHY 2026 IS THE TURNING POINT
According to Garlinghouse, 2026 will be the "Most Bullish Year" for crypto. With Spot XRP ETFs now live and the 2025 acquisitions of Ripple Prime and GTreasury fully integrated, the rails are officially laid.
"SWIFT is a 70s messaging system in a 2026 world. Liquidity is the new king, and XRP is the most liquid asset for banks."
📢 COMMUNITY CHALLENGE
Is $943 a mathematical certainty or a bridge too far? 🏛️ vs 🚀
Comment "14%" below if you believe Ripple is taking over the SWIFT system! 👇
#XRP #Ripple #Swift #CryptoAnalysis #BinanceSquare #XRPCommunity #BullRun2026
When you look at the scale of SWIFT—which moves an estimated $1.5 Quadrillion annually—the implications for $XRP aren't just bullish; they are world-changing.
🔍 Breaking Down the "Quadrillion" Scale
To understand why the $943 scenario exists, you have to look at the Liquidity Gap:
The Goal: Capturing 14% of SWIFT’s volume means processing roughly $210 Trillion in annual flows.
The Problem with SWIFT: It relies on pre-funded "Nostro/Vostro" accounts, locking up trillions in stagnant capital.
The Ripple Solution: XRP acts as a bridge currency, settling in seconds and freeing up that capital. Garlinghouse’s focus is on Liquidity, not just messaging.
🔢 THE MATH: FROM $3 TO $943?
While most analysts are eyeing $3.00 to $8.00 as realistic 2026 targets, the "Supply Shock" math for 14% adoption gets wild:
The Conservative Play ($9 - $12): If XRP captures a few percentage points of global remittance, a price of $10+ becomes a mathematical necessity just to facilitate the transaction volume.
The Liquidity Squeeze ($96+): Capturing 1% of total global flows could push XRP into the triple digits as demand for the available float skyrockets.
The "Garlinghouse" Vision ($943): This is the ultimate "Black Swan" scenario where XRP becomes the primary global reserve bridge for central banks, absorbing 14%+ of SWIFT's total quadrillion-dollar traffic.
💡 WHY 2026 IS THE TURNING POINT
According to Garlinghouse, 2026 will be the "Most Bullish Year" for crypto. With Spot XRP ETFs now live and the 2025 acquisitions of Ripple Prime and GTreasury fully integrated, the rails are officially laid.
"SWIFT is a 70s messaging system in a 2026 world. Liquidity is the new king, and XRP is the most liquid asset for banks."
📢 COMMUNITY CHALLENGE
Is $943 a mathematical certainty or a bridge too far? 🏛️ vs 🚀
Comment "14%" below if you believe Ripple is taking over the SWIFT system! 👇
#XRP #Ripple #Swift #CryptoAnalysis #BinanceSquare #XRPCommunity #BullRun2026
ترجمة
𝗪𝗵𝘆 𝗜𝗦𝗢 𝟮𝟬𝟬𝟮𝟮 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗻𝗼𝘄
ISO 20022 is no longer theoretical.
SWIFT moved from planning to enforcement in March 2023, the coexistence period ended late November 2025, and the final operational milestones now extend through 2026.
This is where real enterprise rails get stress tested, not marketing narratives.
The altcoins most often labeled “ISO 20022 ready”
XRP, XLM, QNT, HBAR, ALGO, XDC, IOTA, ADA.
How they actually stack up for enterprise adoption 👇
$XRP is payments first, with explicit standards involvement and bank grade distribution via @Ripple. The upside is clear positioning, the risk is centralization optics and regulatory narrative volatility.
$XLM runs a similar payments lane but leans toward remittances and inclusion. Strong corridor logic, weaker institutional firepower compared to Ripple, execution matters.
$QNT is not a settlement bet, it is middleware. If ISO adoption means message translation across many ledgers, this is the cleanest pure play, but you are underwriting vendor adoption, not L1 network effects.
$HBAR focuses on enterprise governance and real world integrations beyond payments. Strong fit for regulated environments, but the market often misprices it as a pure payments proxy while usage is multi vertical.
$ALGO is a high performance institutional grade L1 that can support regulated finance. The technology is there, sustained enterprise traction still needs to prove out.
$XDC targets trade finance and supply chain messaging. Clear niche, narrower narrative, and many ISO claims are overstated.
$IOTA sits in the data and machine economy angle. Enterprise relevant, but long roadmaps and delayed flagship deployments weigh on perception.
$ADA appears in ISO themed lists, but its linkage is the loosest. This is more about future compatibility than near term financial rails.
𝗛𝗼𝘄 𝘁𝗼 𝗿𝗮𝗻𝗸 𝗜𝗦𝗢 𝗿𝗲𝗹𝗲𝘃𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝗹𝘆 ?
Ignore labels.
Focus on standards participation, post 2025 production integrations, ISO message handling capability, compliance and governance, and real settlement economics.
#ISO20022 RWA #Swift #HBA R #XRP # #ADA
SWIFT moved from planning to enforcement in March 2023, the coexistence period ended late November 2025, and the final operational milestones now extend through 2026.
This is where real enterprise rails get stress tested, not marketing narratives.
The altcoins most often labeled “ISO 20022 ready”
XRP, XLM, QNT, HBAR, ALGO, XDC, IOTA, ADA.
How they actually stack up for enterprise adoption 👇
$XRP is payments first, with explicit standards involvement and bank grade distribution via @Ripple. The upside is clear positioning, the risk is centralization optics and regulatory narrative volatility.
$XLM runs a similar payments lane but leans toward remittances and inclusion. Strong corridor logic, weaker institutional firepower compared to Ripple, execution matters.
$QNT is not a settlement bet, it is middleware. If ISO adoption means message translation across many ledgers, this is the cleanest pure play, but you are underwriting vendor adoption, not L1 network effects.
$HBAR focuses on enterprise governance and real world integrations beyond payments. Strong fit for regulated environments, but the market often misprices it as a pure payments proxy while usage is multi vertical.
$ALGO is a high performance institutional grade L1 that can support regulated finance. The technology is there, sustained enterprise traction still needs to prove out.
$XDC targets trade finance and supply chain messaging. Clear niche, narrower narrative, and many ISO claims are overstated.
$IOTA sits in the data and machine economy angle. Enterprise relevant, but long roadmaps and delayed flagship deployments weigh on perception.
$ADA appears in ISO themed lists, but its linkage is the loosest. This is more about future compatibility than near term financial rails.
𝗛𝗼𝘄 𝘁𝗼 𝗿𝗮𝗻𝗸 𝗜𝗦𝗢 𝗿𝗲𝗹𝗲𝘃𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝗹𝘆 ?
Ignore labels.
Focus on standards participation, post 2025 production integrations, ISO message handling capability, compliance and governance, and real settlement economics.
#ISO20022 RWA #Swift #HBA R #XRP # #ADA
ترجمة
SWIFT has been saying it for years: the future of global payments isn’t about replacing existing rails — it’s about upgrading them ✅
This document shows that @Ripple’s strategy is integration, using DLT to boost speed, efficiency, and real-time settlement on top of current infrastructure like #SWIFT 👇🏼
$XRP #Ripple #Swift #xrp
This document shows that @Ripple’s strategy is integration, using DLT to boost speed, efficiency, and real-time settlement on top of current infrastructure like #SWIFT 👇🏼
$XRP #Ripple #Swift #xrp
ترجمة
✨ ISO 20022 Goes Live for Cross-Border Payments
As of 22 November 2025, ISO 20022 is officially the global standard for cross-border payment instructions. This marks a major milestone after years of collaboration across the global financial ecosystem.
📊 Adoption is already impressive: 97% of payment instructions are now sent using ISO 20022.
What this unlocks 👇
✅ Faster and more efficient payments with richer data
✅ Higher automation and lower operational friction
✅ Better insights and improved customer experience
✅ A future-ready, globally aligned payment infrastructure
SWIFT has played a key role in building this foundation and will continue supporting the transition toward instant, interoperable, and inclusive global payments.
#ISO20022 #CrossBorderPayments #Swift #fintech #FutureOfPayments
As of 22 November 2025, ISO 20022 is officially the global standard for cross-border payment instructions. This marks a major milestone after years of collaboration across the global financial ecosystem.
📊 Adoption is already impressive: 97% of payment instructions are now sent using ISO 20022.
What this unlocks 👇
✅ Faster and more efficient payments with richer data
✅ Higher automation and lower operational friction
✅ Better insights and improved customer experience
✅ A future-ready, globally aligned payment infrastructure
SWIFT has played a key role in building this foundation and will continue supporting the transition toward instant, interoperable, and inclusive global payments.
#ISO20022 #CrossBorderPayments #Swift #fintech #FutureOfPayments
ترجمة
$LINK price surges 6% as Swift confirms successful tests using CCIP for tokenized asset transfers.
Chainlink's total secured value (TVS) hits a new yearly high of $160 billion.
Investors view $LINK as the key infrastructure play for the 2026 institutional wave.
#Chainlink #LINK #RWA #Swift
Chainlink's total secured value (TVS) hits a new yearly high of $160 billion.
Investors view $LINK as the key infrastructure play for the 2026 institutional wave.
#Chainlink #LINK #RWA #Swift
🚨 عاجل | تقارير تتحدث عن احتمال دمج SWIFT لعملة $XRP
تداولت بعض المصادر تقارير تفيد بأن شبكة SWIFT قد تتجه إلى دمج XRP بهدف تسريع وتحسين كفاءة المدفوعات عبر الحدود، بالتزامن مع تزايد الحديث عن وضوح أكبر في اللوائح التنظيمية في بعض الأسواق.
لكن للتوضيح المهم:
✅ حتى الآن لا يوجد تأكيد رسمي من SWIFT أو Ripple.
⚠️ ما يتم تداوله حاليًا يبقى ضمن إطار شائعات/تقارير غير مؤكدة وقد يتغير بسرعة.
لماذا يهتم السوق بهذا الخبر لو صح؟
قد يعني تقليل زمن التسوية ورفع كفاءة التحويلات الدولية.
قد يزيد من التركيز على حلول السيولة عند الطلب والبنية التحتية للمدفوعات.
قد ينعكس على توقعات المستثمرين تجاه XRP (إيجابًا أو سلبًا بحسب المستجدات).
كيف تتابع التطورات بشكل آمن؟
اعتمد على البيانات الرسمية من حسابات/مواقع SWIFT وRipple.
تجنب قرارات الشراء/البيع بناءً على عناوين فقط.
راقب أي إعلان يتعلق بـ تجارب/شراكات/إطلاقات أو تحديثات تنظيمية.
ما رأيكم: هل دمج SWIFT لأي أصل رقمي مثل XRP منطقي تقنيًا وتنظيميًا، أم أن SWIFT ستواصل الاعتماد على حلول أخرى؟
#xrp #Ripple #Swift #crypto #CryptoNews
تنويه: هذا منشور معلوماتي وليس نصيحة مالية.
تداولت بعض المصادر تقارير تفيد بأن شبكة SWIFT قد تتجه إلى دمج XRP بهدف تسريع وتحسين كفاءة المدفوعات عبر الحدود، بالتزامن مع تزايد الحديث عن وضوح أكبر في اللوائح التنظيمية في بعض الأسواق.
لكن للتوضيح المهم:
✅ حتى الآن لا يوجد تأكيد رسمي من SWIFT أو Ripple.
⚠️ ما يتم تداوله حاليًا يبقى ضمن إطار شائعات/تقارير غير مؤكدة وقد يتغير بسرعة.
لماذا يهتم السوق بهذا الخبر لو صح؟
قد يعني تقليل زمن التسوية ورفع كفاءة التحويلات الدولية.
قد يزيد من التركيز على حلول السيولة عند الطلب والبنية التحتية للمدفوعات.
قد ينعكس على توقعات المستثمرين تجاه XRP (إيجابًا أو سلبًا بحسب المستجدات).
كيف تتابع التطورات بشكل آمن؟
اعتمد على البيانات الرسمية من حسابات/مواقع SWIFT وRipple.
تجنب قرارات الشراء/البيع بناءً على عناوين فقط.
راقب أي إعلان يتعلق بـ تجارب/شراكات/إطلاقات أو تحديثات تنظيمية.
ما رأيكم: هل دمج SWIFT لأي أصل رقمي مثل XRP منطقي تقنيًا وتنظيميًا، أم أن SWIFT ستواصل الاعتماد على حلول أخرى؟
#xrp #Ripple #Swift #crypto #CryptoNews
تنويه: هذا منشور معلوماتي وليس نصيحة مالية.
ترجمة
🔥 LINEA – niedoceniany gracz L2 na Ethereum
zkEVM, szybkie i tanie transakcje, realny ekosystem dApps.
Bez wielkiego szumu, za to konsekwentny rozwój.
👀 Coraz częściej pojawia się pytanie:
czy LINEA pójdzie śladem OP i ARB, czy zaskoczy jeszcze mocniej?
📉 Cena nadal wygląda jak wczesny etap,
a narracja zk + Ethereum historycznie robiła robotę.
💬 Co sądzisz o Linea?
Akumulacja, obserwacja czy kompletny skip?
#Linea #Layer2 #zkEVM #Ethereum #Altcoins
zkEVM, szybkie i tanie transakcje, realny ekosystem dApps.
Bez wielkiego szumu, za to konsekwentny rozwój.
👀 Coraz częściej pojawia się pytanie:
czy LINEA pójdzie śladem OP i ARB, czy zaskoczy jeszcze mocniej?
📉 Cena nadal wygląda jak wczesny etap,
a narracja zk + Ethereum historycznie robiła robotę.
💬 Co sądzisz o Linea?
Akumulacja, obserwacja czy kompletny skip?
#Linea #Layer2 #zkEVM #Ethereum #Altcoins
ترجمة
Swift's New Best Friend Is Actually Chainlink CCIP!
Swift's New Best Friend Is Actually Chainlink CCIP! 🏦✨
Yo guys, have you ever thought about how absolutely massive the traditional banking world is compared to our little crypto bubble? 🏦
We are talking about trillions and trillions of dollars moving around every single day through these old-school, dusty institutions that have been around forever! 🏛️
But guess what? The game is officially changing because Chainlink’s CCIP has basically become the "gold standard" for all these giant banks that want to join the digital future without breaking anything! 🛠️✨
$BNB
It’s not just some small experiment anymore; it is the actual foundation for the entire global financial reset we've been waiting for! 🌍💰
$ZEC
When you see legendary names like Swift and Euroclear—the literal gatekeepers of the world's money—using CCIP to move assets across different blockchains, you know something huge is happening! 🤝
These aren't just random partnerships for a quick hype cycle; they are deep, structural integrations that prove Chainlink is the only bridge they actually trust with their massive bags. 🌉
$SOL
No other protocol out there can even come close to this level of security and reliability, which is why the "Big Finance" guys are choosing LINK as their secret weapon for global interoperability! 🛡️💎
It is like CCIP is the universal translator that finally allows the old banking world to speak fluent blockchain and start tokenizing everything on the planet! 🗣️📈
This is exactly why we say LINK is the "adult in the room" when it comes to infrastructure because it’s busy solving real problems for the biggest players on the planet right now! 🧠
Instead of just chasing retail hype, they are building the plumbing for a multi-trillion dollar asset migration that is going to change the world forever. 🌊
So while the rest of the market is busy worrying about small price dips, the smart money is watching these institutional pipes being laid down one by one! 🏗️
If you’re HODLing LINK, you’re basically holding a piece of the bridge that connects the old world to the new one, and trust me, that is a bridge everyone is going to have to cross eventually! 🚀🙌
#ChainlinkUpdate #CCIP #Swift #RWA
Yo guys, have you ever thought about how absolutely massive the traditional banking world is compared to our little crypto bubble? 🏦
We are talking about trillions and trillions of dollars moving around every single day through these old-school, dusty institutions that have been around forever! 🏛️
But guess what? The game is officially changing because Chainlink’s CCIP has basically become the "gold standard" for all these giant banks that want to join the digital future without breaking anything! 🛠️✨
$BNB
It’s not just some small experiment anymore; it is the actual foundation for the entire global financial reset we've been waiting for! 🌍💰
$ZEC
When you see legendary names like Swift and Euroclear—the literal gatekeepers of the world's money—using CCIP to move assets across different blockchains, you know something huge is happening! 🤝
These aren't just random partnerships for a quick hype cycle; they are deep, structural integrations that prove Chainlink is the only bridge they actually trust with their massive bags. 🌉
$SOL
No other protocol out there can even come close to this level of security and reliability, which is why the "Big Finance" guys are choosing LINK as their secret weapon for global interoperability! 🛡️💎
It is like CCIP is the universal translator that finally allows the old banking world to speak fluent blockchain and start tokenizing everything on the planet! 🗣️📈
This is exactly why we say LINK is the "adult in the room" when it comes to infrastructure because it’s busy solving real problems for the biggest players on the planet right now! 🧠
Instead of just chasing retail hype, they are building the plumbing for a multi-trillion dollar asset migration that is going to change the world forever. 🌊
So while the rest of the market is busy worrying about small price dips, the smart money is watching these institutional pipes being laid down one by one! 🏗️
If you’re HODLing LINK, you’re basically holding a piece of the bridge that connects the old world to the new one, and trust me, that is a bridge everyone is going to have to cross eventually! 🚀🙌
#ChainlinkUpdate #CCIP #Swift #RWA
ترجمة
SWIFT 上链大动作！XRP & HBAR 争抢跨境支付风口
SWIFT 上链试验：XRP 和 HBAR 谁能抢占跨境支付未来？
全球支付巨头 #Swift 正在进行一项基于区块链技术的实时测试，引发了市场对山寨币的新一轮关注。此次测试的主角是 瑞波币 (#xrp ) 和 Hedera Hashgraph (#hbar )，两者在速度、可扩展性和应用潜力上都表现亮眼📈。
SWIFT 每年处理的交易额超过 150 万亿美元💰，即使仅将其中一小部分迁移到区块链，也可能对加密市场尤其是 XRP 和 HBAR 的需求产生重大推动作用。
🚀 XRP 和 HBAR：SWIFT 的“区块链先锋”
这次测试显示，XRP 和 HBAR 是推动跨境支付和资产代币化的有力候选者。
XRP：以即时结算和流动性桥接能力闻名，银行尤其青睐。HBAR：以高交易吞吐量和企业级治理能力著称，适合企业级应用和代币化部署。
测试的核心目标，是将传统银行支付信息与区块链基础设施无缝结合，让跨境转账更快、更低成本、更透明💡。
如果 SWIFT 每年 150 万亿美元的交易流量，即便只有一小部分通过区块链完成，整个市场格局可能被重新定义。对于 XRP 而言，这意味着更多的银行和支付服务提供商可能采用它作为流动性桥接。对于 HBAR，则意味着企业级代币化应用的机会将进一步拓展📊。
⚡ 技术对比：XRP vs HBAR
XRP 的核心优势
XRP 的特点是结算快、流动性强，非常适合银行和支付机构作为桥接资产。其基于 Ripple 协议 (RPCA) 的共识机制，让交易速度更快、成本更低，同时能源消耗远低于传统金融系统⚡。
HBAR 的核心优势
共识时间：约 3 秒处理能力：超过 10,000 TPS，可通过分片进一步扩展能耗：每笔交易约 0.000003 千瓦时，实现碳负排放 🌱治理：由 39 名成员组成的治理委员会负责，包括谷歌、IBM 等科技巨头应用场景：代币化资产、企业级应用采用案例：谷歌、波音等大型企业
HBAR 的核心亮点是可扩展性和绿色低耗能特性，非常适合企业部署大规模代币化方案。同时，“八卦+虚拟投票 (aBFT)”共识机制确保了网络安全与高效率的平衡💎。
💡 市场潜力与投资启示
XRP银行最关注的，是其即时结算和流动性管理能力如果 SWIFT 部分交易迁移到区块链，XRP 的实际使用量可能大幅增加对投资者来说，这是银行端需求的潜在信号，市场关注度可能持续上升📈HBAR企业应用和代币化资产是其最大卖点大型科技公司和企业的参与，使 HBAR 在企业级市场中具备先发优势投资者可关注企业级合作和应用落地情况，判断长期潜力💼
总的来说，SWIFT 的试验不仅是技术创新的探索，也是对 XRP 和 HBAR 市场需求的验证。短期来看，这类消息可能引发波动，但长期来看，真正推动价格和应用的，是实际落地和银行、企业的持续采用📌。
🌟 小结
SWIFT 正在测试基于区块链的实时支付系统，XRP 和 HBAR 是领先竞争者XRP 以结算速度快、流动性强著称，银行采用率高HBAR 拥有高吞吐量、绿色低耗能和企业治理优势，适合代币化应用即便 SWIFT 只迁移少量交易，也可能推动市场需求增长投资者需关注落地情况，而不仅仅是市场炒作
全球支付巨头 #Swift 正在进行一项基于区块链技术的实时测试，引发了市场对山寨币的新一轮关注。此次测试的主角是 瑞波币 (#xrp ) 和 Hedera Hashgraph (#hbar )，两者在速度、可扩展性和应用潜力上都表现亮眼📈。
SWIFT 每年处理的交易额超过 150 万亿美元💰，即使仅将其中一小部分迁移到区块链，也可能对加密市场尤其是 XRP 和 HBAR 的需求产生重大推动作用。
🚀 XRP 和 HBAR：SWIFT 的“区块链先锋”
这次测试显示，XRP 和 HBAR 是推动跨境支付和资产代币化的有力候选者。
XRP：以即时结算和流动性桥接能力闻名，银行尤其青睐。HBAR：以高交易吞吐量和企业级治理能力著称，适合企业级应用和代币化部署。
测试的核心目标，是将传统银行支付信息与区块链基础设施无缝结合，让跨境转账更快、更低成本、更透明💡。
如果 SWIFT 每年 150 万亿美元的交易流量，即便只有一小部分通过区块链完成，整个市场格局可能被重新定义。对于 XRP 而言，这意味着更多的银行和支付服务提供商可能采用它作为流动性桥接。对于 HBAR，则意味着企业级代币化应用的机会将进一步拓展📊。
⚡ 技术对比：XRP vs HBAR
XRP 的核心优势
XRP 的特点是结算快、流动性强，非常适合银行和支付机构作为桥接资产。其基于 Ripple 协议 (RPCA) 的共识机制，让交易速度更快、成本更低，同时能源消耗远低于传统金融系统⚡。
HBAR 的核心优势
共识时间：约 3 秒处理能力：超过 10,000 TPS，可通过分片进一步扩展能耗：每笔交易约 0.000003 千瓦时，实现碳负排放 🌱治理：由 39 名成员组成的治理委员会负责，包括谷歌、IBM 等科技巨头应用场景：代币化资产、企业级应用采用案例：谷歌、波音等大型企业
HBAR 的核心亮点是可扩展性和绿色低耗能特性，非常适合企业部署大规模代币化方案。同时，“八卦+虚拟投票 (aBFT)”共识机制确保了网络安全与高效率的平衡💎。
💡 市场潜力与投资启示
XRP银行最关注的，是其即时结算和流动性管理能力如果 SWIFT 部分交易迁移到区块链，XRP 的实际使用量可能大幅增加对投资者来说，这是银行端需求的潜在信号，市场关注度可能持续上升📈HBAR企业应用和代币化资产是其最大卖点大型科技公司和企业的参与，使 HBAR 在企业级市场中具备先发优势投资者可关注企业级合作和应用落地情况，判断长期潜力💼
总的来说，SWIFT 的试验不仅是技术创新的探索，也是对 XRP 和 HBAR 市场需求的验证。短期来看，这类消息可能引发波动，但长期来看，真正推动价格和应用的，是实际落地和银行、企业的持续采用📌。
🌟 小结
SWIFT 正在测试基于区块链的实时支付系统，XRP 和 HBAR 是领先竞争者XRP 以结算速度快、流动性强著称，银行采用率高HBAR 拥有高吞吐量、绿色低耗能和企业治理优势，适合代币化应用即便 SWIFT 只迁移少量交易，也可能推动市场需求增长投资者需关注落地情况，而不仅仅是市场炒作
ترجمة
SWIFT vs. $XRP
Garlinghouse Calls SWIFT's Blockchain a 'Marketing Play'
The global cross-border payments battle just intensified after SWIFT announced a prototype of its new blockchain-based shared ledger, and Ripple CEO Brad Garlinghouse wasted no time in responding.
The CEO's Take
Garlinghouse largely dismissed SWIFT's announcement (which focuses on a shared ledger developed with Consensys and 30+ major banks), calling it:
* Marketing Over Product: He described the prototype as "more like a marketing play" or a "publicity stunt," particularly timed ahead of their annual Sibos conference, rather than a fully developed product.
* Too Slow to React: He emphasized that SWIFT is only now announcing a prototype, while Ripple has spent years building robust digital asset infrastructure, expanding into custody, stablecoins, and the $XRPL ecosystem.
* Focus on Liquidity: Garlinghouse maintained that the real battle is not in messaging (which SWIFT dominates), but in liquidity (the actual movement of value). Ripple's $XRP-powered On-Demand Liquidity (ODL) directly solves the problem of $10 Trillion in trapped nostro accounts, a key area SWIFT still struggles with.
* The Target: Garlinghouse has been clear on Ripple's ambition: to not just compete with, but replace SWIFT's customer base, with a bold projection that $XRP could capture up to 14% of SWIFT's cross-border volume within five years.
The $XRP Army Reaction
The community viewed Garlinghouse's comments as a major validation:
* "Checkmate" Momentum: Many $XRP enthusiasts took the news as proof that their early belief in Ripple's strategy was correct, seeing SWIFT's move as a panicked reaction to Ripple's success.
* Focus on Network Effect: Supporters highlight that simply building a blockchain ledger doesn't give SWIFT Ripple's established network effect, which is critical for adoption.
* Conflicting Views: While the general sentiment is bullish, some debate arose after a SWIFT executive cryptically commented "checkmate" on Ripple's recent $200M acquisition of Rail, with some interpreting it as sarcasm and others as a genuine acknowledgment of Ripple's strategic momentum.
This ongoing rivalry keeps the spotlight on $XRP's utility as the industry transitions from decades-old banking tech to modern digital rails.
#XRP #Ripple #SWIFT #CryptoNews #FinTech
The global cross-border payments battle just intensified after SWIFT announced a prototype of its new blockchain-based shared ledger, and Ripple CEO Brad Garlinghouse wasted no time in responding.
The CEO's Take
Garlinghouse largely dismissed SWIFT's announcement (which focuses on a shared ledger developed with Consensys and 30+ major banks), calling it:
* Marketing Over Product: He described the prototype as "more like a marketing play" or a "publicity stunt," particularly timed ahead of their annual Sibos conference, rather than a fully developed product.
* Too Slow to React: He emphasized that SWIFT is only now announcing a prototype, while Ripple has spent years building robust digital asset infrastructure, expanding into custody, stablecoins, and the $XRPL ecosystem.
* Focus on Liquidity: Garlinghouse maintained that the real battle is not in messaging (which SWIFT dominates), but in liquidity (the actual movement of value). Ripple's $XRP-powered On-Demand Liquidity (ODL) directly solves the problem of $10 Trillion in trapped nostro accounts, a key area SWIFT still struggles with.
* The Target: Garlinghouse has been clear on Ripple's ambition: to not just compete with, but replace SWIFT's customer base, with a bold projection that $XRP could capture up to 14% of SWIFT's cross-border volume within five years.
The $XRP Army Reaction
The community viewed Garlinghouse's comments as a major validation:
* "Checkmate" Momentum: Many $XRP enthusiasts took the news as proof that their early belief in Ripple's strategy was correct, seeing SWIFT's move as a panicked reaction to Ripple's success.
* Focus on Network Effect: Supporters highlight that simply building a blockchain ledger doesn't give SWIFT Ripple's established network effect, which is critical for adoption.
* Conflicting Views: While the general sentiment is bullish, some debate arose after a SWIFT executive cryptically commented "checkmate" on Ripple's recent $200M acquisition of Rail, with some interpreting it as sarcasm and others as a genuine acknowledgment of Ripple's strategic momentum.
This ongoing rivalry keeps the spotlight on $XRP's utility as the industry transitions from decades-old banking tech to modern digital rails.
#XRP #Ripple #SWIFT #CryptoNews #FinTech
ترجمة
SWIFT DETONATES THE OLD SYSTEM 💥🌍Dear Crypto Family 💥💫 — here’s your update:
On September 29, 2025, SWIFT just pulled the pin. 🚀 More than 30 top global banks are coming together to rip apart the slow, outdated cross-border payment system and rebuild it on blockchain rails.
✅ A shared digital ledger is coming — instant, trackable, and made for the digital currency era.
✅ SWIFT is not fighting crypto — weeks earlier they confirmed $XRP is officially on the table.
✅ They won’t issue their own coin — instead, they’ll act as the switchboard connecting banks, digital assets, and settlement rails worldwide.
The Playbook:
SWIFT stays neutral — no competition with crypto, only enabling it.
Banks choose the assets they want for settlement (including $XRP ).
gpi service guarantees speed, transparency, and finality.
Traditional finance + blockchain = running side by side by design.
This is the bridge between old finance and the new quantum-ready system. Gatekeepers are not blocking the shift — they are building it.
For $XRP and Ripple tech, this is the clearest green light yet. Integration into SWIFT = instant global reach for banks that opt in. Once this goes live, the flow of cross-border payments can’t be stopped.
SWIFT isn’t replacing Ripple — it’s wiring the world so Ripple’s rails can carry the load. The power to settle trades, remittances, and reserves in seconds is about to rewrite the game.
#XRP #Ripple #SWIFT #CryptoNews #Blockchain
On September 29, 2025, SWIFT just pulled the pin. 🚀 More than 30 top global banks are coming together to rip apart the slow, outdated cross-border payment system and rebuild it on blockchain rails.
✅ A shared digital ledger is coming — instant, trackable, and made for the digital currency era.
✅ SWIFT is not fighting crypto — weeks earlier they confirmed $XRP is officially on the table.
✅ They won’t issue their own coin — instead, they’ll act as the switchboard connecting banks, digital assets, and settlement rails worldwide.
The Playbook:
SWIFT stays neutral — no competition with crypto, only enabling it.
Banks choose the assets they want for settlement (including $XRP ).
gpi service guarantees speed, transparency, and finality.
Traditional finance + blockchain = running side by side by design.
This is the bridge between old finance and the new quantum-ready system. Gatekeepers are not blocking the shift — they are building it.
For $XRP and Ripple tech, this is the clearest green light yet. Integration into SWIFT = instant global reach for banks that opt in. Once this goes live, the flow of cross-border payments can’t be stopped.
SWIFT isn’t replacing Ripple — it’s wiring the world so Ripple’s rails can carry the load. The power to settle trades, remittances, and reserves in seconds is about to rewrite the game.
#XRP #Ripple #SWIFT #CryptoNews #Blockchain
ترجمة
Ripple CEO Fires Back at SWIFT’s Blockchain Prototype 🚀
⚡
$XRP is in the spotlight again after Ripple CEO Brad Garlinghouse pushed back against SWIFT’s blockchain-based shared ledger prototype, calling it more of a marketing stunt than a true innovation.
✨ Garlinghouse vs. SWIFT
SWIFT announced a prototype ahead of the Sibos Conference.
Garlinghouse highlighted Ripple’s real-world digital asset infrastructure already live and scaling globally.
Ripple has moved beyond payments — into custody, stablecoins (RLUSD), and XRPL development.
✨ Community Buzz
The XRP Army rallied behind Garlinghouse, echoing the view that SWIFT is late to the blockchain game, while Ripple has been building for 13+ years with proven solutions.
✨ Ripple’s Edge
Ripple already launched RLUSD stablecoin.
Expanding XRPL ecosystem and strategic acquisitions.
Partnerships positioning Ripple to redefine global finance.
$XRP
🔥 The debate is clear: Ripple delivers — SWIFT experiments.
#XRP #Ripple #Swift #CryptoNews #Blockchain #XRPL #Stablecoins #CryptoCommuni
ty #RippleVsSWIFT
$XRP is in the spotlight again after Ripple CEO Brad Garlinghouse pushed back against SWIFT’s blockchain-based shared ledger prototype, calling it more of a marketing stunt than a true innovation.
✨ Garlinghouse vs. SWIFT
SWIFT announced a prototype ahead of the Sibos Conference.
Garlinghouse highlighted Ripple’s real-world digital asset infrastructure already live and scaling globally.
Ripple has moved beyond payments — into custody, stablecoins (RLUSD), and XRPL development.
✨ Community Buzz
The XRP Army rallied behind Garlinghouse, echoing the view that SWIFT is late to the blockchain game, while Ripple has been building for 13+ years with proven solutions.
✨ Ripple’s Edge
Ripple already launched RLUSD stablecoin.
Expanding XRPL ecosystem and strategic acquisitions.
Partnerships positioning Ripple to redefine global finance.
$XRP
🔥 The debate is clear: Ripple delivers — SWIFT experiments.
#XRP #Ripple #Swift #CryptoNews #Blockchain #XRPL #Stablecoins #CryptoCommuni
ty #RippleVsSWIFT
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